FINIMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINIMMO
Largest movements
- Current investments -€110,000
down €110,000 (-100.0%), from €110,000 to €0
- Receivables within one year -€41,970
down €41,970 (-17.8%), from €235,127 to €193,157
of which Other amounts receivable: -€22,183
- Tangible fixed assets -€36,502
down €36,502 (-5.3%), from €692,009 to €655,507
of which Land and buildings: -€27,581
- Debts after one year -€171,533
down €171,533 (-57.6%), from €297,645 to €126,111
- Profit (loss) carried forward -€13,703
down €13,703 (-21.1%), from €64,942 to €51,239
- Gross operating margin -€193,261
down €193,261 (-80.9%), from €238,792 to €45,531
- Taxes -€15,847
down €15,847 (-100.0%), from €15,847 to €0
- Financial charges -€7,651
down €7,651 (-22.3%), from €34,263 to €26,612
- Financial income -€2,687
down €2,687 (-20.5%), from €13,130 to €10,442
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,288,216 | €1,104,378 | -€183,838 | -14.3% |
| Fixed assets | 21/28 | €692,009 | €655,507 | -€36,502 | -5.3% |
| Tangible fixed assets | 22/27 | €692,009 | €655,507 | -€36,502 | -5.3% |
| Land and buildings | 22 | €672,341 | €644,760 | -€27,581 | -4.1% |
| Furniture and vehicles | 24 | €19,668 | €10,747 | -€8,921 | -45.4% |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €596,207 | €448,871 | -€147,336 | -24.7% |
| Amounts receivable after more than one year | 29 | €18,150 | €20,181 | +€2,031 | +11.2% |
| Trade receivables | 290 | €18,150 | €20,181 | +€2,031 | +11.2% |
| Stocks and contracts in progress | 3 | €217,612 | €217,612 | = | 0.0% |
| Stocks | 30/36 | €217,612 | €217,612 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €235,127 | €193,157 | -€41,970 | -17.8% |
| Trade receivables | 40 | €85,376 | €65,589 | -€19,786 | -23.2% |
| Other amounts receivable | 41 | €149,751 | €127,568 | -€22,183 | -14.8% |
| Current investments | 50/53 | €110,000 | €0 | -€110,000 | -100.0% |
| Cash at bank and in hand | 54/58 | €4,166 | €7,722 | +€3,556 | +85.4% |
| Deferred charges and accrued income | 490/1 | €11,152 | €10,198 | -€954 | -8.6% |
| Total equity and liabilities | 10/49 | €1,288,216 | €1,104,378 | -€183,838 | -14.3% |
| Equity | 10/15 | €591,051 | €577,348 | -€13,703 | -2.3% |
| Contributions | 10/11 | €150,000 | €150,000 | = | 0.0% |
| Capital | 10 | €150,000 | €150,000 | = | 0.0% |
| Issued capital | 100 | €150,000 | €150,000 | = | 0.0% |
| Reserves | 13 | €376,109 | €376,109 | = | 0.0% |
| Non-distributable reserves | 130/1 | €15,000 | €15,000 | = | 0.0% |
| Legal reserve | 130 | €15,000 | €15,000 | = | 0.0% |
| Distributable reserves | 133 | €361,109 | €361,109 | = | 0.0% |
| Profit (loss) carried forward | 14 | €64,942 | €51,239 | -€13,703 | -21.1% |
| Amounts payable | 17/49 | €697,165 | €527,030 | -€170,135 | -24.4% |
| Amounts payable after more than one year | 17 | €297,645 | €126,111 | -€171,533 | -57.6% |
| Financial debts | 170/4 | €297,645 | €126,111 | -€171,533 | -57.6% |
| Amounts payable within one year | 42/48 | €399,457 | €400,919 | +€1,463 | +0.4% |
| Current portion of amounts payable after more than one year | 42 | €21,533 | €21,533 | = | 0.0% |
| Trade debts | 44 | €1,089 | €1,600 | +€511 | +47.0% |
| Suppliers | 440/4 | €1,089 | €1,600 | +€511 | +47.0% |
| Taxes, remuneration and social security | 45 | €23,192 | €14,542 | -€8,650 | -37.3% |
| Taxes | 450/3 | €23,192 | €14,542 | -€8,650 | -37.3% |
| Other amounts payable | 47/48 | €353,642 | €363,243 | +€9,601 | +2.7% |
| Accrued charges and deferred income | 492/3 | €64 | €0 | -€64 | -100.0% |
| Non-recurring operating income | 76A | €214,617 | €0 | -€214,617 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €38,576 | €37,379 | -€1,197 | -3.1% |
| Other operating charges | 640/8 | €6,897 | €5,685 | -€1,212 | -17.6% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €238,792 | €45,531 | -€193,261 | -80.9% |
| Operating profit (loss) | 9901 | €193,319 | €2,467 | -€190,852 | -98.7% |
| Financial income | 75/76B | €13,130 | €10,442 | -€2,687 | -20.5% |
| Recurring financial income | 75 | €13,130 | €10,442 | -€2,687 | -20.5% |
| Financial charges | 65/66B | €34,263 | €26,612 | -€7,651 | -22.3% |
| Recurring financial charges | 65 | €34,263 | €26,612 | -€7,651 | -22.3% |
| Profit (loss) for the period before taxes | 9903 | €172,186 | -€13,703 | -€185,889 | |
| Income taxes | 67/77 | €15,847 | €0 | -€15,847 | -100.0% |
| Profit (loss) for the period | 9904 | €156,339 | -€13,703 | -€170,042 | |
| Profit (loss) for the period to be appropriated | 9905 | €156,339 | -€13,703 | -€170,042 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.