Fingry: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Fingry
NACE 70.100, Activities of head offices
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€18,472
2024 · €47,804-€29,332
Equity
€372,694
2024 · €354,222+€18,472
Cash
€37,312
2024 · €31,091+€6,221
Balance sheet total
€1.9m
2024 · €1.8m+€132,585
Largest movements
Assets
- Tangible fixed assets +€107,729
up €107,729 (+8.2%), from €1.3m to €1.4m
of which Land and buildings: +€110,749
- Current investments +€25,096
up €25,096 (+62.7%), from €40,000 to €65,096
Equity and liabilities
- Other debts +€197,473
up €197,473 (+42.8%), from €460,931 to €658,404
- Debts after one year -€65,656
down €65,656 (-7.9%), from €826,055 to €760,399
Income statement
- Depreciation +€21,501
up €21,501 (+42.2%), from €50,894 to €72,394
- Gross operating margin -€15,199
down €15,199 (-9.3%), from €164,222 to €149,024
- Taxes -€9,346
down €9,346 (-41.2%), from €22,708 to €13,363
- Financial charges +€3,828
up €3,828 (+10.5%), from €36,530 to €40,358
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€47,804
Gross operating margin
-€15,199
Depreciation
-€21,501
Other operating charges
+€1,371
Financial income
+€479
Financial charges
-€3,828
Taxes
+€9,346
Result 2025
€18,472
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€286,692
Investment
-€205,220
Financing
-€75,251
Cash 2024
€31,091
From operations (derived)
+€286,692
Net result for the year
+€18,472
Depreciation
+€72,394
Receivables within one year
+€6,385
Deferred charges and accrued income
+€76
Trade debts
-€4,912
Tax, wage and social debts
-€8,147
Other debts
+€197,473
Accrued charges and deferred income
+€4,951
Investment (derived)
-€205,220
Investment in fixed assets (net)
-€180,123
Current investments
-€25,096
Financing
-€75,251
Debts after one year
-€65,656
Current portion of long-term debt
-€9,595
Cash 2025
€37,312
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,764,428 | €1,897,013 | +€132,585 | +7.5% |
| Fixed assets | 21/28 | €1,665,733 | €1,773,462 | +€107,729 | +6.5% |
| Tangible fixed assets | 22/27 | €1,312,633 | €1,420,362 | +€107,729 | +8.2% |
| Land and buildings | 22 | €1,307,567 | €1,418,315 | +€110,749 | +8.5% |
| Plant, machinery and equipment | 23 | €2,624 | €2,046 | -€577 | -22.0% |
| Furniture and vehicles | 24 | €2,442 | €0 | -€2,442 | -100% |
| Financial fixed assets | 28 | €353,100 | €353,100 | = | 0.0% |
| Current assets | 29/58 | €98,695 | €123,551 | +€24,856 | +25.2% |
| Amounts receivable within one year | 40/41 | €26,702 | €20,317 | -€6,385 | -23.9% |
| Trade receivables | 40 | €19,256 | €18,779 | -€476 | -2.5% |
| Other amounts receivable | 41 | €7,446 | €1,538 | -€5,909 | -79.4% |
| Current investments | 50/53 | €40,000 | €65,096 | +€25,096 | +62.7% |
| Cash at bank and in hand | 54/58 | €31,091 | €37,312 | +€6,221 | +20.0% |
| Deferred charges and accrued income | 490/1 | €902 | €826 | -€76 | -8.5% |
| Total equity and liabilities | 10/49 | €1,764,428 | €1,897,013 | +€132,585 | +7.5% |
| Equity | 10/15 | €354,222 | €372,694 | +€18,472 | +5.2% |
| Contributions | 10/11 | €180,000 | €180,000 | = | 0.0% |
| Reserves | 13 | €108,898 | €127,370 | +€18,472 | +17.0% |
| Distributable reserves | 133 | €108,898 | €127,370 | +€18,472 | +17.0% |
| Profit (loss) carried forward | 14 | €65,324 | €65,324 | = | 0.0% |
| Amounts payable | 17/49 | €1,410,206 | €1,524,319 | +€114,113 | +8.1% |
| Amounts payable after more than one year | 17 | €826,055 | €760,399 | -€65,656 | -7.9% |
| Financial debts | 170/4 | €826,055 | €760,399 | -€65,656 | -7.9% |
| Amounts payable within one year | 42/48 | €560,228 | €735,047 | +€174,818 | +31.2% |
| Current portion of amounts payable after more than one year | 42 | €75,251 | €65,656 | -€9,595 | -12.8% |
| Trade debts | 44 | €5,256 | €344 | -€4,912 | -93.5% |
| Suppliers | 440/4 | €5,256 | €344 | -€4,912 | -93.5% |
| Taxes, remuneration and social security | 45 | €18,790 | €10,643 | -€8,147 | -43.4% |
| Taxes | 450/3 | €17,341 | €9,187 | -€8,154 | -47.0% |
| Remuneration and social security | 454/9 | €1,449 | €1,456 | +€7 | +0.5% |
| Other amounts payable | 47/48 | €460,931 | €658,404 | +€197,473 | +42.8% |
| Accrued charges and deferred income | 492/3 | €23,922 | €28,873 | +€4,951 | +20.7% |
| Non-recurring operating income | 76A | €9,047 | €0 | -€9,047 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €50,894 | €72,394 | +€21,501 | +42.2% |
| Other operating charges | 640/8 | €6,287 | €4,915 | -€1,371 | -21.8% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €164,222 | €149,024 | -€15,199 | -9.3% |
| Operating profit (loss) | 9901 | €107,042 | €71,714 | -€35,328 | -33.0% |
| Financial income | 75/76B | €0 | €479 | +€479 | +4,789,900% |
| Recurring financial income | 75 | €0 | €479 | +€479 | +4,789,900% |
| Financial charges | 65/66B | €36,530 | €40,358 | +€3,828 | +10.5% |
| Recurring financial charges | 65 | €36,530 | €40,358 | +€3,828 | +10.5% |
| Profit (loss) for the period before taxes | 9903 | €70,512 | €31,834 | -€38,678 | -54.9% |
| Income taxes | 67/77 | €22,708 | €13,363 | -€9,346 | -41.2% |
| Profit (loss) for the period | 9904 | €47,804 | €18,472 | -€29,332 | -61.4% |
| Profit (loss) for the period to be appropriated | 9905 | €47,804 | €18,472 | -€29,332 | -61.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.