FINGROWR: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINGROWR
Largest movements
- Current investments +€75,000
new in 2025: €75,000
- Cash -€68,890
down €68,890 (-70.9%), from €97,187 to €28,298
mainly Current investments (-€75,000) and Deferred charges and accrued income (-€27,131)
- Deferred charges and accrued income +€27,131
up €27,131 (+8905.3%), from €305 to €27,436
- Receivables within one year +€2,118
up €2,118 (+114.9%), from €1,843 to €3,961
- Reserves +€20,000
new in 2025: €20,000
- Tax, wage and social debts +€8,579
up €8,579 (+52.7%), from €16,291 to €24,870
- Profit (loss) carried forward +€6,640
up €6,640 (+10.6%), from €62,657 to €69,297
- Gross operating margin -€42,584
down €42,584 (-54.1%), from €78,700 to €36,116
- Taxes -€6,542
down €6,542 (-41.7%), from €15,702 to €9,160
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €99,335 | €134,694 | +€35,359 | +35.6% |
| Current assets | 29/58 | €99,335 | €134,694 | +€35,359 | +35.6% |
| Amounts receivable within one year | 40/41 | €1,843 | €3,961 | +€2,118 | +114.9% |
| Trade receivables | 40 | €1,843 | €3,961 | +€2,118 | +114.9% |
| Current investments | 50/53 | - | €75,000 | +€75,000 | |
| Cash at bank and in hand | 54/58 | €97,187 | €28,298 | -€68,890 | -70.9% |
| Deferred charges and accrued income | 490/1 | €305 | €27,436 | +€27,131 | +8905.3% |
| Total equity and liabilities | 10/49 | €99,335 | €134,694 | +€35,359 | +35.6% |
| Equity | 10/15 | €82,657 | €109,297 | +€26,640 | +32.2% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | - | €20,000 | +€20,000 | |
| Distributable reserves | 133 | - | €20,000 | +€20,000 | |
| Profit (loss) carried forward | 14 | €62,657 | €69,297 | +€6,640 | +10.6% |
| Amounts payable | 17/49 | €16,678 | €25,398 | +€8,719 | +52.3% |
| Amounts payable within one year | 42/48 | €16,678 | €25,398 | +€8,719 | +52.3% |
| Trade debts | 44 | €387 | €528 | +€140 | +36.2% |
| Suppliers | 440/4 | €387 | €528 | +€140 | +36.2% |
| Taxes, remuneration and social security | 45 | €16,291 | €24,870 | +€8,579 | +52.7% |
| Taxes | 450/3 | €16,291 | €24,870 | +€8,579 | +52.7% |
| Other operating charges | 640/8 | €940 | €528 | -€412 | -43.8% |
| Gross operating margin | 9900 | €78,700 | €36,116 | -€42,584 | -54.1% |
| Operating profit (loss) | 9901 | €77,761 | €35,588 | -€42,172 | -54.2% |
| Financial income | 75/76B | €709 | €358 | -€351 | -49.5% |
| Recurring financial income | 75 | €709 | €358 | -€351 | -49.5% |
| Financial charges | 65/66B | €111 | €146 | +€35 | +31.8% |
| Recurring financial charges | 65 | €111 | €146 | +€35 | +31.8% |
| Profit (loss) for the period before taxes | 9903 | €78,359 | €35,800 | -€42,558 | -54.3% |
| Income taxes | 67/77 | €15,702 | €9,160 | -€6,542 | -41.7% |
| Profit (loss) for the period | 9904 | €62,657 | €26,640 | -€36,016 | -57.5% |
| Profit (loss) for the period to be appropriated | 9905 | €62,657 | €26,640 | -€36,016 | -57.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.