FINFREE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINFREE
Largest movements
- Receivables within one year -€569
down €569 (-38.6%), from €1,476 to €907
of which Trade receivables: -€968
- Deferred charges and accrued income -€210
no longer reported in 2025 (was €210)
- Cash -€24
down €24 (-15.8%), from €152 to €128
mainly Net result for the year (-€1,707) and Trade debts (-€737)
- Profit (loss) carried forward -€1,707
down €1,707 (-61.1%), from -€2,794 to -€4,501
- Other debts +€1,641
up €1,641 (+136.7%), from €1,200 to €2,841
- Trade debts -€737
down €737 (-30.3%), from €2,433 to €1,695
- Gross operating margin -€42
down €42 (-2.6%), from -€1,611 to -€1,653
- Other operating charges -€30
no longer reported in 2025 (was €30)
- Financial charges +€26
up €26 (+95.7%), from €28 to €54
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,838 | €1,035 | -€803 | -43.7% |
| Current assets | 29/58 | €1,838 | €1,035 | -€803 | -43.7% |
| Amounts receivable within one year | 40/41 | €1,476 | €907 | -€569 | -38.6% |
| Trade receivables | 40 | €1,476 | €508 | -€968 | -65.6% |
| Other amounts receivable | 41 | - | €399 | +€399 | |
| Cash at bank and in hand | 54/58 | €152 | €128 | -€24 | -15.8% |
| Deferred charges and accrued income | 490/1 | €210 | - | -€210 | |
| Total equity and liabilities | 10/49 | €1,838 | €1,035 | -€803 | -43.7% |
| Equity | 10/15 | -€1,794 | -€3,501 | -€1,707 | -95.1% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€2,794 | -€4,501 | -€1,707 | -61.1% |
| Amounts payable | 17/49 | €3,633 | €4,536 | +€904 | +24.9% |
| Amounts payable within one year | 42/48 | €3,633 | €4,536 | +€904 | +24.9% |
| Trade debts | 44 | €2,433 | €1,695 | -€737 | -30.3% |
| Suppliers | 440/4 | €2,433 | €1,695 | -€737 | -30.3% |
| Other amounts payable | 47/48 | €1,200 | €2,841 | +€1,641 | +136.7% |
| Other operating charges | 640/8 | €30 | - | -€30 | |
| Gross operating margin | 9900 | -€1,611 | -€1,653 | -€42 | -2.6% |
| Operating profit (loss) | 9901 | -€1,641 | -€1,653 | -€11 | -0.7% |
| Financial charges | 65/66B | €28 | €54 | +€26 | +95.7% |
| Recurring financial charges | 65 | €28 | €54 | +€26 | +95.7% |
| Profit (loss) for the period before taxes | 9903 | -€1,669 | -€1,707 | -€38 | -2.3% |
| Profit (loss) for the period | 9904 | -€1,669 | -€1,707 | -€38 | -2.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,669 | -€1,707 | -€38 | -2.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.