finexperience: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
finexperience
Largest movements
- Cash +€71,257
up €71,257 (+10.7%), from €668,393 to €739,650
mainly Net result for the year (+€137,115) and Receivables within one year (+€43,119)
- Receivables within one year -€43,119
down €43,119 (-35.2%), from €122,418 to €79,298
of which Other amounts receivable: -€35,787
- Reserves +€127,273
up €127,273 (+144.3%), from €88,224 to €215,496
of which Distributable reserves: +€127,273
- Other debts -€75,000
no longer reported in 2024 (was €75,000)
- Tax, wage and social debts -€27,511
down €27,511 (-32.1%), from €85,788 to €58,277
- Financial income +€129,868
up €129,868 (+10167.2%), from €1,277 to €131,145
of which Non-recurring financial income: +€130,000
- Gross operating margin -€98,262
down €98,262 (-67.8%), from €144,859 to €46,597
- Taxes -€19,053
down €19,053 (-50.4%), from €37,780 to €18,727
- Depreciation +€2,709
up €2,709 (+16.3%), from €16,654 to €19,363
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,481,219 | €1,505,732 | +€24,513 | +1.7% |
| Fixed assets | 21/28 | €684,674 | €680,228 | -€4,445 | -0.6% |
| Tangible fixed assets | 22/27 | €644,270 | €639,825 | -€4,445 | -0.7% |
| Land and buildings | 22 | €632,503 | €616,964 | -€15,538 | -2.5% |
| Plant, machinery and equipment | 23 | €2,073 | €1,604 | -€469 | -22.6% |
| Furniture and vehicles | 24 | €1,482 | €13,044 | +€11,562 | +780.4% |
| Assets under construction and advance payments | 27 | €8,213 | €8,213 | = | 0.0% |
| Financial fixed assets | 28 | €40,403 | €40,403 | = | 0.0% |
| Current assets | 29/58 | €796,545 | €825,503 | +€28,959 | +3.6% |
| Amounts receivable within one year | 40/41 | €122,418 | €79,298 | -€43,119 | -35.2% |
| Trade receivables | 40 | €19,315 | €11,983 | -€7,333 | -38.0% |
| Other amounts receivable | 41 | €103,102 | €67,316 | -€35,787 | -34.7% |
| Cash at bank and in hand | 54/58 | €668,393 | €739,650 | +€71,257 | +10.7% |
| Deferred charges and accrued income | 490/1 | €5,735 | €6,555 | +€821 | +14.3% |
| Total equity and liabilities | 10/49 | €1,481,219 | €1,505,732 | +€24,513 | +1.7% |
| Equity | 10/15 | €1,194,588 | €1,331,703 | +€137,115 | +11.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €88,224 | €215,496 | +€127,273 | +144.3% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €86,364 | €213,636 | +€127,273 | +147.4% |
| Profit (loss) carried forward | 14 | €1,100,165 | €1,110,006 | +€9,842 | +0.9% |
| Amounts payable | 17/49 | €286,630 | €174,029 | -€112,602 | -39.3% |
| Amounts payable after more than one year | 17 | €112,168 | €102,471 | -€9,697 | -8.6% |
| Financial debts | 170/4 | €112,168 | €102,471 | -€9,697 | -8.6% |
| Amounts payable within one year | 42/48 | €174,462 | €71,557 | -€102,905 | -59.0% |
| Current portion of amounts payable after more than one year | 42 | €9,597 | €9,697 | +€99 | +1.0% |
| Trade debts | 44 | €4,077 | €3,583 | -€493 | -12.1% |
| Suppliers | 440/4 | €4,077 | €3,583 | -€493 | -12.1% |
| Taxes, remuneration and social security | 45 | €85,788 | €58,277 | -€27,511 | -32.1% |
| Taxes | 450/3 | €85,788 | €58,277 | -€27,511 | -32.1% |
| Other amounts payable | 47/48 | €75,000 | - | -€75,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,654 | €19,363 | +€2,709 | +16.3% |
| Other operating charges | 640/8 | €1,169 | €1,189 | +€20 | +1.7% |
| Gross operating margin | 9900 | €144,859 | €46,597 | -€98,262 | -67.8% |
| Operating profit (loss) | 9901 | €127,036 | €26,045 | -€100,991 | -79.5% |
| Financial income | 75/76B | €1,277 | €131,145 | +€129,868 | +10167.2% |
| Recurring financial income | 75 | €1,277 | €1,145 | -€132 | -10.3% |
| Non-recurring financial income | 76B | - | €130,000 | +€130,000 | |
| Financial charges | 65/66B | €1,430 | €1,349 | -€81 | -5.6% |
| Recurring financial charges | 65 | €1,430 | €1,349 | -€81 | -5.6% |
| Profit (loss) for the period before taxes | 9903 | €126,884 | €155,842 | +€28,958 | +22.8% |
| Income taxes | 67/77 | €37,780 | €18,727 | -€19,053 | -50.4% |
| Profit (loss) for the period | 9904 | €89,104 | €137,115 | +€48,011 | +53.9% |
| Profit (loss) for the period to be appropriated | 9905 | €89,104 | €137,115 | +€48,011 | +53.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.