Finebo: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Finebo
Largest movements
- Cash +€23,114
up €23,114 (+5.6%), from €413,600 to €436,713
mainly Other debts (+€13,732) and Net result for the year (+€8,545)
- Other debts +€13,732
up €13,732 (+8.4%), from €162,804 to €176,537
- Reserves +€8,545
up €8,545 (+109.0%), from €7,840 to €16,385
of which Distributable reserves: +€8,545
- Gross operating margin +€9,743
up €9,743 (+112.9%), from €8,633 to €18,376
- Taxes +€809
up €809 (+353.2%), from €229 to €1,038
- Other operating charges +€282
up €282 (+3.1%), from €8,968 to €9,250
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €466,647 | €489,817 | +€23,170 | +5.0% |
| Fixed assets | 21/28 | €51,133 | €51,133 | = | 0.0% |
| Tangible fixed assets | 22/27 | €51,133 | €51,133 | = | 0.0% |
| Land and buildings | 22 | €51,133 | €51,133 | = | 0.0% |
| Current assets | 29/58 | €415,514 | €438,684 | +€23,170 | +5.6% |
| Cash at bank and in hand | 54/58 | €413,600 | €436,713 | +€23,114 | +5.6% |
| Deferred charges and accrued income | 490/1 | €1,914 | €1,970 | +€56 | +2.9% |
| Total equity and liabilities | 10/49 | €466,647 | €489,817 | +€23,170 | +5.0% |
| Equity | 10/15 | €303,842 | €312,387 | +€8,545 | +2.8% |
| Contributions | 10/11 | €61,500 | €61,500 | = | 0.0% |
| Capital | 10 | €61,500 | €61,500 | = | 0.0% |
| Issued capital | 100 | €61,500 | €61,500 | = | 0.0% |
| Reserves | 13 | €7,840 | €16,385 | +€8,545 | +109.0% |
| Non-distributable reserves | 130/1 | €6,150 | €6,150 | = | 0.0% |
| Legal reserve | 130 | €6,150 | €6,150 | = | 0.0% |
| Distributable reserves | 133 | €1,690 | €10,235 | +€8,545 | +505.6% |
| Profit (loss) carried forward | 14 | €234,502 | €234,502 | = | 0.0% |
| Amounts payable | 17/49 | €162,804 | €177,429 | +€14,625 | +9.0% |
| Amounts payable within one year | 42/48 | €162,804 | €177,429 | +€14,625 | +9.0% |
| Taxes, remuneration and social security | 45 | - | €893 | +€893 | |
| Taxes | 450/3 | - | €893 | +€893 | |
| Other amounts payable | 47/48 | €162,804 | €176,537 | +€13,732 | +8.4% |
| Other operating charges | 640/8 | €8,968 | €9,250 | +€282 | +3.1% |
| Gross operating margin | 9900 | €8,633 | €18,376 | +€9,743 | +112.9% |
| Operating profit (loss) | 9901 | -€335 | €9,126 | +€9,461 | |
| Financial income | 75/76B | €799 | €648 | -€151 | -18.9% |
| Recurring financial income | 75 | €799 | €648 | -€151 | -18.9% |
| Financial charges | 65/66B | €161 | €190 | +€29 | +18.0% |
| Recurring financial charges | 65 | €161 | €190 | +€29 | +18.0% |
| Profit (loss) for the period before taxes | 9903 | €303 | €9,583 | +€9,281 | +3066.1% |
| Income taxes | 67/77 | €229 | €1,038 | +€809 | +353.2% |
| Profit (loss) for the period | 9904 | €74 | €8,545 | +€8,472 | +11511.8% |
| Profit (loss) for the period to be appropriated | 9905 | €74 | €8,545 | +€8,472 | +11511.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.