FinDura: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FinDura
Largest movements
- Current investments +€45,000
up €45,000 (+90.0%), from €50,000 to €95,000
- Receivables within one year +€6,365
up €6,365 (+38.5%), from €16,544 to €22,909
of which Trade receivables: +€3,593
- Reserves +€51,685
up €51,685 (+96.2%), from €53,754 to €105,439
- Other debts -€1,644
down €1,644 (-98.1%), from €1,676 to €32
- Gross operating margin +€7,755
up €7,755 (+13.6%), from €57,183 to €64,938
- Taxes -€2,095
down €2,095 (-13.3%), from €15,806 to €13,711
- Financial income +€950
up €950 (+89,583%), from €1 to €951
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €69,009 | €121,078 | +€52,069 | +75.5% |
| Fixed assets | 21/28 | €499 | €237 | -€261 | -52.4% |
| Tangible fixed assets | 22/27 | €499 | €237 | -€261 | -52.4% |
| Furniture and vehicles | 24 | €499 | €237 | -€261 | -52.4% |
| Current assets | 29/58 | €68,510 | €120,841 | +€52,331 | +76.4% |
| Amounts receivable within one year | 40/41 | €16,544 | €22,909 | +€6,365 | +38.5% |
| Trade receivables | 40 | €16,527 | €20,120 | +€3,593 | +21.7% |
| Other amounts receivable | 41 | €18 | €2,789 | +€2,772 | +15,775% |
| Current investments | 50/53 | €50,000 | €95,000 | +€45,000 | +90.0% |
| Cash at bank and in hand | 54/58 | €1,842 | €2,806 | +€963 | +52.3% |
| Deferred charges and accrued income | 490/1 | €124 | €126 | +€2 | +1.9% |
| Total equity and liabilities | 10/49 | €69,009 | €121,078 | +€52,069 | +75.5% |
| Equity | 10/15 | €58,754 | €110,439 | +€51,685 | +88.0% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €53,754 | €105,439 | +€51,685 | +96.2% |
| Distributable reserves | 133 | €53,754 | €105,439 | +€51,685 | +96.2% |
| Profit (loss) carried forward | 14 | €0 | €0 | -€0 | -100% |
| Amounts payable | 17/49 | €10,255 | €10,639 | +€384 | +3.7% |
| Amounts payable within one year | 42/48 | €10,255 | €10,622 | +€368 | +3.6% |
| Trade debts | 44 | €228 | €1,310 | +€1,082 | +475% |
| Suppliers | 440/4 | €228 | €1,310 | +€1,082 | +475% |
| Taxes, remuneration and social security | 45 | €8,351 | €9,281 | +€930 | +11.1% |
| Taxes | 450/3 | €8,351 | €9,281 | +€930 | +11.1% |
| Other amounts payable | 47/48 | €1,676 | €32 | -€1,644 | -98.1% |
| Accrued charges and deferred income | 492/3 | €0 | €17 | +€17 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €261 | €261 | -€0 | 0.0% |
| Other operating charges | 640/8 | €184 | €187 | +€3 | +1.8% |
| Gross operating margin | 9900 | €57,183 | €64,938 | +€7,755 | +13.6% |
| Operating profit (loss) | 9901 | €56,738 | €64,490 | +€7,752 | +13.7% |
| Financial income | 75/76B | €1 | €951 | +€950 | +89,583% |
| Recurring financial income | 75 | €1 | €951 | +€950 | +89,583% |
| Financial charges | 65/66B | - | €45 | +€45 | |
| Recurring financial charges | 65 | - | €45 | +€45 | |
| Profit (loss) for the period before taxes | 9903 | €56,739 | €65,396 | +€8,656 | +15.3% |
| Income taxes | 67/77 | €15,806 | €13,711 | -€2,095 | -13.3% |
| Profit (loss) for the period | 9904 | €40,933 | €51,685 | +€10,752 | +26.3% |
| Profit (loss) for the period to be appropriated | 9905 | €40,933 | €51,685 | +€10,752 | +26.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.