FINDOK: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINDOK
Largest movements
- Tangible fixed assets -€1,774
down €1,774 (-12.1%), from €14,662 to €12,888
of which Furniture and vehicles: -€1,486
- Receivables within one year -€1,170
no longer reported in 2025 (was €1,170)
- Cash +€499
up €499 (+335%), from €149 to €648
mainly Depreciation (+€1,774) and Receivables within one year (+€1,170)
- Debts after one year -€1,542
down €1,542 (-10.4%), from €14,833 to €13,291
- Profit (loss) carried forward -€1,447
down €1,447 (-10.9%), from -€13,272 to -€14,719
- Trade debts +€544
new in 2025: €544
- Gross operating margin +€2,874
up €2,874, from -€1,976 to €898
- Other operating charges -€87
down €87 (-29.9%), from €291 to €204
- Financial charges +€48
up €48 (+15.0%), from €319 to €367
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €15,981 | €13,536 | -€2,445 | -15.3% |
| Fixed assets | 21/28 | €14,662 | €12,888 | -€1,774 | -12.1% |
| Tangible fixed assets | 22/27 | €14,662 | €12,888 | -€1,774 | -12.1% |
| Furniture and vehicles | 24 | €12,136 | €10,650 | -€1,486 | -12.2% |
| Other tangible fixed assets | 26 | €2,526 | €2,238 | -€288 | -11.4% |
| Current assets | 29/58 | €1,319 | €648 | -€671 | -50.9% |
| Amounts receivable within one year | 40/41 | €1,170 | - | -€1,170 | |
| Trade receivables | 40 | €1,170 | - | -€1,170 | |
| Cash at bank and in hand | 54/58 | €149 | €648 | +€499 | +335% |
| Total equity and liabilities | 10/49 | €15,981 | €13,536 | -€2,445 | -15.3% |
| Equity | 10/15 | -€7,072 | -€8,519 | -€1,447 | -20.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€13,272 | -€14,719 | -€1,447 | -10.9% |
| Amounts payable | 17/49 | €23,053 | €22,055 | -€998 | -4.3% |
| Amounts payable after more than one year | 17 | €14,833 | €13,291 | -€1,542 | -10.4% |
| Financial debts | 170/4 | €14,833 | €13,291 | -€1,542 | -10.4% |
| Amounts payable within one year | 42/48 | €8,220 | €8,764 | +€544 | +6.6% |
| Trade debts | 44 | - | €544 | +€544 | |
| Suppliers | 440/4 | - | €544 | +€544 | |
| Other amounts payable | 47/48 | €8,220 | €8,220 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,774 | €1,774 | = | 0.0% |
| Other operating charges | 640/8 | €291 | €204 | -€87 | -29.9% |
| Gross operating margin | 9900 | -€1,976 | €898 | +€2,874 | |
| Operating profit (loss) | 9901 | -€4,041 | -€1,080 | +€2,961 | +73.3% |
| Financial charges | 65/66B | €319 | €367 | +€48 | +15.0% |
| Recurring financial charges | 65 | €319 | €367 | +€48 | +15.0% |
| Profit (loss) for the period before taxes | 9903 | -€4,360 | -€1,447 | +€2,913 | +66.8% |
| Profit (loss) for the period | 9904 | -€4,360 | -€1,447 | +€2,913 | +66.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€4,360 | -€1,447 | +€2,913 | +66.8% |
Source: filed annual accounts (NBB), financial years ended 1 March 2024 and 1 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.