FIND A HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FIND A HOME
Largest movements
- Receivables within one year -€22,615
down €22,615 (-63.9%), from €35,365 to €12,750
- Cash +€10,096
up €10,096 (+7.6%), from €132,502 to €142,598
mainly Receivables within one year (+€22,615) and Net result for the year (+€7,438)
- Tax, wage and social debts -€17,091
down €17,091 (-67.4%), from €25,340 to €8,249
- Reserves +€15,402
up €15,402 (+19.3%), from €79,900 to €95,302
of which Distributable reserves: +€19,323
- Profit (loss) carried forward -€10,062
down €10,062 (-100%), from €10,062 to €0
- Contributions +€2,099
up €2,099 (+4.3%), from €48,600 to €50,699
- Other debts -€1,879
down €1,879 (-100%), from €1,879 to €0
- Gross operating margin -€22,232
down €22,232 (-65.0%), from €34,199 to €11,967
- Financial charges -€4,728
down €4,728 (-95.6%), from €4,945 to €217
- Taxes -€3,696
down €3,696 (-50.5%), from €7,323 to €3,627
- Other operating charges -€1,310
down €1,310 (-65.7%), from €1,995 to €685
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €169,039 | €156,266 | -€12,773 | -7.6% |
| Current assets | 29/58 | €169,039 | €156,266 | -€12,773 | -7.6% |
| Amounts receivable within one year | 40/41 | €35,365 | €12,750 | -€22,615 | -63.9% |
| Trade receivables | 40 | €35,365 | €12,750 | -€22,615 | -63.9% |
| Current investments | 50/53 | - | €0 | = | |
| Cash at bank and in hand | 54/58 | €132,502 | €142,598 | +€10,096 | +7.6% |
| Deferred charges and accrued income | 490/1 | €1,171 | €918 | -€253 | -21.6% |
| Total equity and liabilities | 10/49 | €169,039 | €156,266 | -€12,773 | -7.6% |
| Equity | 10/15 | €138,563 | €146,001 | +€7,438 | +5.4% |
| Contributions | 10/11 | €48,600 | €50,699 | +€2,099 | +4.3% |
| Reserves | 13 | €79,900 | €95,302 | +€15,402 | +19.3% |
| Non-distributable reserves | 130/1 | €3,921 | €0 | -€3,921 | -100% |
| Reserves not available under the articles | 1311 | €3,921 | €0 | -€3,921 | -100% |
| Tax-exempt reserves | 132 | €18,750 | €18,750 | = | 0.0% |
| Distributable reserves | 133 | €57,229 | €76,552 | +€19,323 | +33.8% |
| Profit (loss) carried forward | 14 | €10,062 | €0 | -€10,062 | -100% |
| Amounts payable | 17/49 | €30,476 | €10,266 | -€20,211 | -66.3% |
| Amounts payable within one year | 42/48 | €30,476 | €10,266 | -€20,211 | -66.3% |
| Financial debts | 43 | - | €511 | +€511 | |
| Other loans | 439 | - | €511 | +€511 | |
| Trade debts | 44 | €3,257 | €1,506 | -€1,752 | -53.8% |
| Suppliers | 440/4 | €3,257 | €1,506 | -€1,752 | -53.8% |
| Taxes, remuneration and social security | 45 | €25,340 | €8,249 | -€17,091 | -67.4% |
| Taxes | 450/3 | €25,340 | €8,249 | -€17,091 | -67.4% |
| Other amounts payable | 47/48 | €1,879 | €0 | -€1,879 | -100% |
| Other operating charges | 640/8 | €1,995 | €685 | -€1,310 | -65.7% |
| Gross operating margin | 9900 | €34,199 | €11,967 | -€22,232 | -65.0% |
| Operating profit (loss) | 9901 | €32,204 | €11,282 | -€20,922 | -65.0% |
| Financial income | 75/76B | €74 | €0 | -€74 | -100% |
| Recurring financial income | 75 | €74 | €0 | -€74 | -100% |
| Financial charges | 65/66B | €4,945 | €217 | -€4,728 | -95.6% |
| Recurring financial charges | 65 | €4,945 | €217 | -€4,728 | -95.6% |
| Profit (loss) for the period before taxes | 9903 | €27,333 | €11,065 | -€16,268 | -59.5% |
| Income taxes | 67/77 | €7,323 | €3,627 | -€3,696 | -50.5% |
| Profit (loss) for the period | 9904 | €20,010 | €7,438 | -€12,572 | -62.8% |
| Profit (loss) for the period to be appropriated | 9905 | €20,010 | €7,438 | -€12,572 | -62.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.