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FINCONSEILS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FINCONSEILS

BE 0473.337.531
fiscal year 2023 against 2025not consecutivefiled annual accounts (NBB)
Net result for the year
€113,878
2023 · €33,532+€80,346
Equity
€290,848
2023 · €198,970+€91,878
Cash
€64,129
2023 · €3,469+€60,660
Balance sheet total
€807,385
2023 · €345,636+€461,749

Largest movements

2023 to 2025
Assets
  • Tangible fixed assets +€267,611

    up €267,611 (+84.3%), from €317,489 to €585,099

    of which Land and buildings: +€165,035

  • Receivables within one year +€134,476

    up €134,476 (+608.0%), from €22,117 to €156,593

  • Cash +€60,660

    up €60,660 (+1748.6%), from €3,469 to €64,129

Equity and liabilities
  • Debts after one year +€245,583

    new in 2025: €245,583

  • Profit (loss) carried forward +€91,878

    up €91,878 (+3629.0%), from €2,532 to €94,410

  • Other debts +€69,578

    up €69,578 (+97.0%), from €71,762 to €141,340

  • Tax, wage and social debts +€54,051

    up €54,051 (+1168.7%), from €4,625 to €58,676

    of which Taxes: +€29,051

Income statement
  • Gross operating margin +€128,911

    up €128,911 (+257.8%), from €50,013 to €178,924

  • Taxes +€27,154

    up €27,154 (+1812.5%), from €1,498 to €28,652

  • Depreciation +€9,371

    up €9,371 (+91.9%), from €10,197 to €19,567

  • Financial charges +€7,558

    up €7,558 (+5797.6%), from €130 to €7,688

  • Other operating charges +€4,482

    up €4,482 (+101.8%), from €4,404 to €8,886

From the 2023 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €33,532
Gross operating margin +€128,911
Depreciation -€9,371
Other operating charges -€4,482
Financial charges -€7,558
Taxes -€27,154
Result 2025 €113,878

Cash bridge derived

cash 2023 to 2025

A cash bridge needs two consecutive fiscal years: one year's result and depreciation cannot explain a change over several years. Pick two years that follow each other.

Every line side by side 44 lines
Line Code 2023 2025 Change %
Total assets 20/58 €345,636 €807,385 +€461,749 +133.6%
Fixed assets 21/28 €317,616 €585,227 +€267,611 +84.3%
Tangible fixed assets 22/27 €317,489 €585,099 +€267,611 +84.3%
Land and buildings 22 €154,413 €319,448 +€165,035 +106.9%
Furniture and vehicles 24 - €911 +€911
Other tangible fixed assets 26 €9,134 €6,600 -€2,534 -27.7%
Assets under construction and advance payments 27 €153,942 €258,141 +€104,199 +67.7%
Financial fixed assets 28 €128 €128 = 0.0%
Current assets 29/58 €28,019 €222,158 +€194,139 +692.9%
Amounts receivable within one year 40/41 €22,117 €156,593 +€134,476 +608.0%
Trade receivables 40 €22,117 €156,593 +€134,476 +608.0%
Cash at bank and in hand 54/58 €3,469 €64,129 +€60,660 +1748.6%
Deferred charges and accrued income 490/1 €2,433 €1,436 -€997 -41.0%
Total equity and liabilities 10/49 €345,636 €807,385 +€461,749 +133.6%
Equity 10/15 €198,970 €290,848 +€91,878 +46.2%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €190,238 €190,238 = 0.0%
Non-distributable reserves 130/1 €1,859 €1,859 = 0.0%
Reserves not available under the articles 1311 €1,859 €1,859 = 0.0%
Tax-exempt reserves 132 €9,240 €9,240 = 0.0%
Distributable reserves 133 €179,139 €179,139 = 0.0%
Profit (loss) carried forward 14 €2,532 €94,410 +€91,878 +3629.0%
Amounts payable 17/49 €146,665 €516,537 +€369,871 +252.2%
Amounts payable after more than one year 17 - €245,583 +€245,583
Financial debts 170/4 - €245,583 +€245,583
Amounts payable within one year 42/48 €146,665 €270,856 +€124,191 +84.7%
Trade debts 44 €70,278 €70,840 +€562 +0.8%
Suppliers 440/4 €70,278 €70,840 +€562 +0.8%
Taxes, remuneration and social security 45 €4,625 €58,676 +€54,051 +1168.7%
Taxes 450/3 €4,625 €33,676 +€29,051 +628.2%
Remuneration and social security 454/9 - €25,000 +€25,000
Other amounts payable 47/48 €71,762 €141,340 +€69,578 +97.0%
Accrued charges and deferred income 492/3 - €97 +€97
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €10,197 €19,567 +€9,371 +91.9%
Other operating charges 640/8 €4,404 €8,886 +€4,482 +101.8%
Non-recurring operating charges 66A €252 €252 +€0 +0.1%
Gross operating margin 9900 €50,013 €178,924 +€128,911 +257.8%
Operating profit (loss) 9901 €35,160 €150,218 +€115,058 +327.2%
Financial charges 65/66B €130 €7,688 +€7,558 +5797.6%
Recurring financial charges 65 €130 €7,688 +€7,558 +5797.6%
Profit (loss) for the period before taxes 9903 €35,030 €142,530 +€107,500 +306.9%
Income taxes 67/77 €1,498 €28,652 +€27,154 +1812.5%
Profit (loss) for the period 9904 €33,532 €113,878 +€80,346 +239.6%
Profit (loss) for the period to be appropriated 9905 €33,532 €113,878 +€80,346 +239.6%

Source: filed annual accounts (NBB), fiscal years ended 31 May 2023 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.