FINCOLAB: what changed
FINCOLAB
Largest movements
- Cash +€29,805
up €29,805 (+70.1%), from €42,502 to €72,307
mainly Net result for the year (+€62,280) and Depreciation (+€556)
- Current investments +€15,000
new in 2025: €15,000
- Tangible fixed assets +€7,014
new in 2025: €7,014
- Receivables within one year +€1,764
up €1,764 (+11.2%), from €15,730 to €17,494
- Reserves +€62,280
up €62,280 (+191%), from €32,569 to €94,849
- Tax, wage and social debts -€6,594
down €6,594 (-35.2%), from €18,759 to €12,165
of which Taxes: -€6,594
- Trade debts -€1,145
down €1,145 (-85.2%), from €1,343 to €198
- Gross operating margin +€35,376
up €35,376 (+77.7%), from €45,516 to €80,892
- Taxes +€7,214
up €7,214 (+79.2%), from €9,107 to €16,320
- Depreciation -€2,149
down €2,149 (-79.4%), from €2,705 to €556
- Financial charges +€1,425
up €1,425 (+1,904%), from €75 to €1,499
- Other operating charges -€824
down €824 (-77.7%), from €1,060 to €237
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €58,232 | €112,512 | +€54,280 | +93.2% |
| Fixed assets | 21/28 | - | €7,014 | +€7,014 | |
| Tangible fixed assets | 22/27 | - | €7,014 | +€7,014 | |
| Furniture and vehicles | 24 | - | €7,014 | +€7,014 | |
| Current assets | 29/58 | €58,232 | €105,498 | +€47,266 | +81.2% |
| Amounts receivable within one year | 40/41 | €15,730 | €17,494 | +€1,764 | +11.2% |
| Trade receivables | 40 | €15,730 | €17,494 | +€1,764 | +11.2% |
| Current investments | 50/53 | - | €15,000 | +€15,000 | |
| Cash at bank and in hand | 54/58 | €42,502 | €72,307 | +€29,805 | +70.1% |
| Deferred charges and accrued income | 490/1 | - | €696 | +€696 | |
| Total equity and liabilities | 10/49 | €58,232 | €112,512 | +€54,280 | +93.2% |
| Equity | 10/15 | €37,569 | €99,849 | +€62,280 | +166% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €32,569 | €94,849 | +€62,280 | +191% |
| Distributable reserves | 133 | €32,569 | €94,849 | +€62,280 | +191% |
| Amounts payable | 17/49 | €20,663 | €12,663 | -€8,000 | -38.7% |
| Amounts payable within one year | 42/48 | €20,663 | €12,663 | -€8,000 | -38.7% |
| Trade debts | 44 | €1,343 | €198 | -€1,145 | -85.2% |
| Suppliers | 440/4 | €1,343 | €198 | -€1,145 | -85.2% |
| Taxes, remuneration and social security | 45 | €18,759 | €12,165 | -€6,594 | -35.2% |
| Taxes | 450/3 | €16,544 | €9,950 | -€6,594 | -39.9% |
| Remuneration and social security | 454/9 | €2,215 | €2,215 | = | 0.0% |
| Other amounts payable | 47/48 | €560 | €300 | -€261 | -46.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,705 | €556 | -€2,149 | -79.4% |
| Other operating charges | 640/8 | €1,060 | €237 | -€824 | -77.7% |
| Gross operating margin | 9900 | €45,516 | €80,892 | +€35,376 | +77.7% |
| Operating profit (loss) | 9901 | €41,751 | €80,100 | +€38,349 | +91.9% |
| Financial charges | 65/66B | €75 | €1,499 | +€1,425 | +1,904% |
| Recurring financial charges | 65 | €75 | €1,499 | +€1,425 | +1,904% |
| Profit (loss) for the period before taxes | 9903 | €41,676 | €78,600 | +€36,925 | +88.6% |
| Income taxes | 67/77 | €9,107 | €16,320 | +€7,214 | +79.2% |
| Profit (loss) for the period | 9904 | €32,569 | €62,280 | +€29,711 | +91.2% |
| Profit (loss) for the period to be appropriated | 9905 | €32,569 | €62,280 | +€29,711 | +91.2% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.