FINCHE & COMPANY: what changed
FINCHE & COMPANY
Largest movements
- Tangible fixed assets +€175,123
new in 2025: €175,123
- Cash -€89,480
down €89,480 (-96.9%), from €92,340 to €2,860
mainly Investment in fixed assets (net) (-€187,964) and Current investments (-€88,528)
- Current investments +€88,528
new in 2025: €88,528
- Debts after one year +€125,917
new in 2025: €125,917
- Profit (loss) carried forward +€58,897
up €58,897 (+23.2%), from €253,665 to €312,563
- Current portion of long-term debt +€21,468
new in 2025: €21,468
- Trade debts -€19,184
down €19,184 (-61.2%), from €31,351 to €12,167
- Tax, wage and social debts -€7,142
down €7,142 (-68.9%), from €10,361 to €3,218
- Gross operating margin +€60,642
up €60,642 (+168%), from €36,083 to €96,725
- Taxes +€13,189
up €13,189 (+112%), from €11,811 to €25,000
- Depreciation +€12,841
new in 2025: €12,841
- Financial charges +€3,920
up €3,920 (+820%), from €478 to €4,398
- Financial income +€2,031
up €2,031 (+71.1%), from €2,856 to €4,887
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €307,777 | €487,733 | +€179,956 | +58.5% |
| Fixed assets | 21/28 | - | €175,123 | +€175,123 | |
| Tangible fixed assets | 22/27 | - | €175,123 | +€175,123 | |
| Furniture and vehicles | 24 | - | €175,123 | +€175,123 | |
| Current assets | 29/58 | €307,777 | €312,610 | +€4,833 | +1.6% |
| Amounts receivable within one year | 40/41 | €206,738 | €208,857 | +€2,119 | +1.0% |
| Trade receivables | 40 | €59,465 | €11,415 | -€48,049 | -80.8% |
| Other amounts receivable | 41 | €147,273 | €197,441 | +€50,168 | +34.1% |
| Current investments | 50/53 | - | €88,528 | +€88,528 | |
| Cash at bank and in hand | 54/58 | €92,340 | €2,860 | -€89,480 | -96.9% |
| Deferred charges and accrued income | 490/1 | €8,699 | €12,365 | +€3,667 | +42.2% |
| Total equity and liabilities | 10/49 | €307,777 | €487,733 | +€179,956 | +58.5% |
| Equity | 10/15 | €266,065 | €324,963 | +€58,897 | +22.1% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | €253,665 | €312,563 | +€58,897 | +23.2% |
| Amounts payable | 17/49 | €41,711 | €162,770 | +€121,059 | +290% |
| Amounts payable after more than one year | 17 | - | €125,917 | +€125,917 | |
| Financial debts | 170/4 | - | €125,917 | +€125,917 | |
| Amounts payable within one year | 42/48 | €41,711 | €36,853 | -€4,858 | -11.6% |
| Current portion of amounts payable after more than one year | 42 | - | €21,468 | +€21,468 | |
| Trade debts | 44 | €31,351 | €12,167 | -€19,184 | -61.2% |
| Suppliers | 440/4 | €31,351 | €12,167 | -€19,184 | -61.2% |
| Taxes, remuneration and social security | 45 | €10,361 | €3,218 | -€7,142 | -68.9% |
| Taxes | 450/3 | €10,361 | €3,218 | -€7,142 | -68.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €12,841 | +€12,841 | |
| Other operating charges | 640/8 | €387 | €477 | +€89 | +23.1% |
| Gross operating margin | 9900 | €36,083 | €96,725 | +€60,642 | +168% |
| Operating profit (loss) | 9901 | €35,695 | €83,407 | +€47,712 | +134% |
| Financial income | 75/76B | €2,856 | €4,887 | +€2,031 | +71.1% |
| Recurring financial income | 75 | €2,856 | €4,887 | +€2,031 | +71.1% |
| Financial charges | 65/66B | €478 | €4,398 | +€3,920 | +820% |
| Recurring financial charges | 65 | €478 | €4,398 | +€3,920 | +820% |
| Profit (loss) for the period before taxes | 9903 | €38,073 | €83,897 | +€45,824 | +120% |
| Income taxes | 67/77 | €11,811 | €25,000 | +€13,189 | +112% |
| Profit (loss) for the period | 9904 | €26,262 | €58,897 | +€32,635 | +124% |
| Profit (loss) for the period to be appropriated | 9905 | €26,262 | €58,897 | +€32,635 | +124% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 6 November 2026 via checked.be.