Finbar: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Finbar
Largest movements
- Cash -€73,149
down €73,149 (-76.9%), from €95,065 to €21,915
mainly Other debts (-€70,896) and Tax, wage and social debts (-€6,049)
- Tangible fixed assets -€1,927
down €1,927 (-100.0%), from €1,927 to €0
- Other debts -€70,896
down €70,896 (-100.0%), from €70,896 to €0
- Tax, wage and social debts -€6,049
down €6,049 (-94.2%), from €6,419 to €370
- Depreciation -€9,313
down €9,313 (-99.8%), from €9,334 to €21
- Gross operating margin -€1,894
down €1,894 (-45.9%), from €4,124 to €2,229
- Financial income -€702
down €702 (-96.2%), from €730 to €28
- Other operating charges +€540
up €540 (+188.1%), from €287 to €827
- Financial charges -€421
down €421 (-89.4%), from €471 to €50
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €107,441 | €31,705 | -€75,737 | -70.5% |
| Fixed assets | 21/28 | €1,927 | €0 | -€1,927 | -100.0% |
| Tangible fixed assets | 22/27 | €1,927 | €0 | -€1,927 | -100.0% |
| Furniture and vehicles | 24 | €1,927 | €0 | -€1,927 | -100.0% |
| Current assets | 29/58 | €105,515 | €31,705 | -€73,810 | -70.0% |
| Amounts receivable within one year | 40/41 | €9,670 | €9,789 | +€119 | +1.2% |
| Trade receivables | 40 | €0 | - | = | |
| Other amounts receivable | 41 | €9,670 | €9,789 | +€119 | +1.2% |
| Cash at bank and in hand | 54/58 | €95,065 | €21,915 | -€73,149 | -76.9% |
| Deferred charges and accrued income | 490/1 | €780 | €0 | -€780 | -100.0% |
| Total equity and liabilities | 10/49 | €107,441 | €31,705 | -€75,737 | -70.5% |
| Equity | 10/15 | €30,126 | €30,755 | +€629 | +2.1% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €27,126 | €27,755 | +€629 | +2.3% |
| Distributable reserves | 133 | €27,126 | €27,755 | +€629 | +2.3% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €77,316 | €950 | -€76,365 | -98.8% |
| Amounts payable within one year | 42/48 | €77,316 | €950 | -€76,365 | -98.8% |
| Trade debts | 44 | - | €580 | +€580 | |
| Suppliers | 440/4 | - | €580 | +€580 | |
| Taxes, remuneration and social security | 45 | €6,419 | €370 | -€6,049 | -94.2% |
| Taxes | 450/3 | €6,419 | €370 | -€6,049 | -94.2% |
| Other amounts payable | 47/48 | €70,896 | €0 | -€70,896 | -100.0% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Non-recurring operating income | 76A | €172 | €0 | -€172 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,334 | €21 | -€9,313 | -99.8% |
| Other operating charges | 640/8 | €287 | €827 | +€540 | +188.1% |
| Non-recurring operating charges | 66A | - | €365 | +€365 | |
| Gross operating margin | 9900 | €4,124 | €2,229 | -€1,894 | -45.9% |
| Operating profit (loss) | 9901 | -€5,498 | €1,016 | +€6,514 | |
| Financial income | 75/76B | €730 | €28 | -€702 | -96.2% |
| Recurring financial income | 75 | €730 | €28 | -€702 | -96.2% |
| Financial charges | 65/66B | €471 | €50 | -€421 | -89.4% |
| Recurring financial charges | 65 | €471 | €50 | -€421 | -89.4% |
| Profit (loss) for the period before taxes | 9903 | -€5,239 | €994 | +€6,233 | |
| Income taxes | 67/77 | €391 | €365 | -€26 | -6.7% |
| Profit (loss) for the period | 9904 | -€5,630 | €629 | +€6,259 | |
| Profit (loss) for the period to be appropriated | 9905 | -€5,630 | €629 | +€6,259 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.