Finanns: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Finanns
Largest movements
- Receivables within one year -€3,919
down €3,919 (-11.5%), from €34,075 to €30,156
of which Trade receivables: -€3,259
- Cash -€3,117
down €3,117 (-13.8%), from €22,568 to €19,452
mainly Contributions, distributions and other (-€30,000) and Investment in fixed assets (net) (-€1,155)
- Tangible fixed assets -€2,656
down €2,656 (-25.9%), from €10,240 to €7,585
of which Furniture and vehicles: -€2,126
- Reserves -€9,924
down €9,924 (-28.9%), from €34,376 to €24,452
- Trade debts +€860
up €860 (+11.3%), from €7,627 to €8,487
- Gross operating margin +€24,508
up €24,508 (+203%), from €12,098 to €36,606
- Taxes +€6,059
up €6,059 (+138%), from €4,389 to €10,448
- Other operating charges +€798
up €798 (+65.7%), from €1,214 to €2,012
- Depreciation +€401
up €401 (+11.8%), from €3,410 to €3,811
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €68,307 | €59,115 | -€9,192 | -13.5% |
| Fixed assets | 21/28 | €10,240 | €7,585 | -€2,656 | -25.9% |
| Tangible fixed assets | 22/27 | €10,240 | €7,585 | -€2,656 | -25.9% |
| Land and buildings | 22 | €3,986 | €3,456 | -€530 | -13.3% |
| Furniture and vehicles | 24 | €6,254 | €4,128 | -€2,126 | -34.0% |
| Current assets | 29/58 | €58,066 | €51,530 | -€6,536 | -11.3% |
| Amounts receivable within one year | 40/41 | €34,075 | €30,156 | -€3,919 | -11.5% |
| Trade receivables | 40 | €29,081 | €25,822 | -€3,259 | -11.2% |
| Other amounts receivable | 41 | €4,994 | €4,334 | -€660 | -13.2% |
| Cash at bank and in hand | 54/58 | €22,568 | €19,452 | -€3,117 | -13.8% |
| Deferred charges and accrued income | 490/1 | €1,423 | €1,922 | +€499 | +35.1% |
| Total equity and liabilities | 10/49 | €68,307 | €59,115 | -€9,192 | -13.5% |
| Equity | 10/15 | €52,976 | €43,052 | -€9,924 | -18.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €34,376 | €24,452 | -€9,924 | -28.9% |
| Distributable reserves | 133 | €34,376 | €24,452 | -€9,924 | -28.9% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €15,331 | €16,063 | +€732 | +4.8% |
| Amounts payable within one year | 42/48 | €15,331 | €16,063 | +€732 | +4.8% |
| Trade debts | 44 | €7,627 | €8,487 | +€860 | +11.3% |
| Suppliers | 440/4 | €7,627 | €8,487 | +€860 | +11.3% |
| Taxes, remuneration and social security | 45 | €7,704 | €7,576 | -€128 | -1.7% |
| Taxes | 450/3 | €7,704 | €7,576 | -€128 | -1.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,410 | €3,811 | +€401 | +11.8% |
| Other operating charges | 640/8 | €1,214 | €2,012 | +€798 | +65.7% |
| Gross operating margin | 9900 | €12,098 | €36,606 | +€24,508 | +203% |
| Operating profit (loss) | 9901 | €7,474 | €30,783 | +€23,309 | +312% |
| Financial income | 75/76B | €295 | €151 | -€144 | -48.8% |
| Recurring financial income | 75 | €295 | €151 | -€144 | -48.8% |
| Financial charges | 65/66B | €606 | €410 | -€196 | -32.4% |
| Recurring financial charges | 65 | €606 | €410 | -€196 | -32.4% |
| Profit (loss) for the period before taxes | 9903 | €7,163 | €30,524 | +€23,361 | +326% |
| Income taxes | 67/77 | €4,389 | €10,448 | +€6,059 | +138% |
| Profit (loss) for the period | 9904 | €2,774 | €20,076 | +€17,302 | +624% |
| Profit (loss) for the period to be appropriated | 9905 | €2,774 | €20,076 | +€17,302 | +624% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.