FINANCIAL PARTNERS: what changed
What changed
FINANCIAL PARTNERS
NACE 62.200, Computer consultancy and computer facilities management
filed annual accounts (NBB)
Net result for the year
€7,340
2024 · -€42,214+€49,554
Equity
€783,126
2024 · €775,786+€7,340
Cash
€272,272
2024 · €211,169+€61,103
Balance sheet total
€2.2m
2024 · €2.3m-€61,955
Largest movements
Assets
- Tangible fixed assets -€90,206
down €90,206 (-5.0%), from €1.8m to €1.7m
of which Furniture and vehicles: -€49,542
- Cash +€61,103
up €61,103 (+28.9%), from €211,169 to €272,272
mainly Depreciation (+€118,560) and Other debts (+€31,151)
- Receivables within one year -€28,396
down €28,396 (-17.9%), from €158,315 to €129,919
of which Other amounts receivable: -€20,934
Equity and liabilities
- Debts after one year -€118,976
down €118,976 (-13.2%), from €898,696 to €779,720
- Other debts +€31,151
up €31,151 (+8.9%), from €351,971 to €383,122
Income statement
- Gross operating margin +€73,873
up €73,873 (+14.4%), from €514,047 to €587,919
- Staff costs -€46,247
down €46,247 (-11.1%), from €417,936 to €371,689
- Taxes +€35,461
up €35,461 (+2,475%), from €1,433 to €36,894
- Financial charges +€22,546
up €22,546 (+101%), from €22,380 to €44,926
- Other operating charges +€8,965
up €8,965 (+137%), from €6,559 to €15,524
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€42,214
Gross operating margin
+€73,873
Staff costs
+€46,247
Depreciation
-€3,093
Other operating charges
-€8,965
Financial income
-€501
Financial charges
-€22,546
Taxes
-€35,461
Result 2025
€7,340
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€208,866
Investment
-€28,354
Financing
-€119,409
Cash 2024
€211,169
From operations (derived)
+€208,866
Net result for the year
+€7,340
Depreciation
+€118,560
Receivables within one year
+€28,396
Deferred charges and accrued income
+€4,456
Provisions
-€4,544
Trade debts
+€5,920
Tax, wage and social debts
+€1,442
Other debts
+€31,151
Accrued charges and deferred income
+€16,144
Investment (derived)
-€28,354
Investment in fixed assets (net)
-€28,354
Financing
-€119,409
Debts after one year
-€118,976
Current portion of long-term debt
-€433
Cash 2025
€272,272
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,292,465 | €2,230,509 | -€61,955 | -2.7% |
| Fixed assets | 21/28 | €1,815,774 | €1,725,568 | -€90,206 | -5.0% |
| Tangible fixed assets | 22/27 | €1,815,774 | €1,725,568 | -€90,206 | -5.0% |
| Land and buildings | 22 | €1,676,141 | €1,636,810 | -€39,331 | -2.3% |
| Plant, machinery and equipment | 23 | €3,024 | €1,690 | -€1,333 | -44.1% |
| Furniture and vehicles | 24 | €136,610 | €87,068 | -€49,542 | -36.3% |
| Current assets | 29/58 | €476,690 | €504,941 | +€28,251 | +5.9% |
| Amounts receivable within one year | 40/41 | €158,315 | €129,919 | -€28,396 | -17.9% |
| Trade receivables | 40 | €137,233 | €129,771 | -€7,462 | -5.4% |
| Other amounts receivable | 41 | €21,081 | €148 | -€20,934 | -99.3% |
| Current investments | 50/53 | €102,750 | €102,750 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €211,169 | €272,272 | +€61,103 | +28.9% |
| Deferred charges and accrued income | 490/1 | €4,456 | €0 | -€4,456 | -100% |
| Total equity and liabilities | 10/49 | €2,292,465 | €2,230,509 | -€61,955 | -2.7% |
| Equity | 10/15 | €775,786 | €783,126 | +€7,340 | +0.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €757,186 | €764,526 | +€7,340 | +1.0% |
| Tax-exempt reserves | 132 | €186,043 | €172,410 | -€13,632 | -7.3% |
| Distributable reserves | 133 | €571,143 | €592,115 | +€20,972 | +3.7% |
| Provisions and deferred taxes | 16 | €62,014 | €57,470 | -€4,544 | -7.3% |
| Deferred taxes | 168 | €62,014 | €57,470 | -€4,544 | -7.3% |
| Amounts payable | 17/49 | €1,454,665 | €1,389,914 | -€64,751 | -4.5% |
| Amounts payable after more than one year | 17 | €898,696 | €779,720 | -€118,976 | -13.2% |
| Financial debts | 170/4 | €898,696 | €779,720 | -€118,976 | -13.2% |
| Amounts payable within one year | 42/48 | €555,969 | €594,050 | +€38,081 | +6.8% |
| Current portion of amounts payable after more than one year | 42 | €124,113 | €123,680 | -€433 | -0.3% |
| Trade debts | 44 | €11,716 | €17,636 | +€5,920 | +50.5% |
| Suppliers | 440/4 | €11,716 | €17,636 | +€5,920 | +50.5% |
| Taxes, remuneration and social security | 45 | €68,170 | €69,612 | +€1,442 | +2.1% |
| Taxes | 450/3 | €15,234 | €18,943 | +€3,709 | +24.3% |
| Remuneration and social security | 454/9 | €52,936 | €50,669 | -€2,267 | -4.3% |
| Other amounts payable | 47/48 | €351,971 | €383,122 | +€31,151 | +8.9% |
| Accrued charges and deferred income | 492/3 | - | €16,144 | +€16,144 | |
| Non-recurring operating income | 76A | €452 | €0 | -€452 | -100% |
| Remuneration, social security and pensions | 62 | €417,936 | €371,689 | -€46,247 | -11.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €115,467 | €118,560 | +€3,093 | +2.7% |
| Other operating charges | 640/8 | €6,559 | €15,524 | +€8,965 | +137% |
| Gross operating margin | 9900 | €514,047 | €587,919 | +€73,873 | +14.4% |
| Operating profit (loss) | 9901 | -€25,916 | €82,146 | +€108,062 | |
| Financial income | 75/76B | €2,970 | €2,469 | -€501 | -16.9% |
| Recurring financial income | 75 | €2,970 | €2,469 | -€501 | -16.9% |
| Financial charges | 65/66B | €22,380 | €44,926 | +€22,546 | +101% |
| Recurring financial charges | 65 | €22,380 | €44,926 | +€22,546 | +101% |
| Profit (loss) for the period before taxes | 9903 | -€45,326 | €39,689 | +€85,015 | |
| Transfer from deferred taxes | 780 | €4,544 | €4,544 | = | 0.0% |
| Income taxes | 67/77 | €1,433 | €36,894 | +€35,461 | +2,475% |
| Profit (loss) for the period | 9904 | -€42,214 | €7,340 | +€49,554 | |
| Transfer from tax-exempt reserves | 789 | €13,632 | €13,632 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€28,582 | €20,972 | +€49,554 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.