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FINAL TOUCH: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FINAL TOUCH

BE 0758.778.045
NACE 47.551, Retail sale of household furniture
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€17,707
2024 · €68,359-€50,653
Equity
€702,804
2024 · €685,097+€17,707
Cash
€386,191
2024 · €132,884+€253,307
Balance sheet total
€1.3m
2024 · €1.1m+€248,752

Largest movements

2024 to 2025
Assets
  • Cash +€253,307

    up €253,307 (+190.6%), from €132,884 to €386,191

    mainly Advances received (+€203,312) and Depreciation (+€104,558)

  • Intangible fixed assets -€100,000

    no longer reported in 2025 (was €100,000)

  • Stocks and contracts +€63,305

    up €63,305 (+22.7%), from €278,951 to €342,256

    of which Contracts in progress: +€63,305

  • Current investments +€16,364

    up €16,364 (+3.3%), from €500,000 to €516,364

  • Deferred charges and accrued income +€15,328

    up €15,328 (+123.2%), from €12,444 to €27,772

Equity and liabilities
  • Advances received +€203,312

    up €203,312 (+1258.2%), from €16,159 to €219,471

  • Tax, wage and social debts +€19,616

    up €19,616 (+51.4%), from €38,127 to €57,743

    of which Taxes: +€19,468

  • Reserves +€17,707

    up €17,707 (+3.0%), from €585,097 to €602,804

  • Other debts +€15,725

    up €15,725 (+5.4%), from €290,428 to €306,153

Income statement
  • Gross operating margin -€61,849

    down €61,849 (-21.6%), from €285,897 to €224,049

  • Taxes +€21,539

    up €21,539 (+115.3%), from €18,686 to €40,225

  • Financial income +€19,858

    up €19,858 (+1423.3%), from €1,395 to €21,253

  • Depreciation -€19,785

    down €19,785 (-15.9%), from €124,343 to €104,558

  • Financial charges +€3,834

    up €3,834 (+413.9%), from €926 to €4,760

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €68,359
Gross operating margin -€61,849
Staff costs -€3,127
Depreciation +€19,785
Other operating charges +€53
Financial income +€19,858
Financial charges -€3,834
Taxes -€21,539
Result 2025 €17,707

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€272,779
Investment -€19,472
Financing €0
Cash 2024 €132,884
Net result for the year +€17,707
Depreciation +€104,558
Stocks and contracts -€63,305
Receivables within one year -€1,899
Deferred charges and accrued income -€15,328
Trade debts -€7,607
Tax, wage and social debts +€19,616
Advances received +€203,312
Other debts +€15,725
Investment in fixed assets (net) -€3,109
Current investments -€16,364
Cash 2025 €386,191
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,057,663 €1,306,415 +€248,752 +23.5%
Fixed assets 21/28 €121,886 €20,436 -€101,450 -83.2%
Intangible fixed assets 21 €100,000 - -€100,000
Tangible fixed assets 22/27 €12,448 €10,998 -€1,450 -11.6%
Plant, machinery and equipment 23 €12,368 €8,089 -€4,279 -34.6%
Furniture and vehicles 24 €79 €2,909 +€2,829 +3564.0%
Financial fixed assets 28 €9,438 €9,438 = 0.0%
Current assets 29/58 €935,777 €1,285,979 +€350,202 +37.4%
Stocks and contracts in progress 3 €278,951 €342,256 +€63,305 +22.7%
Stocks 30/36 €278,951 €278,951 = 0.0%
Contracts in progress 37 - €63,305 +€63,305
Amounts receivable within one year 40/41 €11,498 €13,396 +€1,899 +16.5%
Trade receivables 40 €11,498 €13,340 +€1,842 +16.0%
Other amounts receivable 41 - €56 +€56
Current investments 50/53 €500,000 €516,364 +€16,364 +3.3%
Cash at bank and in hand 54/58 €132,884 €386,191 +€253,307 +190.6%
Deferred charges and accrued income 490/1 €12,444 €27,772 +€15,328 +123.2%
Total equity and liabilities 10/49 €1,057,663 €1,306,415 +€248,752 +23.5%
Equity 10/15 €685,097 €702,804 +€17,707 +2.6%
Contributions 10/11 €100,000 €100,000 = 0.0%
Reserves 13 €585,097 €602,804 +€17,707 +3.0%
Distributable reserves 133 €585,097 €602,804 +€17,707 +3.0%
Amounts payable 17/49 €372,566 €603,611 +€231,045 +62.0%
Amounts payable within one year 42/48 €372,566 €603,611 +€231,045 +62.0%
Trade debts 44 €27,851 €20,244 -€7,607 -27.3%
Suppliers 440/4 €27,851 €20,244 -€7,607 -27.3%
Advances received on contracts in progress 46 €16,159 €219,471 +€203,312 +1258.2%
Taxes, remuneration and social security 45 €38,127 €57,743 +€19,616 +51.4%
Taxes 450/3 €29,035 €48,502 +€19,468 +67.0%
Remuneration and social security 454/9 €9,093 €9,241 +€148 +1.6%
Other amounts payable 47/48 €290,428 €306,153 +€15,725 +5.4%
Remuneration, social security and pensions 62 €73,710 €76,837 +€3,127 +4.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €124,343 €104,558 -€19,785 -15.9%
Other operating charges 640/8 €1,268 €1,214 -€53 -4.2%
Gross operating margin 9900 €285,897 €224,049 -€61,849 -21.6%
Operating profit (loss) 9901 €86,576 €41,439 -€45,137 -52.1%
Financial income 75/76B €1,395 €21,253 +€19,858 +1423.3%
Recurring financial income 75 €1,395 €21,253 +€19,858 +1423.3%
Financial charges 65/66B €926 €4,760 +€3,834 +413.9%
Recurring financial charges 65 €926 €4,760 +€3,834 +413.9%
Profit (loss) for the period before taxes 9903 €87,045 €57,932 -€29,113 -33.4%
Income taxes 67/77 €18,686 €40,225 +€21,539 +115.3%
Profit (loss) for the period 9904 €68,359 €17,707 -€50,653 -74.1%
Profit (loss) for the period to be appropriated 9905 €68,359 €17,707 -€50,653 -74.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.