Fin4Care: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Fin4Care
Largest movements
- Current investments +€45,000
up €45,000 (+45.0%), from €100,000 to €145,000
- Cash -€14,978
down €14,978 (-60.4%), from €24,778 to €9,800
mainly Current investments (-€45,000) and Investment in fixed assets (net) (-€741)
- Tangible fixed assets -€5,378
down €5,378 (-23.2%), from €23,136 to €17,758
of which Furniture and vehicles: -€3,489
- Receivables within one year -€2,882
down €2,882 (-55.0%), from €5,241 to €2,360
of which Trade receivables: -€5,241
- Profit (loss) carried forward +€20,555
up €20,555 (+15.6%), from €131,377 to €151,932
- Gross operating margin -€3,002
down €3,002 (-7.9%), from €37,783 to €34,780
- Financial income +€2,323
new in 2025: €2,323
- Depreciation -€1,674
down €1,674 (-21.1%), from €7,931 to €6,257
- Taxes -€805
down €805 (-8.2%), from €9,839 to €9,034
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €154,004 | €174,977 | +€20,973 | +13.6% |
| Fixed assets | 21/28 | €23,335 | €17,818 | -€5,517 | -23.6% |
| Intangible fixed assets | 21 | €139 | - | -€139 | |
| Tangible fixed assets | 22/27 | €23,136 | €17,758 | -€5,378 | -23.2% |
| Plant, machinery and equipment | 23 | - | €740 | +€740 | |
| Furniture and vehicles | 24 | €3,509 | €20 | -€3,489 | -99.4% |
| Other tangible fixed assets | 26 | €19,626 | €16,997 | -€2,629 | -13.4% |
| Financial fixed assets | 28 | €60 | €60 | = | 0.0% |
| Current assets | 29/58 | €130,670 | €157,159 | +€26,490 | +20.3% |
| Amounts receivable within one year | 40/41 | €5,241 | €2,360 | -€2,882 | -55.0% |
| Trade receivables | 40 | €5,241 | - | -€5,241 | |
| Other amounts receivable | 41 | - | €2,360 | +€2,360 | |
| Current investments | 50/53 | €100,000 | €145,000 | +€45,000 | +45.0% |
| Cash at bank and in hand | 54/58 | €24,778 | €9,800 | -€14,978 | -60.4% |
| Deferred charges and accrued income | 490/1 | €650 | - | -€650 | |
| Total equity and liabilities | 10/49 | €154,004 | €174,977 | +€20,973 | +13.6% |
| Equity | 10/15 | €151,837 | €172,392 | +€20,555 | +13.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €131,377 | €151,932 | +€20,555 | +15.6% |
| Amounts payable | 17/49 | €2,167 | €2,585 | +€418 | +19.3% |
| Amounts payable within one year | 42/48 | €2,027 | €2,585 | +€558 | +27.5% |
| Trade debts | 44 | €9 | €945 | +€936 | +10961.2% |
| Suppliers | 440/4 | €9 | €945 | +€936 | +10961.2% |
| Taxes, remuneration and social security | 45 | €1,960 | €1,640 | -€319 | -16.3% |
| Taxes | 450/3 | €1,960 | €1,640 | -€319 | -16.3% |
| Other amounts payable | 47/48 | €58 | - | -€58 | |
| Accrued charges and deferred income | 492/3 | €141 | - | -€141 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,931 | €6,257 | -€1,674 | -21.1% |
| Other operating charges | 640/8 | €1,124 | €1,214 | +€91 | +8.1% |
| Gross operating margin | 9900 | €37,783 | €34,780 | -€3,002 | -7.9% |
| Operating profit (loss) | 9901 | €28,728 | €27,309 | -€1,419 | -4.9% |
| Financial income | 75/76B | - | €2,323 | +€2,323 | |
| Recurring financial income | 75 | - | €2,323 | +€2,323 | |
| Financial charges | 65/66B | €45 | €43 | -€2 | -4.4% |
| Recurring financial charges | 65 | €45 | €43 | -€2 | -4.4% |
| Profit (loss) for the period before taxes | 9903 | €28,683 | €29,589 | +€906 | +3.2% |
| Income taxes | 67/77 | €9,839 | €9,034 | -€805 | -8.2% |
| Profit (loss) for the period | 9904 | €18,845 | €20,555 | +€1,711 | +9.1% |
| Profit (loss) for the period to be appropriated | 9905 | €18,845 | €20,555 | +€1,711 | +9.1% |
Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.