Fin-X Consulting: what changed
What changed
Fin-X Consulting
NACE 70.200, Business and other management consultancy
filed annual accounts (NBB)
Net result for the year
€23,260
2024 · €26,937-€3,677
Equity
€63,017
2024 · €39,758+€23,259
Cash
€65,108
2024 · €40,963+€24,145
Balance sheet total
€87,770
2024 · €64,137+€23,633
Largest movements
Assets
- Cash +€24,145
up €24,145 (+58.9%), from €40,963 to €65,108
mainly Net result for the year (+€23,260) and Depreciation (+€1,675)
Equity and liabilities
- Reserves +€23,000
up €23,000 (+67.6%), from €34,000 to €57,000
- Tax, wage and social debts +€1,201
up €1,201 (+5.7%), from €21,131 to €22,332
of which Remuneration and social security: +€3,230
Income statement
- Purchases and services +€6,970
up €6,970 (+8.0%), from €87,561 to €94,531
- Gross operating margin -€4,041
down €4,041 (-9.7%), from €41,663 to €37,622
- Taxes -€1,398
down €1,398 (-10.2%), from €13,720 to €12,322
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€26,937
Gross operating margin
-€4,041
Depreciation
-€906
Other operating charges
-€115
Financial income
-€5
Financial charges
-€8
Taxes
+€1,398
Result 2025
€23,260
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€24,928
Investment
-€782
Financing
-€1
Cash 2024
€40,963
From operations (derived)
+€24,928
Net result for the year
+€23,260
Depreciation
+€1,675
Receivables within one year
-€284
Deferred charges and accrued income
-€97
Trade debts
-€827
Tax, wage and social debts
+€1,201
Investment (derived)
-€782
Investment in fixed assets (net)
-€782
Financing
-€1
Contributions, distributions and other
-€1
Cash 2025
€65,108
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €64,137 | €87,770 | +€23,633 | +36.8% |
| Formation expenses | 20 | €913 | €669 | -€244 | -26.7% |
| Fixed assets | 21/28 | €6,269 | €5,620 | -€649 | -10.4% |
| Tangible fixed assets | 22/27 | €6,269 | €5,620 | -€649 | -10.4% |
| Plant, machinery and equipment | 23 | €6,269 | €5,620 | -€649 | -10.4% |
| Current assets | 29/58 | €56,955 | €81,481 | +€24,526 | +43.1% |
| Amounts receivable within one year | 40/41 | €12,072 | €12,356 | +€284 | +2.4% |
| Trade receivables | 40 | €12,055 | €12,356 | +€301 | +2.5% |
| Other amounts receivable | 41 | €17 | - | -€17 | |
| Cash at bank and in hand | 54/58 | €40,963 | €65,108 | +€24,145 | +58.9% |
| Deferred charges and accrued income | 490/1 | €3,920 | €4,017 | +€97 | +2.5% |
| Total equity and liabilities | 10/49 | €64,137 | €87,770 | +€23,633 | +36.8% |
| Equity | 10/15 | €39,758 | €63,017 | +€23,259 | +58.5% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €34,000 | €57,000 | +€23,000 | +67.6% |
| Distributable reserves | 133 | €34,000 | €57,000 | +€23,000 | +67.6% |
| Profit (loss) carried forward | 14 | €758 | €1,017 | +€259 | +34.2% |
| Amounts payable | 17/49 | €24,379 | €24,753 | +€374 | +1.5% |
| Amounts payable within one year | 42/48 | €24,379 | €24,753 | +€374 | +1.5% |
| Trade debts | 44 | €3,248 | €2,421 | -€827 | -25.5% |
| Suppliers | 440/4 | €3,248 | €2,421 | -€827 | -25.5% |
| Taxes, remuneration and social security | 45 | €21,131 | €22,332 | +€1,201 | +5.7% |
| Taxes | 450/3 | €21,131 | €19,102 | -€2,029 | -9.6% |
| Remuneration and social security | 454/9 | - | €3,230 | +€3,230 | |
| Turnover | 70 | €128,962 | €129,003 | +€41 | 0.0% |
| Goods, raw materials, services and sundry goods | 60/61 | €87,561 | €94,531 | +€6,970 | +8.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €769 | €1,675 | +€906 | +118% |
| Other operating charges | 640/8 | €118 | €233 | +€115 | +97.5% |
| Gross operating margin | 9900 | €41,663 | €37,622 | -€4,041 | -9.7% |
| Operating profit (loss) | 9901 | €40,776 | €35,714 | -€5,062 | -12.4% |
| Financial income | 75/76B | €24 | €19 | -€5 | -20.8% |
| Recurring financial income | 75 | €24 | €19 | -€5 | -20.8% |
| Financial charges | 65/66B | €143 | €151 | +€8 | +5.6% |
| Recurring financial charges | 65 | €143 | €151 | +€8 | +5.6% |
| Profit (loss) for the period before taxes | 9903 | €40,657 | €35,582 | -€5,075 | -12.5% |
| Income taxes | 67/77 | €13,720 | €12,322 | -€1,398 | -10.2% |
| Profit (loss) for the period | 9904 | €26,937 | €23,260 | -€3,677 | -13.7% |
| Profit (loss) for the period to be appropriated | 9905 | €26,937 | €23,260 | -€3,677 | -13.7% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.