FIN Solutions: what changed
FIN Solutions
Largest movements
- Cash -€9,740
down €9,740 (-73.7%), from €13,222 to €3,481
mainly Other debts (-€10,000) and Accrued charges and deferred income (-€8,969)
- Receivables within one year +€2,485
up €2,485 (+4.8%), from €52,320 to €54,805
of which Other amounts receivable: +€1,368
- Tangible fixed assets -€893
down €893 (-12.0%), from €7,461 to €6,567
- Deferred charges and accrued income -€741
no longer reported in 2024 (was €741)
- Other debts -€10,000
no longer reported in 2024 (was €10,000)
- Accrued charges and deferred income -€8,969
down €8,969 (-96.7%), from €9,274 to €306
- Trade debts +€7,288
up €7,288 (+223%), from €3,275 to €10,563
- Reserves +€5,000
up €5,000 (+25.0%), from €20,000 to €25,000
- Tax, wage and social debts -€3,436
down €3,436 (-27.5%), from €12,500 to €9,064
of which Remuneration and social security: -€2,000
- Gross operating margin -€42,538
down €42,538 (-77.0%), from €55,248 to €12,710
- Taxes -€8,214
down €8,214 (-78.2%), from €10,500 to €2,286
- Depreciation +€2,382
up €2,382 (+280%), from €850 to €3,232
- Other operating charges +€802
up €802 (+118%), from €677 to €1,479
Change in the result, 2023 to 2024
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2023 and 2024 balance sheets and the 2024 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €73,743 | €64,854 | -€8,889 | -12.1% |
| Fixed assets | 21/28 | €7,461 | €6,567 | -€893 | -12.0% |
| Tangible fixed assets | 22/27 | €7,461 | €6,567 | -€893 | -12.0% |
| Furniture and vehicles | 24 | €7,461 | €6,567 | -€893 | -12.0% |
| Current assets | 29/58 | €66,283 | €58,287 | -€7,996 | -12.1% |
| Amounts receivable within one year | 40/41 | €52,320 | €54,805 | +€2,485 | +4.8% |
| Trade receivables | 40 | €40,054 | €41,171 | +€1,117 | +2.8% |
| Other amounts receivable | 41 | €12,266 | €13,634 | +€1,368 | +11.2% |
| Cash at bank and in hand | 54/58 | €13,222 | €3,481 | -€9,740 | -73.7% |
| Deferred charges and accrued income | 490/1 | €741 | - | -€741 | |
| Total equity and liabilities | 10/49 | €73,743 | €64,854 | -€8,889 | -12.1% |
| Equity | 10/15 | €38,694 | €44,921 | +€6,227 | +16.1% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €20,000 | €25,000 | +€5,000 | +25.0% |
| Distributable reserves | 133 | €20,000 | €25,000 | +€5,000 | +25.0% |
| Profit (loss) carried forward | 14 | €13,694 | €14,921 | +€1,227 | +9.0% |
| Amounts payable | 17/49 | €35,049 | €19,933 | -€15,116 | -43.1% |
| Amounts payable within one year | 42/48 | €25,775 | €19,627 | -€6,148 | -23.9% |
| Trade debts | 44 | €3,275 | €10,563 | +€7,288 | +223% |
| Suppliers | 440/4 | €3,275 | €10,563 | +€7,288 | +223% |
| Taxes, remuneration and social security | 45 | €12,500 | €9,064 | -€3,436 | -27.5% |
| Taxes | 450/3 | €10,500 | €9,064 | -€1,436 | -13.7% |
| Remuneration and social security | 454/9 | €2,000 | - | -€2,000 | |
| Other amounts payable | 47/48 | €10,000 | - | -€10,000 | |
| Accrued charges and deferred income | 492/3 | €9,274 | €306 | -€8,969 | -96.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €850 | €3,232 | +€2,382 | +280% |
| Other operating charges | 640/8 | €677 | €1,479 | +€802 | +118% |
| Gross operating margin | 9900 | €55,248 | €12,710 | -€42,538 | -77.0% |
| Operating profit (loss) | 9901 | €53,720 | €7,999 | -€45,721 | -85.1% |
| Financial income | 75/76B | €477 | €684 | +€207 | +43.4% |
| Recurring financial income | 75 | €477 | €684 | +€207 | +43.4% |
| Financial charges | 65/66B | €3 | €170 | +€167 | +5,134% |
| Recurring financial charges | 65 | €3 | €170 | +€167 | +5,134% |
| Profit (loss) for the period before taxes | 9903 | €54,194 | €8,513 | -€45,681 | -84.3% |
| Income taxes | 67/77 | €10,500 | €2,286 | -€8,214 | -78.2% |
| Profit (loss) for the period | 9904 | €43,694 | €6,227 | -€37,467 | -85.7% |
| Profit (loss) for the period to be appropriated | 9905 | €43,694 | €6,227 | -€37,467 | -85.7% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 September 2023 and 30 September 2024. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.