Fin Pro Services: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Fin Pro Services
Largest movements
- Receivables after one year +€22,503
new in 2025: €22,503
- Receivables within one year -€18,516
down €18,516 (-47.5%), from €38,991 to €20,475
of which Other amounts receivable: -€10,122
- Cash -€14,619
down €14,619 (-18.6%), from €78,638 to €64,018
mainly Receivables after one year (-€22,503) and Net result for the year (-€15,360)
- Tangible fixed assets -€3,181
down €3,181 (-61.9%), from €5,138 to €1,957
- Profit (loss) carried forward -€15,360
down €15,360 (-16.3%), from €94,232 to €78,873
- Trade debts +€1,436
up €1,436 (+884.5%), from €162 to €1,598
- Gross operating margin -€3,961
down €3,961 (-57.3%), from -€6,911 to -€10,872
- Other operating charges -€3,380
down €3,380 (-77.4%), from €4,364 to €984
- Taxes -€2,605
no longer reported in 2025 (was €2,605)
- Staff costs +€199
new in 2025: €199
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €124,134 | €110,211 | -€13,924 | -11.2% |
| Fixed assets | 21/28 | €5,778 | €2,597 | -€3,181 | -55.1% |
| Tangible fixed assets | 22/27 | €5,138 | €1,957 | -€3,181 | -61.9% |
| Plant, machinery and equipment | 23 | €5,138 | €1,957 | -€3,181 | -61.9% |
| Financial fixed assets | 28 | €640 | €640 | = | 0.0% |
| Current assets | 29/58 | €118,356 | €107,614 | -€10,743 | -9.1% |
| Amounts receivable after more than one year | 29 | - | €22,503 | +€22,503 | |
| Other amounts receivable | 291 | - | €22,503 | +€22,503 | |
| Amounts receivable within one year | 40/41 | €38,991 | €20,475 | -€18,516 | -47.5% |
| Trade receivables | 40 | €28,869 | €20,475 | -€8,394 | -29.1% |
| Other amounts receivable | 41 | €10,122 | - | -€10,122 | |
| Cash at bank and in hand | 54/58 | €78,638 | €64,018 | -€14,619 | -18.6% |
| Deferred charges and accrued income | 490/1 | €728 | €617 | -€110 | -15.2% |
| Total equity and liabilities | 10/49 | €124,134 | €110,211 | -€13,924 | -11.2% |
| Equity | 10/15 | €122,292 | €106,933 | -€15,360 | -12.6% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €21,860 | €21,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €94,232 | €78,873 | -€15,360 | -16.3% |
| Amounts payable | 17/49 | €1,842 | €3,278 | +€1,436 | +77.9% |
| Amounts payable within one year | 42/48 | €1,842 | €3,278 | +€1,436 | +77.9% |
| Trade debts | 44 | €162 | €1,598 | +€1,436 | +884.5% |
| Suppliers | 440/4 | €162 | €1,598 | +€1,436 | +884.5% |
| Taxes, remuneration and social security | 45 | €1,680 | €1,680 | = | 0.0% |
| Taxes | 450/3 | €1,680 | €1,680 | = | 0.0% |
| Remuneration, social security and pensions | 62 | - | €199 | +€199 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,181 | €3,181 | = | 0.0% |
| Other operating charges | 640/8 | €4,364 | €984 | -€3,380 | -77.4% |
| Gross operating margin | 9900 | -€6,911 | -€10,872 | -€3,961 | -57.3% |
| Operating profit (loss) | 9901 | -€14,456 | -€15,237 | -€781 | -5.4% |
| Financial charges | 65/66B | €126 | €122 | -€4 | -3.0% |
| Recurring financial charges | 65 | €126 | €122 | -€4 | -3.0% |
| Profit (loss) for the period before taxes | 9903 | -€14,582 | -€15,360 | -€778 | -5.3% |
| Income taxes | 67/77 | €2,605 | - | -€2,605 | |
| Profit (loss) for the period | 9904 | -€17,187 | -€15,360 | +€1,827 | +10.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€17,187 | -€15,360 | +€1,827 | +10.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.