FiduServais: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FiduServais
Largest movements
- Intangible fixed assets -€19,991
down €19,991 (-28.8%), from €69,439 to €49,448
- Cash +€10,449
up €10,449 (+60.5%), from €17,274 to €27,723
mainly Depreciation (+€24,025) and Net result for the year (+€3,634)
- Tangible fixed assets -€4,033
down €4,033 (-38.7%), from €10,428 to €6,394
- Receivables within one year +€4,001
up €4,001 (+50.6%), from €7,906 to €11,907
of which Trade receivables: +€3,870
- Debts after one year -€12,275
down €12,275 (-20.3%), from €60,571 to €48,296
- Profit (loss) carried forward +€3,634
up €3,634 (+40.2%), from €9,037 to €12,671
- Other debts -€3,005
down €3,005 (-32.3%), from €9,292 to €6,287
- Tax, wage and social debts +€2,355
up €2,355 (+33.1%), from €7,114 to €9,469
- Gross operating margin +€2,495
up €2,495 (+8.4%), from €29,652 to €32,147
- Depreciation +€2,315
up €2,315 (+10.7%), from €21,710 to €24,025
- Financial charges -€444
down €444 (-21.0%), from €2,113 to €1,669
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €108,783 | €100,117 | -€8,666 | -8.0% |
| Fixed assets | 21/28 | €79,921 | €55,897 | -€24,025 | -30.1% |
| Intangible fixed assets | 21 | €69,439 | €49,448 | -€19,991 | -28.8% |
| Tangible fixed assets | 22/27 | €10,428 | €6,394 | -€4,033 | -38.7% |
| Furniture and vehicles | 24 | €10,428 | €6,394 | -€4,033 | -38.7% |
| Financial fixed assets | 28 | €54 | €54 | = | 0.0% |
| Current assets | 29/58 | €28,862 | €44,220 | +€15,358 | +53.2% |
| Amounts receivable within one year | 40/41 | €7,906 | €11,907 | +€4,001 | +50.6% |
| Trade receivables | 40 | €7,906 | €11,776 | +€3,870 | +48.9% |
| Other amounts receivable | 41 | - | €131 | +€131 | |
| Cash at bank and in hand | 54/58 | €17,274 | €27,723 | +€10,449 | +60.5% |
| Deferred charges and accrued income | 490/1 | €3,682 | €4,590 | +€908 | +24.7% |
| Total equity and liabilities | 10/49 | €108,783 | €100,117 | -€8,666 | -8.0% |
| Equity | 10/15 | €19,037 | €22,671 | +€3,634 | +19.1% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €9,037 | €12,671 | +€3,634 | +40.2% |
| Amounts payable | 17/49 | €89,746 | €77,446 | -€12,300 | -13.7% |
| Amounts payable after more than one year | 17 | €60,571 | €48,296 | -€12,275 | -20.3% |
| Financial debts | 170/4 | €60,571 | €48,296 | -€12,275 | -20.3% |
| Amounts payable within one year | 42/48 | €29,175 | €29,150 | -€25 | -0.1% |
| Current portion of amounts payable after more than one year | 42 | €11,771 | €12,275 | +€504 | +4.3% |
| Trade debts | 44 | €998 | €1,119 | +€121 | +12.1% |
| Suppliers | 440/4 | €998 | €1,119 | +€121 | +12.1% |
| Taxes, remuneration and social security | 45 | €7,114 | €9,469 | +€2,355 | +33.1% |
| Taxes | 450/3 | €7,114 | €9,469 | +€2,355 | +33.1% |
| Other amounts payable | 47/48 | €9,292 | €6,287 | -€3,005 | -32.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,710 | €24,025 | +€2,315 | +10.7% |
| Other operating charges | 640/8 | €140 | €399 | +€259 | +185.5% |
| Gross operating margin | 9900 | €29,652 | €32,147 | +€2,495 | +8.4% |
| Operating profit (loss) | 9901 | €7,803 | €7,723 | -€79 | -1.0% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €2,113 | €1,669 | -€444 | -21.0% |
| Recurring financial charges | 65 | €2,113 | €1,669 | -€444 | -21.0% |
| Profit (loss) for the period before taxes | 9903 | €5,689 | €6,054 | +€365 | +6.4% |
| Income taxes | 67/77 | €2,335 | €2,420 | +€85 | +3.6% |
| Profit (loss) for the period | 9904 | €3,354 | €3,634 | +€280 | +8.3% |
| Profit (loss) for the period to be appropriated | 9905 | €3,354 | €3,634 | +€280 | +8.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.