FIDUNION BELGIQUE: what changed
What changed
FIDUNION BELGIQUE
filed annual accounts (NBB)
Net result for the year
-€2
2024 · €1-€3
Equity
€809
2024 · €811-€2
Cash
€605
2024 · €606-€1
Balance sheet total
€855
2024 · €856-€1
Largest movements
Assets
No asset line moved by more than 1% of the balance sheet total.
Equity and liabilities
No liability line moved by more than 1% of the balance sheet total.
Income statement
- Gross operating margin -€2
down €2 (-1.0%), from €186 to €184
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€1
Gross operating margin
-€2
Financial charges
-€1
Result 2025
-€2
lowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€1
Investment
€0
Financing
€0
Cash 2024
€606
From operations (derived)
-€1
Net result for the year
-€2
Accrued charges and deferred income
+€1
Cash 2025
€605
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €856 | €855 | -€1 | -0.1% |
| Current assets | 29/58 | €856 | €855 | -€1 | -0.1% |
| Amounts receivable within one year | 40/41 | €250 | €250 | = | 0.0% |
| Trade receivables | 40 | €250 | €250 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €606 | €605 | -€1 | -0.1% |
| Total equity and liabilities | 10/49 | €856 | €855 | -€1 | -0.1% |
| Equity | 10/15 | €811 | €809 | -€2 | -0.3% |
| Contributions | 10/11 | €744 | €744 | = | 0.0% |
| Capital | 10 | €744 | €744 | = | 0.0% |
| Issued capital | 100 | €744 | €744 | = | 0.0% |
| Profit (loss) carried forward | 14 | €67 | €65 | -€2 | -3.0% |
| Amounts payable | 17/49 | €45 | €46 | +€1 | +2.6% |
| Accrued charges and deferred income | 492/3 | €45 | €46 | +€1 | +2.6% |
| Gross operating margin | 9900 | €186 | €184 | -€2 | -1.0% |
| Operating profit (loss) | 9901 | €186 | €184 | -€2 | -1.0% |
| Financial charges | 65/66B | €185 | €186 | +€1 | +0.6% |
| Recurring financial charges | 65 | €185 | €186 | +€1 | +0.6% |
| Profit (loss) for the period before taxes | 9903 | €1 | -€2 | -€3 | |
| Profit (loss) for the period | 9904 | €1 | -€2 | -€3 | |
| Profit (loss) for the period to be appropriated | 9905 | €1 | -€2 | -€3 |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.