FIDUCA: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FIDUCA
Largest movements
- Tangible fixed assets -€7,845
down €7,845 (-15.4%), from €51,051 to €43,207
- Receivables within one year +€7,508
up €7,508 (+36.4%), from €20,624 to €28,132
- Cash -€1,054
down €1,054 (-83.5%), from €1,263 to €208
mainly Receivables within one year (-€7,508) and Net result for the year (-€718)
No liability line moved by more than 1% of the balance sheet total.
- Gross operating margin -€495
down €495 (-5.2%), from €9,559 to €9,065
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €72,939 | €71,547 | -€1,391 | -1.9% |
| Fixed assets | 21/28 | €51,051 | €43,207 | -€7,845 | -15.4% |
| Tangible fixed assets | 22/27 | €51,051 | €43,207 | -€7,845 | -15.4% |
| Land and buildings | 22 | €51,051 | €43,207 | -€7,845 | -15.4% |
| Current assets | 29/58 | €21,887 | €28,341 | +€6,454 | +29.5% |
| Amounts receivable within one year | 40/41 | €20,624 | €28,132 | +€7,508 | +36.4% |
| Other amounts receivable | 41 | €20,624 | €28,132 | +€7,508 | +36.4% |
| Cash at bank and in hand | 54/58 | €1,263 | €208 | -€1,054 | -83.5% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €72,939 | €71,547 | -€1,391 | -1.9% |
| Equity | 10/15 | €71,975 | €71,257 | -€718 | -1.0% |
| Contributions | 10/11 | €599,902 | €599,902 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€527,927 | -€528,645 | -€718 | -0.1% |
| Amounts payable | 17/49 | €963 | €290 | -€673 | -69.9% |
| Amounts payable within one year | 42/48 | €963 | €290 | -€673 | -69.9% |
| Trade debts | 44 | €387 | €290 | -€97 | -25.0% |
| Suppliers | 440/4 | €387 | €290 | -€97 | -25.0% |
| Other amounts payable | 47/48 | €576 | €0 | -€576 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,845 | €7,845 | = | 0.0% |
| Other operating charges | 640/8 | €1,835 | €1,893 | +€58 | +3.2% |
| Gross operating margin | 9900 | €9,559 | €9,065 | -€495 | -5.2% |
| Operating profit (loss) | 9901 | -€121 | -€673 | -€553 | -458.0% |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €132 | €45 | -€87 | -65.9% |
| Recurring financial charges | 65 | €132 | €45 | -€87 | -65.9% |
| Profit (loss) for the period before taxes | 9903 | -€253 | -€718 | -€465 | -184.1% |
| Profit (loss) for the period | 9904 | -€253 | -€718 | -€465 | -184.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€253 | -€718 | -€465 | -184.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.