FIDICORE: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
FIDICORE
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€317,998
2024 · €73,032+€244,966
Equity
€923,853
2024 · €605,855+€317,998
Cash
€349,818
2024 · €366,124-€16,306
Balance sheet total
€7.4m
2024 · €7.8m-€344,554
Largest movements
Assets
- Tangible fixed assets -€380,984
down €380,984 (-5.4%), from €7.1m to €6.7m
of which Land and buildings: -€629,676
Equity and liabilities
- Other debts -€329,706
down €329,706 (-78.9%), from €417,629 to €87,923
- Reserves +€316,195
up €316,195 (+113.1%), from €279,481 to €595,676
of which Distributable reserves: +€320,000
- Current portion of long-term debt -€306,796
down €306,796 (-34.9%), from €878,804 to €572,008
- Debts after one year -€244,453
down €244,453 (-4.3%), from €5.6m to €5.4m
- Tax, wage and social debts +€114,215
up €114,215 (+75.4%), from €151,568 to €265,783
of which Taxes: +€123,879
Income statement
- Gross operating margin +€427,262
up €427,262 (+47.9%), from €892,905 to €1.3m
- Taxes +€140,853
up €140,853 (+392.7%), from €35,867 to €176,720
- Other operating charges +€69,189
up €69,189 (+530.3%), from €13,047 to €82,237
- Financial charges +€20,414
up €20,414 (+11.5%), from €177,280 to €197,694
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€73,032
Gross operating margin
+€427,262
Staff costs
-€8,646
Depreciation
-€4,196
Other operating charges
-€69,189
Other operating items
+€64,024
Financial income
-€3,022
Financial charges
-€20,414
Taxes
-€140,853
Result 2025
€317,998
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€549,077
Investment
-€6,439
Financing
-€558,945
Cash 2024
€366,124
From operations (derived)
+€549,077
Net result for the year
+€317,998
Depreciation
+€402,423
Receivables within one year
-€67,736
Provisions
-€1,960
Trade debts
+€101,004
Tax, wage and social debts
+€114,215
Other debts
-€329,706
Accrued charges and deferred income
+€12,839
Investment (derived)
-€6,439
Investment in fixed assets (net)
-€6,439
Financing
-€558,945
Debts after one year
-€244,453
Current portion of long-term debt
-€306,796
Short-term financial debts
-€7,695
Cash 2025
€349,818
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €7,787,725 | €7,443,170 | -€344,554 | -4.4% |
| Fixed assets | 21/28 | €7,198,111 | €6,802,127 | -€395,984 | -5.5% |
| Intangible fixed assets | 21 | €97,521 | €82,521 | -€15,000 | -15.4% |
| Tangible fixed assets | 22/27 | €7,099,968 | €6,718,984 | -€380,984 | -5.4% |
| Land and buildings | 22 | €6,551,307 | €5,921,631 | -€629,676 | -9.6% |
| Plant, machinery and equipment | 23 | €79,148 | €69,951 | -€9,198 | -11.6% |
| Furniture and vehicles | 24 | €469,513 | €727,402 | +€257,890 | +54.9% |
| Financial fixed assets | 28 | €623 | €623 | = | 0.0% |
| Current assets | 29/58 | €589,613 | €641,043 | +€51,430 | +8.7% |
| Amounts receivable after more than one year | 29 | €91,920 | €91,920 | = | 0.0% |
| Other amounts receivable | 291 | €91,920 | €91,920 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €128,282 | €196,018 | +€67,736 | +52.8% |
| Trade receivables | 40 | €121,459 | €188,564 | +€67,104 | +55.2% |
| Other amounts receivable | 41 | €6,822 | €7,454 | +€631 | +9.3% |
| Cash at bank and in hand | 54/58 | €366,124 | €349,818 | -€16,306 | -4.5% |
| Deferred charges and accrued income | 490/1 | €3,288 | €3,288 | = | 0.0% |
| Total equity and liabilities | 10/49 | €7,787,725 | €7,443,170 | -€344,554 | -4.4% |
| Equity | 10/15 | €605,855 | €923,853 | +€317,998 | +52.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €279,481 | €595,676 | +€316,195 | +113.1% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Tax-exempt reserves | 132 | €26,621 | €22,816 | -€3,805 | -14.3% |
| Distributable reserves | 133 | €251,000 | €571,000 | +€320,000 | +127.5% |
| Profit (loss) carried forward | 14 | €320,174 | €321,977 | +€1,803 | +0.6% |
| Provisions and deferred taxes | 16 | €4,056 | €2,096 | -€1,960 | -48.3% |
| Deferred taxes | 168 | €4,056 | €2,096 | -€1,960 | -48.3% |
| Amounts payable | 17/49 | €7,177,814 | €6,517,221 | -€660,593 | -9.2% |
| Amounts payable after more than one year | 17 | €5,621,905 | €5,377,451 | -€244,453 | -4.3% |
| Financial debts | 170/4 | €5,621,905 | €5,377,451 | -€244,453 | -4.3% |
| Amounts payable within one year | 42/48 | €1,502,053 | €1,073,075 | -€428,978 | -28.6% |
| Current portion of amounts payable after more than one year | 42 | €878,804 | €572,008 | -€306,796 | -34.9% |
| Financial debts | 43 | €7,695 | - | -€7,695 | |
| Credit institutions | 430/8 | €7,695 | - | -€7,695 | |
| Trade debts | 44 | €46,357 | €147,361 | +€101,004 | +217.9% |
| Suppliers | 440/4 | €46,357 | €147,361 | +€101,004 | +217.9% |
| Taxes, remuneration and social security | 45 | €151,568 | €265,783 | +€114,215 | +75.4% |
| Taxes | 450/3 | €135,299 | €259,178 | +€123,879 | +91.6% |
| Remuneration and social security | 454/9 | €16,269 | €6,605 | -€9,664 | -59.4% |
| Other amounts payable | 47/48 | €417,629 | €87,923 | -€329,706 | -78.9% |
| Accrued charges and deferred income | 492/3 | €53,856 | €66,695 | +€12,839 | +23.8% |
| Non-recurring operating income | 76A | - | €160,816 | +€160,816 | |
| Remuneration, social security and pensions | 62 | €136,559 | €145,205 | +€8,646 | +6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €398,227 | €402,423 | +€4,196 | +1.1% |
| Other operating charges | 640/8 | €13,047 | €82,237 | +€69,189 | +530.3% |
| Non-recurring operating charges | 66A | €64,024 | - | -€64,024 | |
| Gross operating margin | 9900 | €892,905 | €1,320,167 | +€427,262 | +47.9% |
| Operating profit (loss) | 9901 | €281,048 | €690,303 | +€409,255 | +145.6% |
| Financial income | 75/76B | €3,171 | €149 | -€3,022 | -95.3% |
| Recurring financial income | 75 | €3,171 | €149 | -€3,022 | -95.3% |
| Financial charges | 65/66B | €177,280 | €197,694 | +€20,414 | +11.5% |
| Recurring financial charges | 65 | €177,280 | €197,694 | +€20,414 | +11.5% |
| Profit (loss) for the period before taxes | 9903 | €106,939 | €492,758 | +€385,819 | +360.8% |
| Transfer from deferred taxes | 780 | €1,960 | €1,960 | = | 0.0% |
| Income taxes | 67/77 | €35,867 | €176,720 | +€140,853 | +392.7% |
| Profit (loss) for the period | 9904 | €73,032 | €317,998 | +€244,966 | +335.4% |
| Transfer from tax-exempt reserves | 789 | €3,805 | €3,805 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €76,837 | €321,803 | +€244,966 | +318.8% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.