FIDES Berchem: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
FIDES Berchem
NACE 68.203, Renting and operating of own or leased non-residential real estate, excluding land
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€21,038
2024 · €19,719+€1,320
Equity
€24,136
2024 · €3,098+€21,038
Cash
€5,491
2024 · €2,857+€2,634
Balance sheet total
€1.5m
2024 · €1.5m-€35,080
Largest movements
Assets
- Tangible fixed assets -€30,133
down €30,133 (-2.3%), from €1.3m to €1.3m
Equity and liabilities
- Debts after one year -€69,938
down €69,938 (-8.3%), from €846,299 to €776,361
- Profit (loss) carried forward +€21,038
up €21,038, from -€16,902 to €4,136
Income statement
- Financial charges -€1,283
down €1,283 (-9.3%), from €13,798 to €12,515
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€19,719
Gross operating margin
+€152
Depreciation
+€0
Other operating charges
-€115
Financial charges
+€1,283
Result 2025
€21,038
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€71,598
Investment
-€0
Financing
-€68,964
Cash 2024
€2,857
From operations (derived)
+€71,598
Net result for the year
+€21,038
Depreciation
+€30,133
Receivables within one year
+€7,581
Trade debts
+€2,611
Other debts
+€10,235
Investment (derived)
-€0
Investment in fixed assets (net)
-€0
Financing
-€68,964
Debts after one year
-€69,938
Current portion of long-term debt
+€974
Cash 2025
€5,491
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,513,013 | €1,477,933 | -€35,080 | -2.3% |
| Fixed assets | 21/28 | €1,314,945 | €1,284,812 | -€30,133 | -2.3% |
| Tangible fixed assets | 22/27 | €1,296,349 | €1,266,216 | -€30,133 | -2.3% |
| Land and buildings | 22 | €1,296,349 | €1,266,216 | -€30,133 | -2.3% |
| Financial fixed assets | 28 | €18,596 | €18,596 | = | 0.0% |
| Current assets | 29/58 | €198,067 | €193,121 | -€4,946 | -2.5% |
| Amounts receivable within one year | 40/41 | €195,211 | €187,630 | -€7,581 | -3.9% |
| Trade receivables | 40 | €15,000 | €7,500 | -€7,500 | -50.0% |
| Other amounts receivable | 41 | €180,211 | €180,130 | -€81 | 0.0% |
| Cash at bank and in hand | 54/58 | €2,857 | €5,491 | +€2,634 | +92.2% |
| Total equity and liabilities | 10/49 | €1,513,013 | €1,477,933 | -€35,080 | -2.3% |
| Equity | 10/15 | €3,098 | €24,136 | +€21,038 | +679% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€16,902 | €4,136 | +€21,038 | |
| Amounts payable | 17/49 | €1,509,915 | €1,453,797 | -€56,118 | -3.7% |
| Amounts payable after more than one year | 17 | €846,299 | €776,361 | -€69,938 | -8.3% |
| Financial debts | 170/4 | €846,299 | €776,361 | -€69,938 | -8.3% |
| Amounts payable within one year | 42/48 | €663,616 | €677,436 | +€13,820 | +2.1% |
| Current portion of amounts payable after more than one year | 42 | €68,964 | €69,938 | +€974 | +1.4% |
| Trade debts | 44 | €1,237 | €3,848 | +€2,611 | +211% |
| Suppliers | 440/4 | €1,237 | €3,848 | +€2,611 | +211% |
| Other amounts payable | 47/48 | €593,415 | €603,650 | +€10,235 | +1.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €30,134 | €30,133 | -€0 | 0.0% |
| Other operating charges | 640/8 | €4,089 | €4,204 | +€115 | +2.8% |
| Gross operating margin | 9900 | €67,739 | €67,891 | +€152 | +0.2% |
| Operating profit (loss) | 9901 | €33,516 | €33,553 | +€37 | +0.1% |
| Financial income | 75/76B | €0 | - | = | |
| Recurring financial income | 75 | €0 | - | = | |
| Financial charges | 65/66B | €13,798 | €12,515 | -€1,283 | -9.3% |
| Recurring financial charges | 65 | €13,798 | €12,515 | -€1,283 | -9.3% |
| Profit (loss) for the period before taxes | 9903 | €19,719 | €21,038 | +€1,320 | +6.7% |
| Profit (loss) for the period | 9904 | €19,719 | €21,038 | +€1,320 | +6.7% |
| Profit (loss) for the period to be appropriated | 9905 | €19,719 | €21,038 | +€1,320 | +6.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.