Fidelica: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Fidelica
Largest movements
- Receivables within one year -€53,941
down €53,941 (-36.0%), from €150,000 to €96,059
of which Other amounts receivable: -€149,211
- Reserves +€316,126
up €316,126 (+21.6%), from €1.5m to €1.8m
- Debts after one year -€290,000
down €290,000 (-16.6%), from €1.8m to €1.5m
- Current portion of long-term debt -€58,334
down €58,334 (-100%), from €58,334 to €0
- Financial income +€15,298
up €15,298 (+5.8%), from €261,843 to €277,141
- Gross operating margin -€10,941
down €10,941 (-7.7%), from €142,929 to €131,988
- Financial charges +€10,033
up €10,033 (+14.7%), from €68,207 to €78,241
- Taxes -€7,277
down €7,277 (-35.5%), from €20,488 to €13,211
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,154,607 | €4,108,534 | -€46,073 | -1.1% |
| Fixed assets | 21/28 | €3,977,134 | €3,977,134 | = | 0.0% |
| Financial fixed assets | 28 | €3,977,134 | €3,977,134 | = | 0.0% |
| Current assets | 29/58 | €177,473 | €131,400 | -€46,073 | -26.0% |
| Amounts receivable within one year | 40/41 | €150,000 | €96,059 | -€53,941 | -36.0% |
| Trade receivables | 40 | €0 | €95,270 | +€95,270 | |
| Other amounts receivable | 41 | €150,000 | €789 | -€149,211 | -99.5% |
| Cash at bank and in hand | 54/58 | €26,338 | €34,240 | +€7,901 | +30.0% |
| Deferred charges and accrued income | 490/1 | €1,135 | €1,101 | -€34 | -3.0% |
| Total equity and liabilities | 10/49 | €4,154,607 | €4,108,534 | -€46,073 | -1.1% |
| Equity | 10/15 | €1,468,194 | €1,784,320 | +€316,126 | +21.5% |
| Contributions | 10/11 | €6,000 | €6,000 | = | 0.0% |
| Reserves | 13 | €1,462,194 | €1,778,320 | +€316,126 | +21.6% |
| Distributable reserves | 133 | €1,462,194 | €1,778,320 | +€316,126 | +21.6% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €2,686,413 | €2,324,214 | -€362,199 | -13.5% |
| Amounts payable after more than one year | 17 | €1,750,000 | €1,460,000 | -€290,000 | -16.6% |
| Financial debts | 170/4 | €1,750,000 | €1,460,000 | -€290,000 | -16.6% |
| Amounts payable within one year | 42/48 | €934,913 | €862,714 | -€72,199 | -7.7% |
| Current portion of amounts payable after more than one year | 42 | €58,334 | €0 | -€58,334 | -100% |
| Trade debts | 44 | €1,114 | €24,858 | +€23,744 | +2,132% |
| Suppliers | 440/4 | €1,114 | €24,858 | +€23,744 | +2,132% |
| Taxes, remuneration and social security | 45 | €9,465 | €6,856 | -€2,610 | -27.6% |
| Taxes | 450/3 | €9,465 | €6,856 | -€2,610 | -27.6% |
| Other amounts payable | 47/48 | €866,000 | €831,000 | -€35,000 | -4.0% |
| Accrued charges and deferred income | 492/3 | €1,500 | €1,500 | = | 0.0% |
| Other operating charges | 640/8 | €1,356 | €1,551 | +€195 | +14.4% |
| Gross operating margin | 9900 | €142,929 | €131,988 | -€10,941 | -7.7% |
| Operating profit (loss) | 9901 | €141,572 | €130,436 | -€11,136 | -7.9% |
| Financial income | 75/76B | €261,843 | €277,141 | +€15,298 | +5.8% |
| Recurring financial income | 75 | €261,843 | €277,141 | +€15,298 | +5.8% |
| Financial charges | 65/66B | €68,207 | €78,241 | +€10,033 | +14.7% |
| Recurring financial charges | 65 | €68,207 | €78,241 | +€10,033 | +14.7% |
| Profit (loss) for the period before taxes | 9903 | €335,208 | €329,337 | -€5,871 | -1.8% |
| Income taxes | 67/77 | €20,488 | €13,211 | -€7,277 | -35.5% |
| Profit (loss) for the period | 9904 | €314,720 | €316,126 | +€1,406 | +0.4% |
| Profit (loss) for the period to be appropriated | 9905 | €314,720 | €316,126 | +€1,406 | +0.4% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.