FIDECITY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FIDECITY
Largest movements
- Financial fixed assets -€7,500
no longer reported in 2025 (was €7,500)
- Cash -€6,302
down €6,302 (-87.2%), from €7,226 to €924
mainly Other debts (-€15,129) and Current portion of long-term debt (-€3,296)
- Tangible fixed assets -€3,180
down €3,180 (-38.2%), from €8,333 to €5,153
- Other debts -€15,129
down €15,129 (-23.6%), from €64,134 to €49,005
- Current portion of long-term debt -€3,296
down €3,296 (-65.3%), from €5,049 to €1,753
- Tax, wage and social debts +€1,812
up €1,812 (+93.6%), from €1,935 to €3,747
- Debts after one year -€1,753
no longer reported in 2025 (was €1,753)
- Profit (loss) carried forward +€1,615
up €1,615 (+17.5%), from -€9,232 to -€7,617
- Gross operating margin +€2,989
up €2,989 (+91.4%), from €3,270 to €6,259
- Depreciation -€1,921
down €1,921 (-37.7%), from €5,101 to €3,180
- Financial income -€80
no longer reported in 2025 (was €80)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €101,511 | €84,496 | -€17,014 | -16.8% |
| Fixed assets | 21/28 | €15,833 | €5,153 | -€10,680 | -67.5% |
| Tangible fixed assets | 22/27 | €8,333 | €5,153 | -€3,180 | -38.2% |
| Furniture and vehicles | 24 | €8,333 | €5,153 | -€3,180 | -38.2% |
| Financial fixed assets | 28 | €7,500 | - | -€7,500 | |
| Current assets | 29/58 | €85,678 | €79,343 | -€6,334 | -7.4% |
| Amounts receivable within one year | 40/41 | €78,337 | €78,420 | +€83 | +0.1% |
| Trade receivables | 40 | €7,472 | €16,753 | +€9,282 | +124% |
| Other amounts receivable | 41 | €70,865 | €61,666 | -€9,199 | -13.0% |
| Cash at bank and in hand | 54/58 | €7,226 | €924 | -€6,302 | -87.2% |
| Deferred charges and accrued income | 490/1 | €115 | - | -€115 | |
| Total equity and liabilities | 10/49 | €101,511 | €84,496 | -€17,014 | -16.8% |
| Equity | 10/15 | €25,658 | €27,273 | +€1,615 | +6.3% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €22,490 | €22,490 | = | 0.0% |
| Distributable reserves | 133 | €22,490 | €22,490 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€9,232 | -€7,617 | +€1,615 | +17.5% |
| Amounts payable | 17/49 | €75,853 | €57,223 | -€18,630 | -24.6% |
| Amounts payable after more than one year | 17 | €1,753 | - | -€1,753 | |
| Financial debts | 170/4 | €1,753 | - | -€1,753 | |
| Amounts payable within one year | 42/48 | €74,100 | €57,223 | -€16,877 | -22.8% |
| Current portion of amounts payable after more than one year | 42 | €5,049 | €1,753 | -€3,296 | -65.3% |
| Trade debts | 44 | €2,982 | €2,719 | -€263 | -8.8% |
| Suppliers | 440/4 | €2,982 | €2,719 | -€263 | -8.8% |
| Taxes, remuneration and social security | 45 | €1,935 | €3,747 | +€1,812 | +93.6% |
| Taxes | 450/3 | €1,935 | €3,747 | +€1,812 | +93.6% |
| Other amounts payable | 47/48 | €64,134 | €49,005 | -€15,129 | -23.6% |
| Non-recurring operating income | 76A | - | €11,500 | +€11,500 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,101 | €3,180 | -€1,921 | -37.7% |
| Other operating charges | 640/8 | €654 | €702 | +€48 | +7.4% |
| Gross operating margin | 9900 | €3,270 | €6,259 | +€2,989 | +91.4% |
| Operating profit (loss) | 9901 | -€2,484 | €2,377 | +€4,861 | |
| Financial income | 75/76B | €80 | - | -€80 | |
| Recurring financial income | 75 | €80 | - | -€80 | |
| Financial charges | 65/66B | €678 | €634 | -€44 | -6.5% |
| Recurring financial charges | 65 | €678 | €634 | -€44 | -6.5% |
| Profit (loss) for the period before taxes | 9903 | -€3,082 | €1,743 | +€4,825 | |
| Income taxes | 67/77 | €138 | €127 | -€11 | -8.1% |
| Profit (loss) for the period | 9904 | -€3,221 | €1,615 | +€4,836 | |
| Profit (loss) for the period to be appropriated | 9905 | -€3,221 | €1,615 | +€4,836 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.