FG Carrelage: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FG Carrelage
Largest movements
- Cash +€19,542
up €19,542 (+906%), from €2,156 to €21,698
mainly Depreciation (+€15,039) and Debts after one year (+€11,595)
- Stocks and contracts -€11,119
down €11,119 (-48.7%), from €22,844 to €11,725
- Tangible fixed assets +€10,486
up €10,486 (+9.7%), from €108,222 to €118,708
of which Furniture and vehicles: +€13,416
- Receivables within one year -€5,260
down €5,260 (-65.5%), from €8,032 to €2,772
of which Other amounts receivable: -€5,410
- Debts after one year +€11,595
up €11,595 (+15.1%), from €76,937 to €88,532
- Trade debts +€8,558
up €8,558 (+2,473%), from €346 to €8,904
- Accrued charges and deferred income -€6,000
no longer reported in 2025 (was €6,000)
- Gross operating margin -€7,793
down €7,793 (-26.7%), from €29,135 to €21,342
- Depreciation +€3,232
up €3,232 (+27.4%), from €11,807 to €15,039
- Taxes -€1,198
down €1,198 (-36.0%), from €3,327 to €2,129
- Other operating charges +€1,088
up €1,088 (+147%), from €739 to €1,827
- Financial charges +€499
up €499 (+23.2%), from €2,149 to €2,648
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €141,790 | €155,764 | +€13,975 | +9.9% |
| Fixed assets | 21/28 | €108,618 | €118,904 | +€10,286 | +9.5% |
| Intangible fixed assets | 21 | €349 | €149 | -€200 | -57.3% |
| Tangible fixed assets | 22/27 | €108,222 | €118,708 | +€10,486 | +9.7% |
| Land and buildings | 22 | €90,000 | €90,000 | = | 0.0% |
| Plant, machinery and equipment | 23 | €8,634 | €5,704 | -€2,930 | -33.9% |
| Furniture and vehicles | 24 | €9,588 | €23,004 | +€13,416 | +140% |
| Financial fixed assets | 28 | €47 | €47 | = | 0.0% |
| Current assets | 29/58 | €33,171 | €36,860 | +€3,689 | +11.1% |
| Stocks and contracts in progress | 3 | €22,844 | €11,725 | -€11,119 | -48.7% |
| Stocks | 30/36 | €22,844 | €11,725 | -€11,119 | -48.7% |
| Amounts receivable within one year | 40/41 | €8,032 | €2,772 | -€5,260 | -65.5% |
| Trade receivables | 40 | - | €150 | +€150 | |
| Other amounts receivable | 41 | €8,032 | €2,622 | -€5,410 | -67.4% |
| Cash at bank and in hand | 54/58 | €2,156 | €21,698 | +€19,542 | +906% |
| Deferred charges and accrued income | 490/1 | €139 | €665 | +€526 | +378% |
| Total equity and liabilities | 10/49 | €141,790 | €155,764 | +€13,975 | +9.9% |
| Equity | 10/15 | €43,107 | €43,088 | -€19 | 0.0% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €38,107 | €38,088 | -€19 | 0.0% |
| Amounts payable | 17/49 | €98,683 | €112,676 | +€13,993 | +14.2% |
| Amounts payable after more than one year | 17 | €76,937 | €88,532 | +€11,595 | +15.1% |
| Financial debts | 170/4 | €76,937 | €88,532 | +€11,595 | +15.1% |
| Amounts payable within one year | 42/48 | €15,746 | €24,144 | +€8,398 | +53.3% |
| Current portion of amounts payable after more than one year | 42 | €9,661 | €10,496 | +€835 | +8.6% |
| Trade debts | 44 | €346 | €8,904 | +€8,558 | +2,473% |
| Suppliers | 440/4 | €346 | €8,904 | +€8,558 | +2,473% |
| Taxes, remuneration and social security | 45 | €107 | €440 | +€333 | +310% |
| Taxes | 450/3 | - | €440 | +€440 | |
| Remuneration and social security | 454/9 | €107 | - | -€107 | |
| Other amounts payable | 47/48 | €5,631 | €4,303 | -€1,328 | -23.6% |
| Accrued charges and deferred income | 492/3 | €6,000 | - | -€6,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,807 | €15,039 | +€3,232 | +27.4% |
| Other operating charges | 640/8 | €739 | €1,827 | +€1,088 | +147% |
| Gross operating margin | 9900 | €29,135 | €21,342 | -€7,793 | -26.7% |
| Operating profit (loss) | 9901 | €16,589 | €4,476 | -€12,113 | -73.0% |
| Financial income | 75/76B | €619 | €283 | -€337 | -54.4% |
| Recurring financial income | 75 | €619 | €283 | -€337 | -54.4% |
| Financial charges | 65/66B | €2,149 | €2,648 | +€499 | +23.2% |
| Recurring financial charges | 65 | €2,149 | €2,648 | +€499 | +23.2% |
| Profit (loss) for the period before taxes | 9903 | €15,059 | €2,111 | -€12,949 | -86.0% |
| Income taxes | 67/77 | €3,327 | €2,129 | -€1,198 | -36.0% |
| Profit (loss) for the period | 9904 | €11,732 | -€19 | -€11,751 | |
| Profit (loss) for the period to be appropriated | 9905 | €11,732 | -€19 | -€11,751 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.