FERMONT IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FERMONT IMMO
Largest movements
- Stocks and contracts -€274,126
down €274,126 (-100%), from €274,126 to €0
- Cash +€63,273
up €63,273 (+45,628%), from €139 to €63,411
mainly Stocks and contracts (+€274,126) and Receivables within one year (+€6,486)
- Receivables within one year -€6,486
down €6,486 (-96.6%), from €6,714 to €228
of which Other amounts receivable: -€6,486
- Other debts -€186,268
down €186,268 (-33.7%), from €552,287 to €366,019
- Profit (loss) carried forward -€31,573
down €31,573 (-11.1%), from -€285,043 to -€316,616
- Gross operating margin +€71,094
up €71,094 (+74.9%), from -€94,948 to -€23,853
- Other operating charges +€3,750
up €3,750 (+97.4%), from €3,852 to €7,603
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €281,574 | €63,639 | -€217,935 | -77.4% |
| Current assets | 29/58 | €281,574 | €63,639 | -€217,935 | -77.4% |
| Stocks and contracts in progress | 3 | €274,126 | €0 | -€274,126 | -100% |
| Stocks | 30/36 | €274,126 | €0 | -€274,126 | -100% |
| Amounts receivable within one year | 40/41 | €6,714 | €228 | -€6,486 | -96.6% |
| Trade receivables | 40 | €0 | - | = | |
| Other amounts receivable | 41 | €6,714 | €228 | -€6,486 | -96.6% |
| Cash at bank and in hand | 54/58 | €139 | €63,411 | +€63,273 | +45,628% |
| Deferred charges and accrued income | 490/1 | €595 | €0 | -€595 | -100% |
| Total equity and liabilities | 10/49 | €281,574 | €63,639 | -€217,935 | -77.4% |
| Equity | 10/15 | -€271,021 | -€302,593 | -€31,573 | -11.6% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €1,622 | €1,622 | = | 0.0% |
| Distributable reserves | 133 | €1,622 | €1,622 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€285,043 | -€316,616 | -€31,573 | -11.1% |
| Amounts payable | 17/49 | €552,595 | €366,233 | -€186,362 | -33.7% |
| Amounts payable within one year | 42/48 | €552,595 | €366,233 | -€186,362 | -33.7% |
| Financial debts | 43 | €16 | €0 | -€16 | -100% |
| Credit institutions | 430/8 | €16 | €0 | -€16 | -100% |
| Trade debts | 44 | €291 | €214 | -€77 | -26.6% |
| Suppliers | 440/4 | €291 | €214 | -€77 | -26.6% |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €552,287 | €366,019 | -€186,268 | -33.7% |
| Other operating charges | 640/8 | €3,852 | €7,603 | +€3,750 | +97.4% |
| Gross operating margin | 9900 | -€94,948 | -€23,853 | +€71,094 | +74.9% |
| Operating profit (loss) | 9901 | -€98,800 | -€31,456 | +€67,344 | +68.2% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €187 | €117 | -€70 | -37.3% |
| Recurring financial charges | 65 | €187 | €117 | -€70 | -37.3% |
| Profit (loss) for the period before taxes | 9903 | -€98,987 | -€31,573 | +€67,414 | +68.1% |
| Profit (loss) for the period | 9904 | -€98,987 | -€31,573 | +€67,414 | +68.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€98,987 | -€31,573 | +€67,414 | +68.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.