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FERBECO CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FERBECO CONSTRUCT

BE 0755.393.933
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1.1m
2024 · €1.5m-€388,293
Equity
€190,332
2024 · €364,460-€174,129
Cash
€253,149
2024 · €544,994-€291,846
Balance sheet total
€2.8m
2024 · €2.4m+€372,320

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€584,371

    up €584,371 (+43.3%), from €1.4m to €1.9m

    of which Trade receivables: +€557,506

  • Cash -€291,846

    down €291,846 (-53.6%), from €544,994 to €253,149

    mainly Contributions, distributions and other (-€1.3m) and Receivables within one year (-€584,371)

  • Tangible fixed assets +€97,918

    up €97,918 (+22.1%), from €443,028 to €540,946

    of which Plant, machinery and equipment: +€105,774

Equity and liabilities
  • Trade debts +€460,288

    up €460,288 (+194.0%), from €237,246 to €697,534

  • Reserves -€174,129

    down €174,129 (-61.2%), from €284,460 to €110,332

  • Other debts +€69,450

    up €69,450 (+5.6%), from €1.3m to €1.3m

  • Current portion of long-term debt +€31,003

    up €31,003 (+27.0%), from €114,940 to €145,943

  • Tax, wage and social debts -€27,725

    down €27,725 (-19.4%), from €142,776 to €115,051

    of which Remuneration and social security: -€39,735

Income statement
  • Financial income -€295,403

    down €295,403 (-22.7%), from €1.3m to €1.0m

  • Depreciation +€111,106

    up €111,106 (+54.6%), from €203,576 to €314,682

  • Gross operating margin -€103,487

    down €103,487 (-4.4%), from €2.4m to €2.3m

  • Staff costs -€93,406

    down €93,406 (-5.2%), from €1.8m to €1.7m

  • Taxes -€30,833

    down €30,833 (-36.9%), from €83,509 to €52,676

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1.5m
Gross operating margin -€103,487
Staff costs +€93,406
Depreciation -€111,106
Other operating charges +€3,957
Financial income -€295,403
Financial charges -€6,493
Taxes +€30,833
Result 2025 €1.1m

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.4m
Investment -€411,871
Financing -€1.3m
Cash 2024 €544,994
Net result for the year +€1.1m
Depreciation +€314,682
Receivables within one year -€584,371
Deferred charges and accrued income +€17,394
Trade debts +€460,288
Tax, wage and social debts -€27,725
Other debts +€69,450
Investment in fixed assets (net) -€411,871
Debts after one year +€13,433
Current portion of long-term debt +€31,003
Contributions, distributions and other -€1.3m
Cash 2025 €253,149
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €2,382,073 €2,754,394 +€372,320 +15.6%
Fixed assets 21/28 €468,957 €566,146 +€97,189 +20.7%
Tangible fixed assets 22/27 €443,028 €540,946 +€97,918 +22.1%
Plant, machinery and equipment 23 €272,469 €378,243 +€105,774 +38.8%
Furniture and vehicles 24 €106,598 €96,242 -€10,356 -9.7%
Leasing and similar rights 25 €13,491 €2,407 -€11,084 -82.2%
Other tangible fixed assets 26 €50,470 €64,054 +€13,585 +26.9%
Financial fixed assets 28 €25,929 €25,200 -€729 -2.8%
Current assets 29/58 €1,913,116 €2,188,247 +€275,132 +14.4%
Amounts receivable within one year 40/41 €1,350,728 €1,935,099 +€584,371 +43.3%
Trade receivables 40 €1,303,919 €1,861,425 +€557,506 +42.8%
Other amounts receivable 41 €46,808 €73,674 +€26,865 +57.4%
Cash at bank and in hand 54/58 €544,994 €253,149 -€291,846 -53.6%
Deferred charges and accrued income 490/1 €17,394 - -€17,394
Total equity and liabilities 10/49 €2,382,073 €2,754,394 +€372,320 +15.6%
Equity 10/15 €364,460 €190,332 -€174,129 -47.8%
Contributions 10/11 €80,000 €80,000 = 0.0%
Reserves 13 €284,460 €110,332 -€174,129 -61.2%
Distributable reserves 133 €284,460 €110,332 -€174,129 -61.2%
Amounts payable 17/49 €2,017,613 €2,564,062 +€546,449 +27.1%
Amounts payable after more than one year 17 €272,651 €286,084 +€13,433 +4.9%
Financial debts 170/4 €272,651 €286,084 +€13,433 +4.9%
Amounts payable within one year 42/48 €1,744,962 €2,277,978 +€533,016 +30.5%
Current portion of amounts payable after more than one year 42 €114,940 €145,943 +€31,003 +27.0%
Trade debts 44 €237,246 €697,534 +€460,288 +194.0%
Suppliers 440/4 €237,246 €697,534 +€460,288 +194.0%
Taxes, remuneration and social security 45 €142,776 €115,051 -€27,725 -19.4%
Taxes 450/3 €53,202 €65,213 +€12,011 +22.6%
Remuneration and social security 454/9 €89,574 €49,838 -€39,735 -44.4%
Other amounts payable 47/48 €1,250,000 €1,319,450 +€69,450 +5.6%
Remuneration, social security and pensions 62 €1,790,549 €1,697,143 -€93,406 -5.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €203,576 €314,682 +€111,106 +54.6%
Other operating charges 640/8 €20,134 €16,176 -€3,957 -19.7%
Gross operating margin 9900 €2,356,506 €2,253,019 -€103,487 -4.4%
Operating profit (loss) 9901 €342,247 €225,017 -€117,230 -34.3%
Financial income 75/76B €1,301,678 €1,006,275 -€295,403 -22.7%
Recurring financial income 75 €1,301,678 €1,006,275 -€295,403 -22.7%
Financial charges 65/66B €26,801 €33,294 +€6,493 +24.2%
Recurring financial charges 65 €26,801 €33,294 +€6,493 +24.2%
Profit (loss) for the period before taxes 9903 €1,617,123 €1,197,997 -€419,126 -25.9%
Income taxes 67/77 €83,509 €52,676 -€30,833 -36.9%
Profit (loss) for the period 9904 €1,533,614 €1,145,321 -€388,293 -25.3%
Profit (loss) for the period to be appropriated 9905 €1,533,614 €1,145,321 -€388,293 -25.3%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.