FCA URBANISATION: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FCA URBANISATION
Largest movements
- Stocks and contracts +€236,369
up €236,369 (+4.3%), from €5.5m to €5.8m
- Short-term financial debts +€210,099
up €210,099 (+7.7%), from €2.7m to €2.9m
- Gross operating margin -€356
down €356 (-11.4%), from -€3,128 to -€3,483
- Financial charges +€81
up €81 (+18.6%), from €435 to €516
- Other operating charges +€64
up €64 (+3550.0%), from €2 to €66
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,702,721 | €5,918,455 | +€215,734 | +3.8% |
| Current assets | 29/58 | €5,702,721 | €5,918,455 | +€215,734 | +3.8% |
| Stocks and contracts in progress | 3 | €5,548,006 | €5,784,375 | +€236,369 | +4.3% |
| Stocks | 30/36 | €5,548,006 | €5,784,375 | +€236,369 | +4.3% |
| Amounts receivable within one year | 40/41 | - | €23,449 | +€23,449 | |
| Trade receivables | 40 | - | €23,449 | +€23,449 | |
| Cash at bank and in hand | 54/58 | €154,715 | €110,631 | -€44,085 | -28.5% |
| Total equity and liabilities | 10/49 | €5,702,721 | €5,918,455 | +€215,734 | +3.8% |
| Equity | 10/15 | €2,989,697 | €2,985,631 | -€4,065 | -0.1% |
| Contributions | 10/11 | €3,000,000 | €3,000,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€10,303 | -€14,369 | -€4,065 | -39.5% |
| Amounts payable | 17/49 | €2,713,025 | €2,932,823 | +€219,799 | +8.1% |
| Amounts payable after more than one year | 17 | - | €2,000 | +€2,000 | |
| Other amounts payable | 178/9 | - | €2,000 | +€2,000 | |
| Amounts payable within one year | 42/48 | €2,713,025 | €2,928,741 | +€215,716 | +8.0% |
| Financial debts | 43 | €2,712,710 | €2,922,809 | +€210,099 | +7.7% |
| Credit institutions | 430/8 | €2,712,710 | €2,922,809 | +€210,099 | +7.7% |
| Trade debts | 44 | €315 | €5,932 | +€5,617 | +1785.5% |
| Suppliers | 440/4 | €315 | €5,932 | +€5,617 | +1785.5% |
| Accrued charges and deferred income | 492/3 | €0 | €2,083 | +€2,083 | |
| Other operating charges | 640/8 | €2 | €66 | +€64 | +3550.0% |
| Gross operating margin | 9900 | -€3,128 | -€3,483 | -€356 | -11.4% |
| Operating profit (loss) | 9901 | -€3,129 | -€3,549 | -€420 | -13.4% |
| Financial income | 75/76B | €0 | €0 | -€0 | -100.0% |
| Recurring financial income | 75 | €0 | €0 | -€0 | -100.0% |
| Financial charges | 65/66B | €435 | €516 | +€81 | +18.6% |
| Recurring financial charges | 65 | €435 | €516 | +€81 | +18.6% |
| Profit (loss) for the period before taxes | 9903 | -€3,564 | -€4,065 | -€501 | -14.0% |
| Profit (loss) for the period | 9904 | -€3,564 | -€4,065 | -€501 | -14.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,564 | -€4,065 | -€501 | -14.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.