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FBM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FBM

BE 0686.922.920
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€22,960
2024 · -€25,504+€2,545
Equity
€403,643
2024 · €426,602-€22,960
Cash
€17,239
2024 · €93,099-€75,861
Balance sheet total
€897,816
2024 · €803,665+€94,151

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€169,525

    up €169,525 (+24.5%), from €691,208 to €860,732

  • Cash -€75,861

    down €75,861 (-81.5%), from €93,099 to €17,239

    mainly Investment in fixed assets (net) (-€196,875) and Net result for the year (-€22,960)

Equity and liabilities
  • Other debts +€117,677

    up €117,677 (+32.0%), from €367,246 to €484,923

  • Profit (loss) carried forward -€22,960

    down €22,960 (-20.2%), from -€113,398 to -€136,357

Income statement
  • Gross operating margin +€7,313

    up €7,313 (+22.2%), from €32,952 to €40,266

  • Depreciation +€4,327

    up €4,327 (+18.8%), from €23,023 to €27,350

  • Write-downs -€2,063

    no longer reported in 2025 (was €2,063)

  • Financial charges +€1,253

    up €1,253 (+4.6%), from €27,247 to €28,500

  • Other operating charges +€1,251

    up €1,251 (+19.1%), from €6,537 to €7,788

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€25,504
Gross operating margin +€7,313
Depreciation -€4,327
Write-downs +€2,063
Other operating charges -€1,251
Financial charges -€1,253
Result 2025 -€22,960

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€121,014
Investment -€196,875
Financing €0
Cash 2024 €93,099
Net result for the year -€22,960
Depreciation +€27,350
Smaller working-capital items -€178
Other debts +€117,677
Accrued charges and deferred income -€875
Investment in fixed assets (net) -€196,875
Cash 2025 €17,239
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €803,665 €897,816 +€94,151 +11.7%
Fixed assets 21/28 €691,208 €860,732 +€169,525 +24.5%
Tangible fixed assets 22/27 €691,208 €860,732 +€169,525 +24.5%
Land and buildings 22 €691,208 €860,732 +€169,525 +24.5%
Current assets 29/58 €112,458 €37,084 -€75,374 -67.0%
Amounts receivable within one year 40/41 €18,325 €18,737 +€413 +2.3%
Other amounts receivable 41 €18,325 €18,737 +€413 +2.3%
Cash at bank and in hand 54/58 €93,099 €17,239 -€75,861 -81.5%
Deferred charges and accrued income 490/1 €1,034 €1,108 +€74 +7.1%
Total equity and liabilities 10/49 €803,665 €897,816 +€94,151 +11.7%
Equity 10/15 €426,602 €403,643 -€22,960 -5.4%
Contributions 10/11 €540,000 €540,000 = 0.0%
Profit (loss) carried forward 14 -€113,398 -€136,357 -€22,960 -20.2%
Amounts payable 17/49 €377,063 €494,173 +€117,110 +31.1%
Amounts payable within one year 42/48 €375,443 €493,428 +€117,985 +31.4%
Trade debts 44 €64 - -€64
Suppliers 440/4 €64 - -€64
Taxes, remuneration and social security 45 €8,133 €8,505 +€372 +4.6%
Taxes 450/3 €8,133 €8,505 +€372 +4.6%
Other amounts payable 47/48 €367,246 €484,923 +€117,677 +32.0%
Accrued charges and deferred income 492/3 €1,620 €745 -€875 -54.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €23,023 €27,350 +€4,327 +18.8%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €2,063 - -€2,063
Other operating charges 640/8 €6,537 €7,788 +€1,251 +19.1%
Gross operating margin 9900 €32,952 €40,266 +€7,313 +22.2%
Operating profit (loss) 9901 €1,330 €5,128 +€3,798 +285.5%
Financial income 75/76B €413 €413 = 0.0%
Recurring financial income 75 €413 €413 = 0.0%
Financial charges 65/66B €27,247 €28,500 +€1,253 +4.6%
Recurring financial charges 65 €27,247 €28,500 +€1,253 +4.6%
Profit (loss) for the period before taxes 9903 -€25,504 -€22,960 +€2,545 +10.0%
Profit (loss) for the period 9904 -€25,504 -€22,960 +€2,545 +10.0%
Profit (loss) for the period to be appropriated 9905 -€25,504 -€22,960 +€2,545 +10.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.