FB WEALTH CONSULTING & SERVICES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FB WEALTH CONSULTING & SERVICES
Largest movements
- Receivables within one year -€17,513
down €17,513 (-96.8%), from €18,099 to €587
of which Trade receivables: -€17,115
- Cash -€6,413
down €6,413 (-7.5%), from €85,465 to €79,053
mainly Net result for the year (-€26,862) and Investment in fixed assets (net) (-€1,156)
- Deferred charges and accrued income -€2,824
down €2,824 (-48.2%), from €5,854 to €3,029
- Profit (loss) carried forward -€26,862
down €26,862 (-29.7%), from €90,292 to €63,430
- Gross operating margin -€26,883
down €26,883, from €5,180 to -€21,703
- Financial charges +€1,013
up €1,013 (+78.1%), from €1,297 to €2,310
- Depreciation +€660
up €660 (+41.7%), from €1,582 to €2,242
- Other operating charges -€633
down €633 (-60.7%), from €1,043 to €410
- Taxes -€587
down €587 (-74.9%), from €784 to €197
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €114,089 | €86,253 | -€27,836 | -24.4% |
| Fixed assets | 21/28 | €4,670 | €3,584 | -€1,086 | -23.3% |
| Tangible fixed assets | 22/27 | €4,670 | €3,584 | -€1,086 | -23.3% |
| Furniture and vehicles | 24 | €3,631 | €2,873 | -€758 | -20.9% |
| Other tangible fixed assets | 26 | €1,039 | €711 | -€328 | -31.6% |
| Current assets | 29/58 | €109,419 | €82,669 | -€26,749 | -24.4% |
| Amounts receivable within one year | 40/41 | €18,099 | €587 | -€17,513 | -96.8% |
| Trade receivables | 40 | €17,115 | - | -€17,115 | |
| Other amounts receivable | 41 | €984 | €587 | -€397 | -40.4% |
| Cash at bank and in hand | 54/58 | €85,465 | €79,053 | -€6,413 | -7.5% |
| Deferred charges and accrued income | 490/1 | €5,854 | €3,029 | -€2,824 | -48.2% |
| Total equity and liabilities | 10/49 | €114,089 | €86,253 | -€27,836 | -24.4% |
| Equity | 10/15 | €110,697 | €83,835 | -€26,862 | -24.3% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €1,855 | €1,855 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,855 | €1,855 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,855 | €1,855 | = | 0.0% |
| Profit (loss) carried forward | 14 | €90,292 | €63,430 | -€26,862 | -29.7% |
| Amounts payable | 17/49 | €3,392 | €2,418 | -€974 | -28.7% |
| Amounts payable within one year | 42/48 | €3,392 | €2,418 | -€974 | -28.7% |
| Trade debts | 44 | €2,432 | €1,590 | -€842 | -34.6% |
| Suppliers | 440/4 | €2,432 | €1,590 | -€842 | -34.6% |
| Taxes, remuneration and social security | 45 | €784 | €180 | -€604 | -77.0% |
| Taxes | 450/3 | €784 | €180 | -€604 | -77.0% |
| Other amounts payable | 47/48 | €176 | €648 | +€472 | +268% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,582 | €2,242 | +€660 | +41.7% |
| Other operating charges | 640/8 | €1,043 | €410 | -€633 | -60.7% |
| Gross operating margin | 9900 | €5,180 | -€21,703 | -€26,883 | |
| Operating profit (loss) | 9901 | €2,555 | -€24,355 | -€26,910 | |
| Financial income | 75/76B | €261 | - | -€261 | |
| Recurring financial income | 75 | €261 | - | -€261 | |
| Financial charges | 65/66B | €1,297 | €2,310 | +€1,013 | +78.1% |
| Recurring financial charges | 65 | €1,297 | €2,310 | +€1,013 | +78.1% |
| Profit (loss) for the period before taxes | 9903 | €1,518 | -€26,665 | -€28,183 | |
| Income taxes | 67/77 | €784 | €197 | -€587 | -74.9% |
| Profit (loss) for the period | 9904 | €734 | -€26,862 | -€27,596 | |
| Profit (loss) for the period to be appropriated | 9905 | €734 | -€26,862 | -€27,596 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.