FAYS MONIQUE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FAYS MONIQUE
Largest movements
- Tangible fixed assets -€11,580
down €11,580 (-5.6%), from €207,811 to €196,231
of which Land and buildings: -€9,000
- Cash +€3,954
up €3,954 (+34.9%), from €11,328 to €15,283
mainly Net result for the year (+€21,162) and Depreciation (+€11,580)
- Debts after one year -€25,180
down €25,180 (-14.5%), from €173,431 to €148,251
- Profit (loss) carried forward +€8,595
up €8,595 (+2,524%), from €340 to €8,935
- Trade debts +€3,345
up €3,345 (+60.0%), from €5,579 to €8,924
- Tax, wage and social debts +€2,713
up €2,713 (+34.4%), from €7,885 to €10,598
of which Taxes: +€2,574
- Gross operating margin +€8,952
up €8,952 (+7.5%), from €118,740 to €127,692
- Staff costs -€6,861
down €6,861 (-7.4%), from €92,251 to €85,390
- Depreciation -€4,307
down €4,307 (-27.1%), from €15,887 to €11,580
- Taxes +€3,076
up €3,076 (+4,502%), from €68 to €3,144
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €228,795 | €219,591 | -€9,204 | -4.0% |
| Fixed assets | 21/28 | €209,867 | €198,287 | -€11,580 | -5.5% |
| Tangible fixed assets | 22/27 | €207,811 | €196,231 | -€11,580 | -5.6% |
| Land and buildings | 22 | €194,671 | €185,671 | -€9,000 | -4.6% |
| Plant, machinery and equipment | 23 | €13,140 | €10,560 | -€2,580 | -19.6% |
| Financial fixed assets | 28 | €2,056 | €2,056 | = | 0.0% |
| Current assets | 29/58 | €18,929 | €21,305 | +€2,376 | +12.6% |
| Stocks and contracts in progress | 3 | €6,483 | €6,019 | -€463 | -7.1% |
| Stocks | 30/36 | €6,483 | €6,019 | -€463 | -7.1% |
| Amounts receivable within one year | 40/41 | - | €3 | +€3 | |
| Other amounts receivable | 41 | - | €3 | +€3 | |
| Cash at bank and in hand | 54/58 | €11,328 | €15,283 | +€3,954 | +34.9% |
| Deferred charges and accrued income | 490/1 | €1,118 | - | -€1,118 | |
| Total equity and liabilities | 10/49 | €228,795 | €219,591 | -€9,204 | -4.0% |
| Equity | 10/15 | €14,600 | €23,195 | +€8,595 | +58.9% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Capital | 10 | €12,400 | €12,400 | = | 0.0% |
| Issued capital | 100 | €18,600 | €18,600 | = | 0.0% |
| Uncalled capital | 101 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Legal reserve | 130 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €340 | €8,935 | +€8,595 | +2,524% |
| Amounts payable | 17/49 | €214,195 | €196,396 | -€17,799 | -8.3% |
| Amounts payable after more than one year | 17 | €173,431 | €148,251 | -€25,180 | -14.5% |
| Financial debts | 170/4 | €173,431 | €148,251 | -€25,180 | -14.5% |
| Amounts payable within one year | 42/48 | €40,764 | €48,145 | +€7,381 | +18.1% |
| Current portion of amounts payable after more than one year | 42 | €27,257 | €28,623 | +€1,366 | +5.0% |
| Trade debts | 44 | €5,579 | €8,924 | +€3,345 | +60.0% |
| Suppliers | 440/4 | €5,579 | €8,924 | +€3,345 | +60.0% |
| Taxes, remuneration and social security | 45 | €7,885 | €10,598 | +€2,713 | +34.4% |
| Taxes | 450/3 | €6,609 | €9,183 | +€2,574 | +39.0% |
| Remuneration and social security | 454/9 | €1,276 | €1,415 | +€138 | +10.8% |
| Other amounts payable | 47/48 | €43 | - | -€43 | |
| Remuneration, social security and pensions | 62 | €92,251 | €85,390 | -€6,861 | -7.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,887 | €11,580 | -€4,307 | -27.1% |
| Other operating charges | 640/8 | €879 | €1,292 | +€413 | +47.0% |
| Gross operating margin | 9900 | €118,740 | €127,692 | +€8,952 | +7.5% |
| Operating profit (loss) | 9901 | €9,722 | €29,430 | +€19,708 | +203% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €5,116 | €5,124 | +€8 | +0.2% |
| Recurring financial charges | 65 | €5,116 | €5,124 | +€8 | +0.2% |
| Profit (loss) for the period before taxes | 9903 | €4,606 | €24,306 | +€19,700 | +428% |
| Income taxes | 67/77 | €68 | €3,144 | +€3,076 | +4,502% |
| Profit (loss) for the period | 9904 | €4,538 | €21,162 | +€16,624 | +366% |
| Profit (loss) for the period to be appropriated | 9905 | €4,538 | €21,162 | +€16,624 | +366% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.