FASSOTTE ASSURANCES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FASSOTTE ASSURANCES
Largest movements
- Receivables within one year -€9,400
down €9,400 (-15.0%), from €62,702 to €53,302
of which Trade receivables: -€9,413
- Cash +€8,641
up €8,641 (+21.8%), from €39,571 to €48,213
mainly Receivables within one year (+€9,400) and Trade debts (+€2,226)
- Profit (loss) carried forward -€3,305
down €3,305 (-6.5%), from €50,920 to €47,615
- Trade debts +€2,226
up €2,226 (+7,665%), from €29 to €2,255
- Gross operating margin -€56,024
down €56,024, from €52,700 to -€3,325
- Taxes -€16,835
no longer reported in 2025 (was €16,835)
- Other operating charges -€5,673
down €5,673 (-93.4%), from €6,073 to €400
- Write-downs +€5,650
no longer reported in 2025 (was -€5,650)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €102,936 | €101,857 | -€1,079 | -1.0% |
| Fixed assets | 21/28 | €662 | €342 | -€320 | -48.3% |
| Intangible fixed assets | 21 | €0 | €0 | = | |
| Tangible fixed assets | 22/27 | €662 | €342 | -€320 | -48.3% |
| Land and buildings | 22 | €662 | €342 | -€320 | -48.3% |
| Plant, machinery and equipment | 23 | €0 | €0 | = | |
| Furniture and vehicles | 24 | €0 | - | = | |
| Current assets | 29/58 | €102,274 | €101,515 | -€759 | -0.7% |
| Amounts receivable within one year | 40/41 | €62,702 | €53,302 | -€9,400 | -15.0% |
| Trade receivables | 40 | €47,084 | €37,671 | -€9,413 | -20.0% |
| Other amounts receivable | 41 | €15,618 | €15,631 | +€13 | +0.1% |
| Cash at bank and in hand | 54/58 | €39,571 | €48,213 | +€8,641 | +21.8% |
| Total equity and liabilities | 10/49 | €102,936 | €101,857 | -€1,079 | -1.0% |
| Equity | 10/15 | €102,906 | €99,602 | -€3,305 | -3.2% |
| Contributions | 10/11 | €10,140 | €10,140 | = | 0.0% |
| Contributions outside capital | 11 | - | €10,140 | +€10,140 | |
| Other | 1109/19 | - | €10,140 | +€10,140 | |
| Reserves | 13 | €41,847 | €41,847 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Tax-exempt reserves | 132 | €4,073 | €4,073 | = | 0.0% |
| Distributable reserves | 133 | €35,914 | €35,914 | = | 0.0% |
| Profit (loss) carried forward | 14 | €50,920 | €47,615 | -€3,305 | -6.5% |
| Amounts payable | 17/49 | €29 | €2,255 | +€2,226 | +7,665% |
| Amounts payable within one year | 42/48 | €29 | €2,255 | +€2,226 | +7,665% |
| Trade debts | 44 | €29 | €2,255 | +€2,226 | +7,665% |
| Suppliers | 440/4 | €29 | €2,255 | +€2,226 | +7,665% |
| Advances received on contracts in progress | 46 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €0 | €0 | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €320 | €320 | = | 0.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€5,650 | - | +€5,650 | |
| Other operating charges | 640/8 | €6,073 | €400 | -€5,673 | -93.4% |
| Gross operating margin | 9900 | €52,700 | -€3,325 | -€56,024 | |
| Operating profit (loss) | 9901 | €51,957 | -€4,044 | -€56,001 | |
| Financial income | 75/76B | €740 | €1,227 | +€487 | +65.8% |
| Recurring financial income | 75 | €740 | €1,227 | +€487 | +65.8% |
| Financial charges | 65/66B | €512 | €488 | -€25 | -4.8% |
| Recurring financial charges | 65 | €512 | €488 | -€25 | -4.8% |
| Profit (loss) for the period before taxes | 9903 | €52,185 | -€3,305 | -€55,490 | |
| Income taxes | 67/77 | €16,835 | - | -€16,835 | |
| Profit (loss) for the period | 9904 | €35,350 | -€3,305 | -€38,655 | |
| Profit (loss) for the period to be appropriated | 9905 | €35,350 | -€3,305 | -€38,655 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.