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FAPS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FAPS

BE 0472.159.772
NACE 46.180, Agents specialised in the wholesale of other particular products
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€10,100
2024 · -€3,077+€13,177
Equity
€37,651
2024 · €27,552+€10,100
Cash
€284
2024 · €2,247-€1,962
Balance sheet total
€54,551
2024 · €48,511+€6,040

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€5,527

    up €5,527 (+17.9%), from €30,961 to €36,488

    of which Trade receivables: +€5,527

  • Stocks and contracts +€3,329

    up €3,329 (+27.8%), from €11,956 to €15,285

  • Cash -€1,962

    down €1,962 (-87.4%), from €2,247 to €284

    mainly Receivables within one year (-€5,527) and Accrued charges and deferred income (-€5,488)

  • Tangible fixed assets -€740

    down €740 (-25.9%), from €2,859 to €2,119

    of which Other tangible fixed assets: -€438

Equity and liabilities
  • Profit (loss) carried forward +€10,100

    up €10,100 (+57.6%), from -€17,536 to -€7,436

  • Short-term financial debts +€5,832

    new in 2025: €5,832

  • Accrued charges and deferred income -€5,488

    down €5,488 (-93.3%), from €5,881 to €393

  • Other debts -€3,748

    down €3,748 (-58.4%), from €6,413 to €2,666

  • Tax, wage and social debts -€636

    down €636 (-7.7%), from €8,264 to €7,629

Income statement
  • Taxes -€24,046

    down €24,046, from €12,203 to -€11,843

  • Gross operating margin -€11,314

    down €11,314 (-91.5%), from €12,365 to €1,051

  • Depreciation -€866

    down €866 (-53.9%), from €1,606 to €740

  • Financial charges +€419

    up €419 (+83.5%), from €501 to €920

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€3,077
Gross operating margin -€11,314
Depreciation +€866
Other operating charges -€2
Financial charges -€419
Taxes +€24,046
Result 2025 €10,100

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€7,794
Investment €0
Financing +€5,832
Cash 2024 €2,247
Net result for the year +€10,100
Depreciation +€740
Stocks and contracts -€3,329
Receivables within one year -€5,527
Deferred charges and accrued income +€113
Trade debts -€21
Tax, wage and social debts -€636
Other debts -€3,748
Accrued charges and deferred income -€5,488
Short-term financial debts +€5,832
Cash 2025 €284
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €48,511 €54,551 +€6,040 +12.5%
Fixed assets 21/28 €2,859 €2,119 -€740 -25.9%
Tangible fixed assets 22/27 €2,859 €2,119 -€740 -25.9%
Plant, machinery and equipment 23 €390 €88 -€302 -77.3%
Other tangible fixed assets 26 €2,468 €2,031 -€438 -17.7%
Current assets 29/58 €45,652 €52,433 +€6,780 +14.9%
Stocks and contracts in progress 3 €11,956 €15,285 +€3,329 +27.8%
Stocks 30/36 €11,956 €15,285 +€3,329 +27.8%
Amounts receivable within one year 40/41 €30,961 €36,488 +€5,527 +17.9%
Trade receivables 40 €30,961 €36,488 +€5,527 +17.9%
Other amounts receivable 41 €0 - =
Cash at bank and in hand 54/58 €2,247 €284 -€1,962 -87.4%
Deferred charges and accrued income 490/1 €489 €376 -€113 -23.2%
Total equity and liabilities 10/49 €48,511 €54,551 +€6,040 +12.5%
Equity 10/15 €27,552 €37,651 +€10,100 +36.7%
Contributions 10/11 €19,000 €19,000 = 0.0%
Reserves 13 €26,087 €26,087 = 0.0%
Non-distributable reserves 130/1 €1,900 €1,900 = 0.0%
Reserves not available under the articles 1311 €1,900 €1,900 = 0.0%
Tax-exempt reserves 132 €1,761 €1,761 = 0.0%
Distributable reserves 133 €22,426 €22,426 = 0.0%
Profit (loss) carried forward 14 -€17,536 -€7,436 +€10,100 +57.6%
Amounts payable 17/49 €20,960 €16,900 -€4,060 -19.4%
Amounts payable within one year 42/48 €15,079 €16,507 +€1,428 +9.5%
Financial debts 43 - €5,832 +€5,832
Credit institutions 430/8 - €5,832 +€5,832
Trade debts 44 €401 €381 -€21 -5.1%
Suppliers 440/4 €401 €381 -€21 -5.1%
Taxes, remuneration and social security 45 €8,264 €7,629 -€636 -7.7%
Taxes 450/3 €8,264 €7,629 -€636 -7.7%
Other amounts payable 47/48 €6,413 €2,666 -€3,748 -58.4%
Accrued charges and deferred income 492/3 €5,881 €393 -€5,488 -93.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,606 €740 -€866 -53.9%
Other operating charges 640/8 €1,132 €1,134 +€2 +0.2%
Gross operating margin 9900 €12,365 €1,051 -€11,314 -91.5%
Operating profit (loss) 9901 €9,627 -€823 -€10,450
Financial income 75/76B €0 - =
Recurring financial income 75 €0 - =
Financial charges 65/66B €501 €920 +€419 +83.5%
Recurring financial charges 65 €501 €920 +€419 +83.5%
Profit (loss) for the period before taxes 9903 €9,126 -€1,743 -€10,869
Income taxes 67/77 €12,203 -€11,843 -€24,046
Profit (loss) for the period 9904 -€3,077 €10,100 +€13,177
Profit (loss) for the period to be appropriated 9905 -€3,077 €10,100 +€13,177

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.