FAMICO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FAMICO
Largest movements
- Tangible fixed assets -€26,523
down €26,523 (-2.7%), from €999,623 to €973,101
of which Land and buildings: -€22,007
- Other debts -€57,309
down €57,309 (-9.7%), from €588,483 to €531,174
- Profit (loss) carried forward +€32,278
up €32,278 (+11.3%), from -€285,710 to -€253,432
- Financial income -€39,596
no longer reported in 2025 (was €39,596)
- Gross operating margin +€23,569
up €23,569 (+31.5%), from €74,891 to €98,460
- Financial charges +€8,039
up €8,039 (+574%), from €1,400 to €9,439
- Taxes +€5,825
new in 2025: €5,825
- Other operating charges -€4,542
down €4,542 (-29.2%), from €15,567 to €11,026
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,025,267 | €1,001,259 | -€24,008 | -2.3% |
| Fixed assets | 21/28 | €999,623 | €973,101 | -€26,523 | -2.7% |
| Tangible fixed assets | 22/27 | €999,623 | €973,101 | -€26,523 | -2.7% |
| Land and buildings | 22 | €906,824 | €884,817 | -€22,007 | -2.4% |
| Plant, machinery and equipment | 23 | €86,424 | €80,168 | -€6,256 | -7.2% |
| Furniture and vehicles | 24 | €6,375 | €8,115 | +€1,740 | +27.3% |
| Current assets | 29/58 | €25,644 | €28,158 | +€2,514 | +9.8% |
| Amounts receivable within one year | 40/41 | €16,349 | €9,620 | -€6,730 | -41.2% |
| Trade receivables | 40 | €16,349 | €9,620 | -€6,730 | -41.2% |
| Cash at bank and in hand | 54/58 | €9,196 | €16,256 | +€7,060 | +76.8% |
| Deferred charges and accrued income | 490/1 | €98 | €2,282 | +€2,184 | +2,228% |
| Total equity and liabilities | 10/49 | €1,025,267 | €1,001,259 | -€24,008 | -2.3% |
| Equity | 10/15 | €357,397 | €383,753 | +€26,356 | +7.4% |
| Contributions | 10/11 | €376,798 | €376,798 | = | 0.0% |
| Reserves | 13 | €266,308 | €260,386 | -€5,922 | -2.2% |
| Tax-exempt reserves | 132 | €228,629 | €222,707 | -€5,922 | -2.6% |
| Distributable reserves | 133 | €37,680 | €37,680 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€285,710 | -€253,432 | +€32,278 | +11.3% |
| Provisions and deferred taxes | 16 | €71,908 | €68,859 | -€3,049 | -4.2% |
| Deferred taxes | 168 | €71,908 | €68,859 | -€3,049 | -4.2% |
| Amounts payable | 17/49 | €595,962 | €548,647 | -€47,315 | -7.9% |
| Amounts payable within one year | 42/48 | €595,962 | €548,647 | -€47,315 | -7.9% |
| Trade debts | 44 | €1,802 | €7,955 | +€6,154 | +342% |
| Suppliers | 440/4 | €1,802 | €7,955 | +€6,154 | +342% |
| Taxes, remuneration and social security | 45 | €5,677 | €9,518 | +€3,841 | +67.7% |
| Taxes | 450/3 | €5,677 | €9,518 | +€3,841 | +67.7% |
| Other amounts payable | 47/48 | €588,483 | €531,174 | -€57,309 | -9.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €48,158 | €48,863 | +€705 | +1.5% |
| Other operating charges | 640/8 | €15,567 | €11,026 | -€4,542 | -29.2% |
| Gross operating margin | 9900 | €74,891 | €98,460 | +€23,569 | +31.5% |
| Operating profit (loss) | 9901 | €11,166 | €38,571 | +€27,405 | +245% |
| Financial income | 75/76B | €39,596 | - | -€39,596 | |
| Recurring financial income | 75 | €39,596 | - | -€39,596 | |
| Financial charges | 65/66B | €1,400 | €9,439 | +€8,039 | +574% |
| Recurring financial charges | 65 | €1,400 | €9,439 | +€8,039 | +574% |
| Profit (loss) for the period before taxes | 9903 | €49,361 | €29,132 | -€20,229 | -41.0% |
| Transfer from deferred taxes | 780 | €3,049 | €3,049 | = | 0.0% |
| Income taxes | 67/77 | - | €5,825 | +€5,825 | |
| Profit (loss) for the period | 9904 | €52,411 | €26,356 | -€26,055 | -49.7% |
| Transfer from tax-exempt reserves | 789 | €5,922 | €5,922 | = | 0.0% |
| Profit (loss) for the period to be appropriated | 9905 | €58,333 | €32,278 | -€26,055 | -44.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.