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FADI EXPORT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FADI EXPORT

BE 0439.572.227
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€17,180
2024 · -€38,508+€55,688
Equity
€294,557
2024 · €277,377+€17,180
Cash
€3,440
2024 · €13,470-€10,030
Balance sheet total
€872,863
2024 · €820,933+€51,930

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€60,100

    up €60,100 (+30.5%), from €196,780 to €256,880

  • Deferred charges and accrued income +€41,367

    up €41,367 (+483.1%), from €8,563 to €49,930

  • Tangible fixed assets -€39,785

    down €39,785 (-7.0%), from €568,982 to €529,197

    of which Land and buildings: -€38,393

  • Cash -€10,030

    down €10,030 (-74.5%), from €13,470 to €3,440

    mainly Stocks and contracts (-€60,100) and Deferred charges and accrued income (-€41,367)

Equity and liabilities
  • Trade debts +€50,166

    up €50,166 (+23.4%), from €214,365 to €264,531

  • Debts after one year -€39,551

    down €39,551 (-13.2%), from €298,806 to €259,255

  • Profit (loss) carried forward +€36,340

    up €36,340 (+64.3%), from -€56,510 to -€20,170

  • Tax, wage and social debts +€19,454

    up €19,454 (+239.3%), from €8,130 to €27,584

    of which Taxes: +€14,447

  • Reserves -€19,160

    down €19,160 (-6.7%), from €284,308 to €265,148

Income statement
  • Gross operating margin +€77,432

    up €77,432 (+77.0%), from €100,548 to €177,980

  • Taxes +€12,912

    up €12,912 (+3187.4%), from €405 to €13,317

  • Staff costs +€3,269

    up €3,269 (+8.1%), from €40,335 to €43,604

  • Financial income -€3,191

    down €3,191 (-93.8%), from €3,403 to €211

  • Financial charges -€1,949

    down €1,949 (-23.7%), from €8,210 to €6,261

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€38,508
Gross operating margin +€77,432
Staff costs -€3,269
Depreciation +€224
Other operating charges -€1,345
Other operating items -€3,200
Financial income -€3,191
Financial charges +€1,949
Taxes -€12,912
Result 2025 €17,180

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€36,054
Investment -€6,909
Financing -€39,174
Cash 2024 €13,470
Net result for the year +€17,180
Depreciation +€46,695
Stocks and contracts -€60,100
Receivables within one year -€278
Deferred charges and accrued income -€41,367
Trade debts +€50,166
Tax, wage and social debts +€19,454
Other debts +€4,304
Investment in fixed assets (net) -€6,909
Debts after one year -€39,551
Current portion of long-term debt +€430
Short-term financial debts -€53
Cash 2025 €3,440
Every line side by side 50 lines
Line Code 2024 2025 Change %
Total assets 20/58 €820,933 €872,863 +€51,930 +6.3%
Fixed assets 21/28 €598,317 €558,532 -€39,785 -6.6%
Tangible fixed assets 22/27 €568,982 €529,197 -€39,785 -7.0%
Land and buildings 22 €549,534 €511,141 -€38,393 -7.0%
Plant, machinery and equipment 23 €2,553 €8,898 +€6,345 +248.5%
Furniture and vehicles 24 €16,896 €9,158 -€7,738 -45.8%
Financial fixed assets 28 €29,335 €29,335 = 0.0%
Current assets 29/58 €222,616 €314,331 +€91,715 +41.2%
Stocks and contracts in progress 3 €196,780 €256,880 +€60,100 +30.5%
Stocks 30/36 €196,780 €256,880 +€60,100 +30.5%
Amounts receivable within one year 40/41 €3,803 €4,081 +€278 +7.3%
Other amounts receivable 41 €3,803 €4,081 +€278 +7.3%
Cash at bank and in hand 54/58 €13,470 €3,440 -€10,030 -74.5%
Deferred charges and accrued income 490/1 €8,563 €49,930 +€41,367 +483.1%
Total equity and liabilities 10/49 €820,933 €872,863 +€51,930 +6.3%
Equity 10/15 €277,377 €294,557 +€17,180 +6.2%
Contributions 10/11 €49,579 €49,579 = 0.0%
Outside capital 11 €49,579 €49,579 = 0.0%
Share premium 1100/10 €49,579 €49,579 = 0.0%
Reserves 13 €284,308 €265,148 -€19,160 -6.7%
Tax-exempt reserves 132 €284,308 €265,148 -€19,160 -6.7%
Profit (loss) carried forward 14 -€56,510 -€20,170 +€36,340 +64.3%
Amounts payable 17/49 €543,556 €578,306 +€34,750 +6.4%
Amounts payable after more than one year 17 €298,806 €259,255 -€39,551 -13.2%
Financial debts 170/4 €298,806 €259,255 -€39,551 -13.2%
Amounts payable within one year 42/48 €244,750 €319,051 +€74,301 +30.4%
Current portion of amounts payable after more than one year 42 €21,576 €22,006 +€430 +2.0%
Financial debts 43 €53 - -€53
Credit institutions 430/8 €53 - -€53
Trade debts 44 €214,365 €264,531 +€50,166 +23.4%
Suppliers 440/4 €214,365 €264,531 +€50,166 +23.4%
Taxes, remuneration and social security 45 €8,130 €27,584 +€19,454 +239.3%
Taxes 450/3 €676 €15,123 +€14,447 +2137.9%
Remuneration and social security 454/9 €7,454 €12,462 +€5,007 +67.2%
Other amounts payable 47/48 €626 €4,930 +€4,304 +687.5%
Remuneration, social security and pensions 62 €40,335 €43,604 +€3,269 +8.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €46,919 €46,695 -€224 -0.5%
Other operating charges 640/8 €45,990 €47,334 +€1,345 +2.9%
Non-recurring operating charges 66A €600 €3,800 +€3,200 +533.3%
Gross operating margin 9900 €100,548 €177,980 +€77,432 +77.0%
Operating profit (loss) 9901 -€33,295 €36,547 +€69,842
Financial income 75/76B €3,403 €211 -€3,191 -93.8%
Recurring financial income 75 €3,403 €211 -€3,191 -93.8%
Financial charges 65/66B €8,210 €6,261 -€1,949 -23.7%
Recurring financial charges 65 €8,210 €6,261 -€1,949 -23.7%
Profit (loss) for the period before taxes 9903 -€38,103 €30,497 +€68,600
Income taxes 67/77 €405 €13,317 +€12,912 +3187.4%
Profit (loss) for the period 9904 -€38,508 €17,180 +€55,688
Transfer from tax-exempt reserves 789 €21,394 €19,160 -€2,234 -10.4%
Profit (loss) for the period to be appropriated 9905 -€17,114 €36,340 +€53,454

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.