Factivity: what changed
Factivity
Largest movements
- Receivables within one year -€32,406
down €32,406 (-27.2%), from €119,287 to €86,882
of which Trade receivables: -€27,511
- Trade debts -€21,027
down €21,027 (-39.3%), from €53,544 to €32,516
- Profit (loss) carried forward -€7,263
down €7,263 (-12.8%), from -€56,767 to -€64,030
- Other debts -€6,272
down €6,272 (-11.6%), from €54,031 to €47,758
- Tax, wage and social debts +€2,205
up €2,205 (+35.1%), from €6,287 to €8,491
- Purchases and services -€91,455
down €91,455 (-24.1%), from €379,527 to €288,071
- Gross operating margin +€55,438
up €55,438, from -€52,885 to €2,554
- Turnover -€35,990
down €35,990 (-11.0%), from €326,615 to €290,625
- Staff costs -€19,702
no longer reported in 2025 (was €19,702)
- Write-downs +€5,624
new in 2025: €5,624
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €125,294 | €92,936 | -€32,358 | -25.8% |
| Current assets | 29/58 | €125,294 | €92,936 | -€32,358 | -25.8% |
| Amounts receivable within one year | 40/41 | €119,287 | €86,882 | -€32,406 | -27.2% |
| Trade receivables | 40 | €114,392 | €86,882 | -€27,511 | -24.0% |
| Other amounts receivable | 41 | €4,895 | - | -€4,895 | |
| Cash at bank and in hand | 54/58 | €5,150 | €5,150 | = | 0.0% |
| Deferred charges and accrued income | 490/1 | €856 | €904 | +€48 | +5.6% |
| Total equity and liabilities | 10/49 | €125,294 | €92,936 | -€32,358 | -25.8% |
| Equity | 10/15 | €11,433 | €4,170 | -€7,263 | -63.5% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €6,200 | €6,200 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€56,767 | -€64,030 | -€7,263 | -12.8% |
| Amounts payable | 17/49 | €113,861 | €88,766 | -€25,095 | -22.0% |
| Amounts payable within one year | 42/48 | €113,861 | €88,766 | -€25,095 | -22.0% |
| Trade debts | 44 | €53,544 | €32,516 | -€21,027 | -39.3% |
| Suppliers | 440/4 | €53,544 | €32,516 | -€21,027 | -39.3% |
| Taxes, remuneration and social security | 45 | €6,287 | €8,491 | +€2,205 | +35.1% |
| Taxes | 450/3 | €6,287 | €8,491 | +€2,205 | +35.1% |
| Other amounts payable | 47/48 | €54,031 | €47,758 | -€6,272 | -11.6% |
| Turnover | 70 | €326,615 | €290,625 | -€35,990 | -11.0% |
| Goods, raw materials, services and sundry goods | 60/61 | €379,527 | €288,071 | -€91,455 | -24.1% |
| Remuneration, social security and pensions | 62 | €19,702 | - | -€19,702 | |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €5,624 | +€5,624 | |
| Other operating charges | 640/8 | €689 | €659 | -€30 | -4.4% |
| Gross operating margin | 9900 | -€52,885 | €2,554 | +€55,438 | |
| Operating profit (loss) | 9901 | -€73,277 | -€3,729 | +€69,548 | +94.9% |
| Financial charges | 65/66B | €2,234 | €3,534 | +€1,301 | +58.2% |
| Recurring financial charges | 65 | €2,234 | €3,534 | +€1,301 | +58.2% |
| Profit (loss) for the period before taxes | 9903 | -€75,510 | -€7,263 | +€68,247 | +90.4% |
| Profit (loss) for the period | 9904 | -€75,510 | -€7,263 | +€68,247 | +90.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€75,510 | -€7,263 | +€68,247 | +90.4% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.