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FaClaBo: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FaClaBo

BE 0479.808.520
NACE 69.102, Activities of notaries
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€433
2024 · €30,126-€30,559
Equity
€200,188
2024 · €223,966-€23,778
Cash
€231,627
2024 · €498,770-€267,144
Balance sheet total
€583,770
2024 · €565,176+€18,593

Largest movements

2024 to 2025
Assets
  • Current investments +€300,000

    new in 2025: €300,000

  • Cash -€267,144

    down €267,144 (-53.6%), from €498,770 to €231,627

    mainly Current investments (-€300,000) and Contributions, distributions and other (-€23,345)

  • Tangible fixed assets -€11,869

    down €11,869 (-26.7%), from €44,472 to €32,604

    of which Land and buildings: -€10,459

Equity and liabilities
  • Other debts +€41,024

    up €41,024 (+19.0%), from €216,266 to €257,290

  • Reserves -€23,345

    down €23,345 (-21.8%), from €107,176 to €83,831

  • Tax, wage and social debts +€6,789

    up €6,789 (+246.5%), from €2,754 to €9,543

Income statement
  • Gross operating margin -€44,336

    down €44,336 (-56.7%), from €78,248 to €33,913

  • Taxes -€11,438

    down €11,438 (-83.0%), from €13,779 to €2,341

  • Financial income +€1,469

    up €1,469 (+52.5%), from €2,799 to €4,267

  • Financial charges -€1,199

    down €1,199 (-4.8%), from €24,907 to €23,709

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €30,126
Gross operating margin -€44,336
Depreciation -€225
Other operating charges -€104
Financial income +€1,469
Financial charges +€1,199
Taxes +€11,438
Result 2025 -€433

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€56,202
Investment -€300,000
Financing -€23,345
Cash 2024 €498,770
Net result for the year -€433
Depreciation +€11,869
Smaller working-capital items +€91
Deferred charges and accrued income +€2,029
Trade debts -€5,168
Tax, wage and social debts +€6,789
Other debts +€41,024
Current investments -€300,000
Contributions, distributions and other -€23,345
Cash 2025 €231,627
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €565,176 €583,770 +€18,593 +3.3%
Fixed assets 21/28 €44,472 €32,604 -€11,869 -26.7%
Tangible fixed assets 22/27 €44,472 €32,604 -€11,869 -26.7%
Land and buildings 22 €36,106 €25,647 -€10,459 -29.0%
Other tangible fixed assets 26 €8,367 €6,956 -€1,410 -16.9%
Current assets 29/58 €520,704 €551,166 +€30,462 +5.9%
Amounts receivable within one year 40/41 €19,133 €18,768 -€366 -1.9%
Trade receivables 40 €14,073 €14,829 +€756 +5.4%
Other amounts receivable 41 €5,061 €3,939 -€1,121 -22.2%
Current investments 50/53 - €300,000 +€300,000
Cash at bank and in hand 54/58 €498,770 €231,627 -€267,144 -53.6%
Deferred charges and accrued income 490/1 €2,801 €772 -€2,029 -72.4%
Total equity and liabilities 10/49 €565,176 €583,770 +€18,593 +3.3%
Equity 10/15 €223,966 €200,188 -€23,778 -10.6%
Contributions 10/11 €116,790 €116,790 = 0.0%
Reserves 13 €107,176 €83,831 -€23,345 -21.8%
Distributable reserves 133 €107,176 €83,831 -€23,345 -21.8%
Profit (loss) carried forward 14 €0 -€433 -€433
Amounts payable 17/49 €341,210 €383,582 +€42,372 +12.4%
Amounts payable after more than one year 17 €99,000 €99,000 = 0.0%
Financial debts 170/4 €99,000 €99,000 = 0.0%
Amounts payable within one year 42/48 €225,285 €267,931 +€42,646 +18.9%
Trade debts 44 €6,266 €1,098 -€5,168 -82.5%
Suppliers 440/4 €6,266 €1,098 -€5,168 -82.5%
Taxes, remuneration and social security 45 €2,754 €9,543 +€6,789 +246.5%
Taxes 450/3 €2,754 €9,543 +€6,789 +246.5%
Other amounts payable 47/48 €216,266 €257,290 +€41,024 +19.0%
Accrued charges and deferred income 492/3 €16,925 €16,651 -€274 -1.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €11,643 €11,869 +€225 +1.9%
Other operating charges 640/8 €591 €695 +€104 +17.7%
Gross operating margin 9900 €78,248 €33,913 -€44,336 -56.7%
Operating profit (loss) 9901 €66,014 €21,349 -€44,665 -67.7%
Financial income 75/76B €2,799 €4,267 +€1,469 +52.5%
Recurring financial income 75 €2,799 €4,267 +€1,469 +52.5%
Financial charges 65/66B €24,907 €23,709 -€1,199 -4.8%
Recurring financial charges 65 €24,907 €23,709 -€1,199 -4.8%
Profit (loss) for the period before taxes 9903 €43,905 €1,908 -€41,998 -95.7%
Income taxes 67/77 €13,779 €2,341 -€11,438 -83.0%
Profit (loss) for the period 9904 €30,126 -€433 -€30,559
Profit (loss) for the period to be appropriated 9905 €30,126 -€433 -€30,559

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.