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FACE J: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FACE J

BE 0803.367.955
NACE 43.320, Joinery installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€18,197
2024 · €45,518-€63,716
Equity
€37,321
2024 · €55,518-€18,197
Cash
€81,703
2024 · €98,557-€16,854
Balance sheet total
€122,232
2024 · €154,501-€32,269

Largest movements

2024 to 2025
Assets
  • Cash -€16,854

    down €16,854 (-17.1%), from €98,557 to €81,703

    mainly Net result for the year (-€18,197) and Trade debts (-€8,942)

  • Tangible fixed assets -€10,537

    down €10,537 (-40.5%), from €26,029 to €15,493

    of which Furniture and vehicles: -€8,550

  • Stocks and contracts -€10,316

    down €10,316 (-100.0%), from €10,316 to €0

  • Receivables within one year +€5,438

    up €5,438 (+29.4%), from €18,476 to €23,914

    of which Trade receivables: +€4,463

Equity and liabilities
  • Reserves -€18,000

    down €18,000 (-40.0%), from €45,000 to €27,000

  • Trade debts -€8,942

    down €8,942 (-41.4%), from €21,581 to €12,639

  • Other debts -€2,357

    down €2,357 (-3.4%), from €70,314 to €67,957

  • Tax, wage and social debts -€1,776

    down €1,776 (-53.0%), from €3,350 to €1,574

    of which Remuneration and social security: -€1,850

Income statement
  • Gross operating margin -€79,752

    down €79,752, from €78,495 to -€1,257

  • Taxes -€12,195

    down €12,195 (-99.7%), from €12,238 to €43

  • Depreciation -€2,516

    down €2,516 (-15.9%), from €15,803 to €13,287

  • Financial charges -€1,260

    down €1,260 (-27.3%), from €4,609 to €3,350

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €45,518
Gross operating margin -€79,752
Depreciation +€2,516
Other operating charges +€71
Financial income -€5
Financial charges +€1,260
Taxes +€12,195
Result 2025 -€18,197

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€14,104
Investment -€2,751
Financing €0
Cash 2024 €98,557
Net result for the year -€18,197
Depreciation +€13,287
Stocks and contracts +€10,316
Receivables within one year -€5,438
Deferred charges and accrued income -€0
Trade debts -€8,942
Tax, wage and social debts -€1,776
Other debts -€2,357
Accrued charges and deferred income -€997
Investment in fixed assets (net) -€2,751
Cash 2025 €81,703
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €154,501 €122,232 -€32,269 -20.9%
Fixed assets 21/28 €26,029 €15,493 -€10,537 -40.5%
Tangible fixed assets 22/27 €26,029 €15,493 -€10,537 -40.5%
Plant, machinery and equipment 23 €11,093 €9,106 -€1,987 -17.9%
Furniture and vehicles 24 €14,937 €6,387 -€8,550 -57.2%
Current assets 29/58 €128,471 €106,739 -€21,732 -16.9%
Stocks and contracts in progress 3 €10,316 €0 -€10,316 -100.0%
Stocks 30/36 €10,316 €0 -€10,316 -100.0%
Amounts receivable within one year 40/41 €18,476 €23,914 +€5,438 +29.4%
Trade receivables 40 €14,358 €18,822 +€4,463 +31.1%
Other amounts receivable 41 €4,117 €5,092 +€975 +23.7%
Cash at bank and in hand 54/58 €98,557 €81,703 -€16,854 -17.1%
Deferred charges and accrued income 490/1 €1,122 €1,122 +€0 0.0%
Total equity and liabilities 10/49 €154,501 €122,232 -€32,269 -20.9%
Equity 10/15 €55,518 €37,321 -€18,197 -32.8%
Contributions 10/11 €10,000 €10,000 = 0.0%
Reserves 13 €45,000 €27,000 -€18,000 -40.0%
Distributable reserves 133 €45,000 €27,000 -€18,000 -40.0%
Profit (loss) carried forward 14 €518 €321 -€197 -38.1%
Amounts payable 17/49 €98,982 €84,911 -€14,071 -14.2%
Amounts payable within one year 42/48 €95,244 €82,170 -€13,075 -13.7%
Trade debts 44 €21,581 €12,639 -€8,942 -41.4%
Suppliers 440/4 €21,581 €12,639 -€8,942 -41.4%
Taxes, remuneration and social security 45 €3,350 €1,574 -€1,776 -53.0%
Taxes 450/3 €1,500 €1,574 +€74 +4.9%
Remuneration and social security 454/9 €1,850 €0 -€1,850 -100.0%
Other amounts payable 47/48 €70,314 €67,957 -€2,357 -3.4%
Accrued charges and deferred income 492/3 €3,738 €2,742 -€997 -26.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €15,803 €13,287 -€2,516 -15.9%
Other operating charges 640/8 €384 €313 -€71 -18.6%
Gross operating margin 9900 €78,495 -€1,257 -€79,752
Operating profit (loss) 9901 €62,308 -€14,858 -€77,165
Financial income 75/76B €58 €53 -€5 -9.3%
Recurring financial income 75 €58 €53 -€5 -9.3%
Financial charges 65/66B €4,609 €3,350 -€1,260 -27.3%
Recurring financial charges 65 €4,609 €3,350 -€1,260 -27.3%
Profit (loss) for the period before taxes 9903 €57,756 -€18,155 -€75,911
Income taxes 67/77 €12,238 €43 -€12,195 -99.7%
Profit (loss) for the period 9904 €45,518 -€18,197 -€63,716
Profit (loss) for the period to be appropriated 9905 €45,518 -€18,197 -€63,716

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.