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FABIANI: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FABIANI

BE 0423.982.248
NACE 47.715, Retail trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€14,348
2024 · -€13,148-€1,200
Equity
€23,002
2024 · €37,350-€14,348
Cash
€6,937
2024 · €20,168-€13,230
Balance sheet total
€60,857
2024 · €78,022-€17,165

Largest movements

2024 to 2025
Assets
  • Cash -€13,230

    down €13,230 (-65.6%), from €20,168 to €6,937

    mainly Net result for the year (-€14,348) and Trade debts (-€2,573)

  • Stocks and contracts -€3,598

    down €3,598 (-10.9%), from €33,143 to €29,545

Equity and liabilities
  • Profit (loss) carried forward -€14,348

    down €14,348 (-87.1%), from €16,476 to €2,129

  • Trade debts -€2,573

    down €2,573 (-7.9%), from €32,730 to €30,157

Income statement
  • Staff costs +€804

    up €804 (+2.1%), from €39,137 to €39,941

  • Financial charges -€634

    down €634 (-22.4%), from €2,836 to €2,202

  • Write-downs +€480

    up €480 (+43.8%), from -€1,096 to -€616

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€13,148
Gross operating margin -€209
Staff costs -€804
Write-downs -€480
Other operating charges -€88
Financial income -€22
Financial charges +€634
Taxes -€231
Result 2025 -€14,348

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€13,230
Investment €0
Financing €0
Cash 2024 €20,168
Net result for the year -€14,348
Depreciation +€868
Stocks and contracts +€3,598
Receivables within one year -€553
Smaller working-capital items +€6
Trade debts -€2,573
Other debts -€375
Accrued charges and deferred income +€146
Cash 2025 €6,937
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €78,022 €60,857 -€17,165 -22.0%
Fixed assets 21/28 €3,645 €2,777 -€868 -23.8%
Intangible fixed assets 21 €772 €572 -€200 -25.9%
Tangible fixed assets 22/27 €2,481 €1,813 -€668 -26.9%
Furniture and vehicles 24 €986 €526 -€460 -46.6%
Other tangible fixed assets 26 €1,495 €1,287 -€208 -13.9%
Financial fixed assets 28 €392 €392 = 0.0%
Current assets 29/58 €74,377 €58,080 -€16,298 -21.9%
Stocks and contracts in progress 3 €33,143 €29,545 -€3,598 -10.9%
Stocks 30/36 €33,143 €29,545 -€3,598 -10.9%
Amounts receivable within one year 40/41 €17,583 €18,136 +€553 +3.1%
Trade receivables 40 €16,613 €17,600 +€988 +5.9%
Other amounts receivable 41 €970 €535 -€434 -44.8%
Cash at bank and in hand 54/58 €20,168 €6,937 -€13,230 -65.6%
Deferred charges and accrued income 490/1 €3,484 €3,462 -€23 -0.6%
Total equity and liabilities 10/49 €78,022 €60,857 -€17,165 -22.0%
Equity 10/15 €37,350 €23,002 -€14,348 -38.4%
Contributions 10/11 €19,000 €19,000 = 0.0%
Reserves 13 €1,873 €1,873 = 0.0%
Non-distributable reserves 130/1 €1,873 €1,873 = 0.0%
Reserves not available under the articles 1311 €1,873 €1,873 = 0.0%
Profit (loss) carried forward 14 €16,476 €2,129 -€14,348 -87.1%
Amounts payable 17/49 €40,673 €37,855 -€2,818 -6.9%
Amounts payable within one year 42/48 €39,574 €36,610 -€2,964 -7.5%
Trade debts 44 €32,730 €30,157 -€2,573 -7.9%
Suppliers 440/4 €32,730 €30,157 -€2,573 -7.9%
Taxes, remuneration and social security 45 €6,447 €6,431 -€16 -0.3%
Taxes 450/3 €968 €889 -€79 -8.1%
Remuneration and social security 454/9 €5,479 €5,541 +€62 +1.1%
Other amounts payable 47/48 €397 €22 -€375 -94.5%
Accrued charges and deferred income 492/3 €1,099 €1,245 +€146 +13.3%
Remuneration, social security and pensions 62 €39,137 €39,941 +€804 +2.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €868 €868 = 0.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 -€1,096 -€616 +€480 +43.8%
Other operating charges 640/8 €865 €954 +€88 +10.2%
Gross operating margin 9900 €29,495 €29,287 -€209 -0.7%
Operating profit (loss) 9901 -€10,279 -€11,861 -€1,581 -15.4%
Financial income 75/76B €82 €60 -€22 -26.6%
Recurring financial income 75 €82 €60 -€22 -26.6%
Financial charges 65/66B €2,836 €2,202 -€634 -22.4%
Recurring financial charges 65 €2,836 €2,202 -€634 -22.4%
Profit (loss) for the period before taxes 9903 -€13,033 -€14,002 -€969 -7.4%
Income taxes 67/77 €115 €345 +€231 +201.1%
Profit (loss) for the period 9904 -€13,148 -€14,348 -€1,200 -9.1%
Profit (loss) for the period to be appropriated 9905 -€13,148 -€14,348 -€1,200 -9.1%

Source: filed annual accounts (NBB), fiscal years ended 31 January 2024 and 31 January 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.