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F: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

F

BE 0704.736.672
NACE 74.111, Design of textile patterns, clothing, jewellery, furniture and decorative items
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€232,949
2024 · €98,392+€134,557
Equity
€690,034
2024 · €666,748+€23,286
Cash
€706,233
2024 · €96,876+€609,357
Balance sheet total
€1.0m
2024 · €833,430+€195,516

Largest movements

2024 to 2025
Assets
  • Cash +€609,357

    up €609,357 (+629.0%), from €96,876 to €706,233

    mainly Current investments (+€299,823) and Net result for the year (+€232,949)

  • Current investments -€299,823

    down €299,823 (-75.0%), from €400,000 to €100,177

  • Receivables within one year -€99,176

    down €99,176 (-95.7%), from €103,683 to €4,507

    of which Other amounts receivable: -€89,143

  • Tangible fixed assets -€14,703

    down €14,703 (-9.3%), from €158,339 to €143,636

    of which Land and buildings: -€11,393

Equity and liabilities
  • Accrued charges and deferred income +€86,260

    new in 2025: €86,260

  • Trade debts +€62,147

    up €62,147 (+439.9%), from €14,127 to €76,274

  • Tax, wage and social debts +€30,235

    up €30,235 (+257.4%), from €11,745 to €41,981

  • Profit (loss) carried forward +€23,286

    up €23,286 (+3.6%), from €646,288 to €669,574

  • Debts after one year -€14,030

    down €14,030 (-11.4%), from €122,968 to €108,939

Income statement
  • Gross operating margin +€171,980

    up €171,980 (+114.0%), from €150,798 to €322,778

  • Taxes +€42,332

    up €42,332 (+118.9%), from €35,596 to €77,928

  • Financial income -€5,156

    down €5,156 (-37.6%), from €13,724 to €8,568

  • Other operating charges -€5,015

    down €5,015 (-64.0%), from €7,838 to €2,823

  • Financial charges -€3,686

    down €3,686 (-55.6%), from €6,629 to €2,943

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €98,392
Gross operating margin +€171,980
Depreciation +€1,364
Other operating charges +€5,015
Financial income -€5,156
Financial charges +€3,686
Taxes -€42,332
Result 2025 €232,949

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€527,139
Investment +€299,823
Financing -€217,606
Cash 2024 €96,876
Net result for the year +€232,949
Depreciation +€14,703
Receivables within one year +€99,176
Deferred charges and accrued income +€138
Trade debts +€62,147
Tax, wage and social debts +€30,235
Other debts +€1,531
Accrued charges and deferred income +€86,260
Current investments +€299,823
Debts after one year -€14,030
Current portion of long-term debt +€6,087
Contributions, distributions and other -€209,663
Cash 2025 €706,233
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €833,430 €1,028,947 +€195,516 +23.5%
Fixed assets 21/28 €158,339 €143,636 -€14,703 -9.3%
Tangible fixed assets 22/27 €158,339 €143,636 -€14,703 -9.3%
Land and buildings 22 €153,966 €142,573 -€11,393 -7.4%
Plant, machinery and equipment 23 €1,351 €1,062 -€289 -21.4%
Furniture and vehicles 24 €3,021 €0 -€3,021 -100.0%
Current assets 29/58 €675,092 €885,311 +€210,219 +31.1%
Stocks and contracts in progress 3 €74,395 €74,395 = 0.0%
Stocks 30/36 €74,395 €74,395 = 0.0%
Amounts receivable within one year 40/41 €103,683 €4,507 -€99,176 -95.7%
Trade receivables 40 €13,933 €3,900 -€10,033 -72.0%
Other amounts receivable 41 €89,750 €607 -€89,143 -99.3%
Current investments 50/53 €400,000 €100,177 -€299,823 -75.0%
Cash at bank and in hand 54/58 €96,876 €706,233 +€609,357 +629.0%
Deferred charges and accrued income 490/1 €138 €0 -€138 -100.0%
Total equity and liabilities 10/49 €833,430 €1,028,947 +€195,516 +23.5%
Equity 10/15 €666,748 €690,034 +€23,286 +3.5%
Contributions 10/11 €20,460 €20,460 = 0.0%
Profit (loss) carried forward 14 €646,288 €669,574 +€23,286 +3.6%
Amounts payable 17/49 €166,682 €338,912 +€172,230 +103.3%
Amounts payable after more than one year 17 €122,968 €108,939 -€14,030 -11.4%
Financial debts 170/4 €122,968 €108,939 -€14,030 -11.4%
Amounts payable within one year 42/48 €43,714 €143,713 +€99,999 +228.8%
Current portion of amounts payable after more than one year 42 €17,842 €23,928 +€6,087 +34.1%
Trade debts 44 €14,127 €76,274 +€62,147 +439.9%
Suppliers 440/4 €14,127 €76,274 +€62,147 +439.9%
Taxes, remuneration and social security 45 €11,745 €41,981 +€30,235 +257.4%
Taxes 450/3 €11,745 €41,981 +€30,235 +257.4%
Other amounts payable 47/48 €0 €1,531 +€1,531
Accrued charges and deferred income 492/3 - €86,260 +€86,260
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,067 €14,703 -€1,364 -8.5%
Other operating charges 640/8 €7,838 €2,823 -€5,015 -64.0%
Gross operating margin 9900 €150,798 €322,778 +€171,980 +114.0%
Operating profit (loss) 9901 €126,893 €305,252 +€178,359 +140.6%
Financial income 75/76B €13,724 €8,568 -€5,156 -37.6%
Recurring financial income 75 €13,724 €8,568 -€5,156 -37.6%
Financial charges 65/66B €6,629 €2,943 -€3,686 -55.6%
Recurring financial charges 65 €6,629 €2,943 -€3,686 -55.6%
Profit (loss) for the period before taxes 9903 €133,989 €310,877 +€176,888 +132.0%
Income taxes 67/77 €35,596 €77,928 +€42,332 +118.9%
Profit (loss) for the period 9904 €98,392 €232,949 +€134,557 +136.8%
Profit (loss) for the period to be appropriated 9905 €98,392 €232,949 +€134,557 +136.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.