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EXPERTIS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

EXPERTIS

BE 0447.627.185
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€4,894
2024 · -€4,839-€55
Equity
-€61,295
2024 · -€56,401-€4,894
Cash
€139
2024 · €348-€209
Balance sheet total
€10,572
2024 · €11,261-€689

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€1,219

    down €1,219 (-20.2%), from €6,032 to €4,813

  • Receivables within one year +€739

    up €739 (+15.5%), from €4,781 to €5,520

    of which Other amounts receivable: +€739

  • Cash -€209

    down €209 (-60.0%), from €348 to €139

    mainly Net result for the year (-€4,894) and Trade debts (-€1,714)

Equity and liabilities
  • Other debts +€5,920

    up €5,920 (+11.9%), from €49,947 to €55,867

  • Profit (loss) carried forward -€4,894

    down €4,894 (-6.5%), from -€74,993 to -€79,887

  • Trade debts -€1,714

    down €1,714 (-100.0%), from €1,714 to €0

Income statement
  • Depreciation -€104

    down €104 (-7.8%), from €1,323 to €1,219

  • Gross operating margin -€81

    down €81 (-2.7%), from -€3,049 to -€3,130

  • Financial charges +€72

    up €72 (+98.5%), from €74 to €146

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€4,839
Gross operating margin -€81
Depreciation +€104
Other operating charges -€0
Financial income -€5
Financial charges -€72
Taxes -€0
Result 2025 -€4,894

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€209
Investment €0
Financing €0
Cash 2024 €348
Net result for the year -€4,894
Depreciation +€1,219
Receivables within one year -€739
Trade debts -€1,714
Other debts +€5,920
Cash 2025 €139
Every line side by side 32 lines
Line Code 2024 2025 Change %
Total assets 20/58 €11,261 €10,572 -€689 -6.1%
Fixed assets 21/28 €6,132 €4,913 -€1,219 -19.9%
Tangible fixed assets 22/27 €6,032 €4,813 -€1,219 -20.2%
Plant, machinery and equipment 23 €6,032 €4,813 -€1,219 -20.2%
Financial fixed assets 28 €100 €100 = 0.0%
Current assets 29/58 €5,129 €5,659 +€530 +10.3%
Amounts receivable within one year 40/41 €4,781 €5,520 +€739 +15.5%
Trade receivables 40 €0 - =
Other amounts receivable 41 €4,781 €5,520 +€739 +15.5%
Cash at bank and in hand 54/58 €348 €139 -€209 -60.0%
Total equity and liabilities 10/49 €11,261 €10,572 -€689 -6.1%
Equity 10/15 -€56,401 -€61,295 -€4,894 -8.7%
Contributions 10/11 €18,592 €18,592 = 0.0%
Profit (loss) carried forward 14 -€74,993 -€79,887 -€4,894 -6.5%
Amounts payable 17/49 €67,661 €71,867 +€4,205 +6.2%
Amounts payable within one year 42/48 €67,661 €71,867 +€4,205 +6.2%
Current portion of amounts payable after more than one year 42 €16,000 €16,000 = 0.0%
Trade debts 44 €1,714 €0 -€1,714 -100.0%
Suppliers 440/4 €1,714 €0 -€1,714 -100.0%
Other amounts payable 47/48 €49,947 €55,867 +€5,920 +11.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,323 €1,219 -€104 -7.8%
Other operating charges 640/8 €400 €400 +€0 0.0%
Gross operating margin 9900 -€3,049 -€3,130 -€81 -2.7%
Operating profit (loss) 9901 -€4,771 -€4,749 +€23 +0.5%
Financial income 75/76B €6 €1 -€5 -84.3%
Recurring financial income 75 €6 €1 -€5 -84.3%
Financial charges 65/66B €74 €146 +€72 +98.5%
Recurring financial charges 65 €74 €146 +€72 +98.5%
Profit (loss) for the period before taxes 9903 -€4,839 -€4,894 -€55 -1.1%
Income taxes 67/77 €0 €0 +€0 +3.6%
Profit (loss) for the period 9904 -€4,839 -€4,894 -€55 -1.1%
Profit (loss) for the period to be appropriated 9905 -€4,839 -€4,894 -€55 -1.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.