EXPERIENCE YOUR LIFE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
EXPERIENCE YOUR LIFE
Largest movements
- Cash -€35,472
down €35,472 (-18.3%), from €194,159 to €158,687
mainly Contributions, distributions and other (-€155,033) and Tax, wage and social debts (-€2,545)
- Intangible fixed assets -€6,782
down €6,782 (-29.2%), from €23,226 to €16,444
- Reserves -€152,871
down €152,871 (-62.2%), from €245,885 to €93,014
- Other debts +€108,359
up €108,359 (+236%), from €45,968 to €154,327
- Financial charges +€21,962
up €21,962 (+54.4%), from €40,402 to €62,364
- Write-downs -€10,400
down €10,400 (-100%), from €10,400 to €0
- Gross operating margin -€4,710
down €4,710 (-5.8%), from €80,623 to €75,914
- Taxes -€4,121
down €4,121 (-69.8%), from €5,904 to €1,783
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €304,024 | €261,271 | -€42,753 | -14.1% |
| Fixed assets | 21/28 | €25,735 | €19,369 | -€6,366 | -24.7% |
| Intangible fixed assets | 21 | €23,226 | €16,444 | -€6,782 | -29.2% |
| Tangible fixed assets | 22/27 | €2,509 | €2,925 | +€416 | +16.6% |
| Plant, machinery and equipment | 23 | €431 | €131 | -€300 | -69.7% |
| Furniture and vehicles | 24 | €2,078 | €2,794 | +€716 | +34.5% |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €278,289 | €241,902 | -€36,387 | -13.1% |
| Amounts receivable within one year | 40/41 | €74,125 | €73,326 | -€799 | -1.1% |
| Trade receivables | 40 | €41,324 | €36,409 | -€4,915 | -11.9% |
| Other amounts receivable | 41 | €32,801 | €36,917 | +€4,116 | +12.5% |
| Cash at bank and in hand | 54/58 | €194,159 | €158,687 | -€35,472 | -18.3% |
| Deferred charges and accrued income | 490/1 | €10,005 | €9,888 | -€116 | -1.2% |
| Total equity and liabilities | 10/49 | €304,024 | €261,271 | -€42,753 | -14.1% |
| Equity | 10/15 | €253,490 | €100,619 | -€152,871 | -60.3% |
| Contributions | 10/11 | €7,605 | €7,605 | = | 0.0% |
| Reserves | 13 | €245,885 | €93,014 | -€152,871 | -62.2% |
| Distributable reserves | 133 | €245,885 | €93,014 | -€152,871 | -62.2% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €50,534 | €160,652 | +€110,118 | +218% |
| Amounts payable within one year | 42/48 | €50,534 | €160,652 | +€110,118 | +218% |
| Financial debts | 43 | - | €2,549 | +€2,549 | |
| Credit institutions | 430/8 | - | €2,549 | +€2,549 | |
| Trade debts | 44 | €679 | €2,434 | +€1,755 | +258% |
| Suppliers | 440/4 | €679 | €2,434 | +€1,755 | +258% |
| Taxes, remuneration and social security | 45 | €3,887 | €1,342 | -€2,545 | -65.5% |
| Taxes | 450/3 | €3,887 | €1,342 | -€2,545 | -65.5% |
| Other amounts payable | 47/48 | €45,968 | €154,327 | +€108,359 | +236% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,584 | €7,895 | +€311 | +4.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €10,400 | €0 | -€10,400 | -100% |
| Other operating charges | 640/8 | €1,955 | €2,166 | +€210 | +10.8% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €80,623 | €75,914 | -€4,710 | -5.8% |
| Operating profit (loss) | 9901 | €60,685 | €65,853 | +€5,169 | +8.5% |
| Financial income | 75/76B | €448 | €456 | +€8 | +1.8% |
| Recurring financial income | 75 | €448 | €456 | +€8 | +1.8% |
| Financial charges | 65/66B | €40,402 | €62,364 | +€21,962 | +54.4% |
| Recurring financial charges | 65 | €40,402 | €62,364 | +€21,962 | +54.4% |
| Profit (loss) for the period before taxes | 9903 | €20,731 | €3,945 | -€16,786 | -81.0% |
| Income taxes | 67/77 | €5,904 | €1,783 | -€4,121 | -69.8% |
| Profit (loss) for the period | 9904 | €14,827 | €2,163 | -€12,664 | -85.4% |
| Profit (loss) for the period to be appropriated | 9905 | €14,827 | €2,163 | -€12,664 | -85.4% |
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.