EUROFING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
EUROFING
Largest movements
- Tangible fixed assets -€3,986
down €3,986 (-22.3%), from €17,855 to €13,869
- Receivables within one year -€1,660
down €1,660 (-71.7%), from €2,315 to €655
of which Trade receivables: -€1,055
- Cash +€1,415
up €1,415 (+4.7%), from €30,284 to €31,699
mainly Depreciation (+€3,986) and Receivables within one year (+€1,660)
- Profit (loss) carried forward -€4,553
down €4,553 (-17.0%), from €26,761 to €22,208
- Gross operating margin -€5,492
down €5,492 (-76.9%), from €7,137 to €1,645
- Depreciation +€1,911
up €1,911 (+92.1%), from €2,075 to €3,986
- Taxes -€193
down €193 (-12.8%), from €1,508 to €1,315
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €50,954 | €46,736 | -€4,218 | -8.3% |
| Fixed assets | 21/28 | €17,855 | €13,869 | -€3,986 | -22.3% |
| Tangible fixed assets | 22/27 | €17,855 | €13,869 | -€3,986 | -22.3% |
| Furniture and vehicles | 24 | €17,855 | €13,869 | -€3,986 | -22.3% |
| Current assets | 29/58 | €33,099 | €32,867 | -€232 | -0.7% |
| Amounts receivable within one year | 40/41 | €2,315 | €655 | -€1,660 | -71.7% |
| Trade receivables | 40 | €1,650 | €595 | -€1,055 | -63.9% |
| Other amounts receivable | 41 | €665 | €60 | -€605 | -91.0% |
| Cash at bank and in hand | 54/58 | €30,284 | €31,699 | +€1,415 | +4.7% |
| Deferred charges and accrued income | 490/1 | €500 | €513 | +€14 | +2.7% |
| Total equity and liabilities | 10/49 | €50,954 | €46,736 | -€4,218 | -8.3% |
| Equity | 10/15 | €47,213 | €42,660 | -€4,553 | -9.6% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Capital | 10 | €18,592 | €18,592 | = | 0.0% |
| Issued capital | 100 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Legal reserve | 130 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €26,761 | €22,208 | -€4,553 | -17.0% |
| Amounts payable | 17/49 | €3,741 | €4,077 | +€336 | +9.0% |
| Amounts payable within one year | 42/48 | €3,741 | €4,077 | +€336 | +9.0% |
| Trade debts | 44 | €2,260 | €2,100 | -€160 | -7.1% |
| Suppliers | 440/4 | €160 | - | -€160 | |
| Bills of exchange payable | 441 | €2,100 | €2,100 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €1,481 | €1,977 | +€495 | +33.4% |
| Taxes | 450/3 | €1,481 | €1,977 | +€495 | +33.4% |
| Non-recurring operating income | 76A | €2,149 | - | -€2,149 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,075 | €3,986 | +€1,911 | +92.1% |
| Other operating charges | 640/8 | €820 | €773 | -€46 | -5.6% |
| Gross operating margin | 9900 | €7,137 | €1,645 | -€5,492 | -76.9% |
| Operating profit (loss) | 9901 | €4,243 | -€3,114 | -€7,357 | |
| Financial income | 75/76B | €94 | €60 | -€35 | -36.7% |
| Recurring financial income | 75 | €94 | €60 | -€35 | -36.7% |
| Financial charges | 65/66B | €157 | €184 | +€27 | +17.1% |
| Recurring financial charges | 65 | €157 | €184 | +€27 | +17.1% |
| Profit (loss) for the period before taxes | 9903 | €4,180 | -€3,238 | -€7,418 | |
| Income taxes | 67/77 | €1,508 | €1,315 | -€193 | -12.8% |
| Profit (loss) for the period | 9904 | €2,672 | -€4,553 | -€7,225 | |
| Profit (loss) for the period to be appropriated | 9905 | €2,672 | -€4,553 | -€7,225 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.