Ets Ruymen: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Ets Ruymen
Largest movements
- Receivables within one year -€8,262
down €8,262 (-41.0%), from €20,173 to €11,911
of which Trade receivables: -€7,248
- Cash -€4,334
down €4,334 (-55.0%), from €7,874 to €3,540
mainly Advances received (-€6,000) and Investment in fixed assets (net) (-€3,591)
- Tangible fixed assets +€2,273
up €2,273 (+130%), from €1,742 to €4,015
of which Furniture and vehicles: +€2,224
- Stocks and contracts +€1,059
up €1,059 (+18.7%), from €5,664 to €6,722
- Deferred charges and accrued income -€762
no longer reported in 2025 (was €762)
- Advances received -€6,000
no longer reported in 2025 (was €6,000)
- Trade debts -€3,421
down €3,421 (-42.8%), from €7,986 to €4,565
- Profit (loss) carried forward -€2,617
down €2,617 (-18.8%), from €13,943 to €11,326
- Tax, wage and social debts +€1,993
up €1,993 (+1,345%), from €148 to €2,141
- Gross operating margin -€4,128
down €4,128, from €2,411 to -€1,717
- Financial income +€628
up €628 (+97.2%), from €646 to €1,274
- Depreciation +€619
up €619 (+88.5%), from €700 to €1,319
- Financial charges -€282
down €282 (-42.5%), from €663 to €381
- Taxes +€280
up €280 (+2,804,200%), from €0 to €280
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €36,338 | €26,312 | -€10,026 | -27.6% |
| Fixed assets | 21/28 | €1,866 | €4,139 | +€2,273 | +122% |
| Tangible fixed assets | 22/27 | €1,742 | €4,015 | +€2,273 | +130% |
| Plant, machinery and equipment | 23 | €1,334 | €1,382 | +€49 | +3.6% |
| Furniture and vehicles | 24 | €408 | €2,632 | +€2,224 | +545% |
| Financial fixed assets | 28 | €124 | €124 | = | 0.0% |
| Current assets | 29/58 | €34,472 | €22,173 | -€12,299 | -35.7% |
| Stocks and contracts in progress | 3 | €5,664 | €6,722 | +€1,059 | +18.7% |
| Stocks | 30/36 | €5,664 | €6,722 | +€1,059 | +18.7% |
| Amounts receivable within one year | 40/41 | €20,173 | €11,911 | -€8,262 | -41.0% |
| Trade receivables | 40 | €16,738 | €9,490 | -€7,248 | -43.3% |
| Other amounts receivable | 41 | €3,435 | €2,420 | -€1,014 | -29.5% |
| Cash at bank and in hand | 54/58 | €7,874 | €3,540 | -€4,334 | -55.0% |
| Deferred charges and accrued income | 490/1 | €762 | - | -€762 | |
| Total equity and liabilities | 10/49 | €36,338 | €26,312 | -€10,026 | -27.6% |
| Equity | 10/15 | €22,003 | €19,386 | -€2,617 | -11.9% |
| Contributions | 10/11 | €8,060 | €8,060 | = | 0.0% |
| Profit (loss) carried forward | 14 | €13,943 | €11,326 | -€2,617 | -18.8% |
| Amounts payable | 17/49 | €14,335 | €6,926 | -€7,409 | -51.7% |
| Amounts payable within one year | 42/48 | €14,335 | €6,926 | -€7,409 | -51.7% |
| Trade debts | 44 | €7,986 | €4,565 | -€3,421 | -42.8% |
| Suppliers | 440/4 | €7,986 | €4,565 | -€3,421 | -42.8% |
| Advances received on contracts in progress | 46 | €6,000 | - | -€6,000 | |
| Taxes, remuneration and social security | 45 | €148 | €2,141 | +€1,993 | +1,345% |
| Taxes | 450/3 | €148 | €2,141 | +€1,993 | +1,345% |
| Other amounts payable | 47/48 | €200 | €220 | +€20 | +9.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €700 | €1,319 | +€619 | +88.5% |
| Other operating charges | 640/8 | €18 | €194 | +€177 | +991% |
| Gross operating margin | 9900 | €2,411 | -€1,717 | -€4,128 | |
| Operating profit (loss) | 9901 | €1,694 | -€3,230 | -€4,924 | |
| Financial income | 75/76B | €646 | €1,274 | +€628 | +97.2% |
| Recurring financial income | 75 | €646 | €1,274 | +€628 | +97.2% |
| Financial charges | 65/66B | €663 | €381 | -€282 | -42.5% |
| Recurring financial charges | 65 | €663 | €381 | -€282 | -42.5% |
| Profit (loss) for the period before taxes | 9903 | €1,677 | -€2,337 | -€4,014 | |
| Income taxes | 67/77 | €0 | €280 | +€280 | +2,804,200% |
| Profit (loss) for the period | 9904 | €1,677 | -€2,617 | -€4,294 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,677 | -€2,617 | -€4,294 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.