Skip to content

ESTATES: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ESTATES

BE 0417.590.146
NACE 46.861, Wholesale of diamonds and other precious stones
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€85
2024 · €163-€78
Equity
€60,379
2024 · €60,294+€85
Cash
€55,330
2024 · €56,202-€872
Balance sheet total
€72,427
2024 · €66,743+€5,685

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€3,950

    new in 2025: €3,950

  • Deferred charges and accrued income +€3,427

    up €3,427 (+5825.5%), from €59 to €3,486

  • Cash -€872

    down €872 (-1.6%), from €56,202 to €55,330

    mainly Stocks and contracts (-€3,950) and Deferred charges and accrued income (-€3,427)

  • Receivables within one year -€821

    down €821 (-7.8%), from €10,482 to €9,661

    of which Other amounts receivable: -€1,595

Equity and liabilities
  • Tax, wage and social debts +€6,322

    up €6,322 (+518.6%), from €1,219 to €7,541

    of which Remuneration and social security: +€5,256

Income statement
  • Gross operating margin +€1,487

    up €1,487 (+6.2%), from €23,821 to €25,308

  • Staff costs +€1,008

    up €1,008 (+4.3%), from €23,494 to €24,502

  • Financial income -€564

    down €564 (-99.8%), from €565 to €1

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €163
Gross operating margin +€1,487
Staff costs -€1,008
Other operating charges -€14
Financial income -€564
Financial charges -€14
Taxes +€35
Result 2025 €85

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€872
Investment €0
Financing €0
Cash 2024 €56,202
Net result for the year +€85
Stocks and contracts -€3,950
Receivables within one year +€821
Deferred charges and accrued income -€3,427
Trade debts -€722
Tax, wage and social debts +€6,322
Cash 2025 €55,330
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €66,743 €72,427 +€5,685 +8.5%
Current assets 29/58 €66,743 €72,427 +€5,685 +8.5%
Stocks and contracts in progress 3 - €3,950 +€3,950
Stocks 30/36 - €3,950 +€3,950
Amounts receivable within one year 40/41 €10,482 €9,661 -€821 -7.8%
Trade receivables 40 €8,787 €9,561 +€774 +8.8%
Other amounts receivable 41 €1,695 €100 -€1,595 -94.1%
Cash at bank and in hand 54/58 €56,202 €55,330 -€872 -1.6%
Deferred charges and accrued income 490/1 €59 €3,486 +€3,427 +5825.5%
Total equity and liabilities 10/49 €66,743 €72,427 +€5,685 +8.5%
Equity 10/15 €60,294 €60,379 +€85 +0.1%
Contributions 10/11 €18,592 €18,592 = 0.0%
Reserves 13 €41,702 €41,787 +€85 +0.2%
Non-distributable reserves 130/1 €1,859 €1,859 = 0.0%
Reserves not available under the articles 1311 €1,859 €1,859 = 0.0%
Distributable reserves 133 €39,843 €39,928 +€85 +0.2%
Amounts payable 17/49 €6,448 €12,048 +€5,600 +86.8%
Amounts payable within one year 42/48 €6,448 €12,048 +€5,600 +86.8%
Trade debts 44 €5,229 €4,508 -€722 -13.8%
Suppliers 440/4 €5,229 €4,508 -€722 -13.8%
Taxes, remuneration and social security 45 €1,219 €7,541 +€6,322 +518.6%
Taxes 450/3 €347 €1,413 +€1,066 +306.9%
Remuneration and social security 454/9 €872 €6,128 +€5,256 +602.9%
Remuneration, social security and pensions 62 €23,494 €24,502 +€1,008 +4.3%
Other operating charges 640/8 €505 €520 +€14 +2.8%
Gross operating margin 9900 €23,821 €25,308 +€1,487 +6.2%
Operating profit (loss) 9901 -€178 €286 +€464
Financial income 75/76B €565 €1 -€564 -99.8%
Recurring financial income 75 €565 €1 -€564 -99.8%
Financial charges 65/66B €160 €174 +€14 +8.9%
Recurring financial charges 65 €160 €174 +€14 +8.9%
Profit (loss) for the period before taxes 9903 €227 €113 -€114 -50.2%
Income taxes 67/77 €64 €28 -€35 -55.5%
Profit (loss) for the period 9904 €163 €85 -€78 -48.1%
Profit (loss) for the period to be appropriated 9905 €163 €85 -€78 -48.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.