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ESPINA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ESPINA

BE 0442.820.143
NACE 68.110, Buying and selling of own real estate
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€17,985
2024 · €34,100-€16,115
Equity
€499,236
2024 · €481,251+€17,985
Cash
€52,763
2024 · €74,922-€22,160
Balance sheet total
€676,555
2024 · €671,491+€5,065

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€29,111

    up €29,111 (+32.4%), from €89,923 to €119,033

  • Cash -€22,160

    down €22,160 (-29.6%), from €74,922 to €52,763

    mainly Receivables within one year (-€29,111) and Investment in fixed assets (net) (-€22,922)

Equity and liabilities
  • Reserves +€17,985

    up €17,985 (+4.4%), from €406,883 to €424,868

    of which Distributable reserves: +€17,985

  • Debts after one year -€11,323

    down €11,323 (-6.7%), from €168,948 to €157,625

Income statement
  • Gross operating margin -€27,068

    down €27,068 (-32.5%), from €83,364 to €56,296

  • Depreciation -€7,326

    down €7,326 (-22.8%), from €32,134 to €24,808

  • Taxes -€5,600

    down €5,600 (-48.3%), from €11,595 to €5,995

  • Other operating charges +€5,303

    up €5,303 (+87.3%), from €6,073 to €11,376

  • Financial income +€3,236

    up €3,236 (+147.0%), from €2,201 to €5,438

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €34,100
Gross operating margin -€27,068
Depreciation +€7,326
Other operating charges -€5,303
Financial income +€3,236
Financial charges +€94
Taxes +€5,600
Result 2025 €17,985

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€11,969
Investment -€22,922
Financing -€11,207
Cash 2024 €74,922
Net result for the year +€17,985
Depreciation +€24,808
Receivables within one year -€29,111
Trade debts -€118
Tax, wage and social debts -€1,595
Investment in fixed assets (net) -€22,922
Debts after one year -€11,323
Current portion of long-term debt +€124
Short-term financial debts -€9
Cash 2025 €52,763
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €671,491 €676,555 +€5,065 +0.8%
Fixed assets 21/28 €506,646 €504,760 -€1,886 -0.4%
Tangible fixed assets 22/27 €506,646 €504,760 -€1,886 -0.4%
Land and buildings 22 €506,646 €504,760 -€1,886 -0.4%
Current assets 29/58 €164,845 €171,796 +€6,951 +4.2%
Amounts receivable within one year 40/41 €89,923 €119,033 +€29,111 +32.4%
Other amounts receivable 41 €89,923 €119,033 +€29,111 +32.4%
Cash at bank and in hand 54/58 €74,922 €52,763 -€22,160 -29.6%
Total equity and liabilities 10/49 €671,491 €676,555 +€5,065 +0.8%
Equity 10/15 €481,251 €499,236 +€17,985 +3.7%
Contributions 10/11 €74,368 €74,368 = 0.0%
Outside capital 11 - €74,368 +€74,368
Other 1109/19 - €74,368 +€74,368
Reserves 13 €406,883 €424,868 +€17,985 +4.4%
Non-distributable reserves 130/1 €7,437 €7,437 = 0.0%
Reserves not available under the articles 1311 €7,437 €7,437 = 0.0%
Distributable reserves 133 €399,446 €417,431 +€17,985 +4.5%
Amounts payable 17/49 €190,240 €177,320 -€12,920 -6.8%
Amounts payable after more than one year 17 €168,948 €157,625 -€11,323 -6.7%
Financial debts 170/4 €168,948 €157,625 -€11,323 -6.7%
Amounts payable within one year 42/48 €21,292 €19,695 -€1,597 -7.5%
Current portion of amounts payable after more than one year 42 €11,199 €11,323 +€124 +1.1%
Financial debts 43 €8,369 €8,360 -€9 -0.1%
Credit institutions 430/8 €8,369 €8,360 -€9 -0.1%
Trade debts 44 €130 €12 -€118 -90.8%
Suppliers 440/4 €130 €12 -€118 -90.8%
Taxes, remuneration and social security 45 €1,595 €0 -€1,595 -100.0%
Taxes 450/3 €1,595 €0 -€1,595 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €32,134 €24,808 -€7,326 -22.8%
Other operating charges 640/8 €6,073 €11,376 +€5,303 +87.3%
Gross operating margin 9900 €83,364 €56,296 -€27,068 -32.5%
Operating profit (loss) 9901 €45,157 €20,111 -€25,046 -55.5%
Financial income 75/76B €2,201 €5,438 +€3,236 +147.0%
Recurring financial income 75 €2,201 €5,438 +€3,236 +147.0%
Financial charges 65/66B €1,663 €1,569 -€94 -5.7%
Recurring financial charges 65 €1,663 €1,569 -€94 -5.7%
Profit (loss) for the period before taxes 9903 €45,695 €23,980 -€21,715 -47.5%
Income taxes 67/77 €11,595 €5,995 -€5,600 -48.3%
Profit (loss) for the period 9904 €34,100 €17,985 -€16,115 -47.3%
Profit (loss) for the period to be appropriated 9905 €34,100 €17,985 -€16,115 -47.3%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.