ERA Wonen: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ERA Wonen
Largest movements
- Financial fixed assets -€268,969
down €268,969 (-35.6%), from €754,828 to €485,859
- Receivables within one year -€228,348
down €228,348 (-5.0%), from €4.6m to €4.4m
of which Trade receivables: -€128,940
- Intangible fixed assets +€209,644
new in 2025: €209,644
- Receivables after one year -€139,964
no longer reported in 2025 (was €139,964)
- Tangible fixed assets -€88,787
down €88,787 (-27.4%), from €323,515 to €234,727
of which Furniture and vehicles: -€45,726
- Other debts -€439,543
down €439,543 (-31.7%), from €1.4m to €946,008
- Short-term financial debts +€203,000
up €203,000 (+84.3%), from €240,703 to €443,703
- Tax, wage and social debts -€126,516
down €126,516 (-53.5%), from €236,310 to €109,794
of which Taxes: -€140,747
- Trade debts -€112,572
down €112,572 (-6.7%), from €1.7m to €1.6m
- Gross operating margin -€1.3m
down €1.3m (-38.1%), from €3.3m to €2.0m
- Staff costs -€677,931
down €677,931 (-38.1%), from €1.8m to €1.1m
- Taxes -€165,777
down €165,777 (-43.9%), from €378,033 to €212,256
- Financial income +€140,723
up €140,723 (+2,084,782%), from €7 to €140,730
- Depreciation +€60,311
up €60,311 (+47.0%), from €128,367 to €188,678
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,955,455 | €5,488,479 | -€466,976 | -7.8% |
| Fixed assets | 21/28 | €1,078,342 | €930,230 | -€148,112 | -13.7% |
| Intangible fixed assets | 21 | - | €209,644 | +€209,644 | |
| Tangible fixed assets | 22/27 | €323,515 | €234,727 | -€88,787 | -27.4% |
| Plant, machinery and equipment | 23 | €46,373 | €32,001 | -€14,372 | -31.0% |
| Furniture and vehicles | 24 | €151,615 | €105,889 | -€45,726 | -30.2% |
| Other tangible fixed assets | 26 | €125,527 | €96,838 | -€28,689 | -22.9% |
| Financial fixed assets | 28 | €754,828 | €485,859 | -€268,969 | -35.6% |
| Current assets | 29/58 | €4,877,112 | €4,558,249 | -€318,863 | -6.5% |
| Amounts receivable after more than one year | 29 | €139,964 | - | -€139,964 | |
| Other amounts receivable | 291 | €139,964 | - | -€139,964 | |
| Amounts receivable within one year | 40/41 | €4,605,670 | €4,377,322 | -€228,348 | -5.0% |
| Trade receivables | 40 | €991,392 | €862,452 | -€128,940 | -13.0% |
| Other amounts receivable | 41 | €3,614,277 | €3,514,870 | -€99,408 | -2.8% |
| Cash at bank and in hand | 54/58 | €82,784 | €63,293 | -€19,491 | -23.5% |
| Deferred charges and accrued income | 490/1 | €48,694 | €117,634 | +€68,939 | +142% |
| Total equity and liabilities | 10/49 | €5,955,455 | €5,488,479 | -€466,976 | -7.8% |
| Equity | 10/15 | €1,994,845 | €1,994,845 | = | 0.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €451,597 | €451,597 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €449,737 | €449,737 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,524,648 | €1,524,648 | = | 0.0% |
| Amounts payable | 17/49 | €3,960,609 | €3,493,634 | -€466,976 | -11.8% |
| Amounts payable after more than one year | 17 | €315,272 | €269,809 | -€45,463 | -14.4% |
| Financial debts | 170/4 | €315,272 | €269,809 | -€45,463 | -14.4% |
| Amounts payable within one year | 42/48 | €3,618,588 | €3,162,326 | -€456,262 | -12.6% |
| Current portion of amounts payable after more than one year | 42 | €85,318 | €104,687 | +€19,369 | +22.7% |
| Financial debts | 43 | €240,703 | €443,703 | +€203,000 | +84.3% |
| Credit institutions | 430/8 | €240,703 | €443,703 | +€203,000 | +84.3% |
| Trade debts | 44 | €1,670,706 | €1,558,134 | -€112,572 | -6.7% |
| Suppliers | 440/4 | €1,670,706 | €1,558,134 | -€112,572 | -6.7% |
| Taxes, remuneration and social security | 45 | €236,310 | €109,794 | -€126,516 | -53.5% |
| Taxes | 450/3 | €140,981 | €234 | -€140,747 | -99.8% |
| Remuneration and social security | 454/9 | €95,329 | €109,560 | +€14,231 | +14.9% |
| Other amounts payable | 47/48 | €1,385,551 | €946,008 | -€439,543 | -31.7% |
| Accrued charges and deferred income | 492/3 | €26,750 | €61,499 | +€34,749 | +130% |
| Non-recurring operating income | 76A | - | €32,549 | +€32,549 | |
| Remuneration, social security and pensions | 62 | €1,780,299 | €1,102,368 | -€677,931 | -38.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €128,367 | €188,678 | +€60,311 | +47.0% |
| Other operating charges | 640/8 | €51,491 | €54,551 | +€3,060 | +5.9% |
| Non-recurring operating charges | 66A | €1,159 | €42,419 | +€41,261 | +3,561% |
| Gross operating margin | 9900 | €3,314,009 | €2,049,754 | -€1.3m | -38.1% |
| Operating profit (loss) | 9901 | €1,352,694 | €661,739 | -€690,955 | -51.1% |
| Financial income | 75/76B | €7 | €140,730 | +€140,723 | +2,084,782% |
| Recurring financial income | 75 | €7 | €140,730 | +€140,723 | +2,084,782% |
| Financial charges | 65/66B | €64,533 | €52,623 | -€11,911 | -18.5% |
| Recurring financial charges | 65 | €64,533 | €52,623 | -€11,911 | -18.5% |
| Profit (loss) for the period before taxes | 9903 | €1,288,167 | €749,846 | -€538,321 | -41.8% |
| Income taxes | 67/77 | €378,033 | €212,256 | -€165,777 | -43.9% |
| Profit (loss) for the period | 9904 | €910,134 | €537,590 | -€372,544 | -40.9% |
| Profit (loss) for the period to be appropriated | 9905 | €910,134 | €537,590 | -€372,544 | -40.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.